HCI Group, Inc. (HCI)
NYSE: HCI · Real-Time Price · USD
178.83
+3.88 (2.22%)
At close: Jul 24, 2026, 4:00 PM EDT
178.83
0.00 (0.00%)
After-hours: Jul 24, 2026, 4:10 PM EDT
HCI Group Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 927.4 | 900.95 | 750.05 | 550.67 | 499.56 | 407.92 |
Revenue Growth | 22.05% | 20.12% | 36.21% | 10.23% | 22.47% | 31.40% |
Net Income Net Income Growth | 331.21 | 320.4 | 127.58 | 89.26 | -54.6 | 7.24 |
Earnings Per Share EPS Growth | 22.78 | 22.72 | 8.89 | 7.62 | -6.24 | 0.21 |
EPS Growth | 120.31% | 155.57% | 16.67% | - | - | -93.98% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Reciprocal Exchange Operations Reciprocal Exchange Operations Growth | 81.26 | 65.55 | 30.76 | - | - | - |
Corporate/Other Corporate/Other Growth | 24.8 | 23.57 | 26.29 | 10.36 | 6.49 | 8.41 |
Insurance Operations Insurance Operations Growth | 841.76 | 834.43 | 717.26 | 544.64 | 500.15 | - |
Reclassification/ Elimination Reclassification/ Elimination Growth | -263.13 | -258.71 | -172.82 | -111.43 | -87.17 | -11.94 |
Exzeo Exzeo Growth | 226.52 | 221.28 | 134.5 | 88.39 | 56.32 | 118.49 |
Real Estate Real Estate Growth | 16.18 | 14.82 | 14.07 | 18.71 | 23.77 | 12.23 |
Total Total Growth | 927.4 | 900.95 | 750.05 | 550.67 | 499.56 | 407.92 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 3.76 | 3.75 | 3.71 | 3.29 | 2.9 | 2.4 |
Total Debt Total Debt Growth | 31.67 | 31.88 | 185.25 | 208.5 | 211.69 | 45.5 |
Net Cash (Debt) Net Cash Growth | -31.67 | -31.88 | -185.25 | -208.5 | -211.69 | -45.5 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -2.46 | -2.48 | -14.60 | -18.88 | -24.01 | -5.30 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 320.48 | 337.01 | 135.59 | 91.88 | -0.01 | 96.5 |
Capital Expenditures CapEx Growth | -1.65 | - | - | - | -6.34 | -3.32 |
Free Cash Flow Free Cash Flow Growth | 318.83 | 337.01 | 135.59 | 91.88 | -6.35 | 93.19 |
Free Cash Flow Growth | 36.62% | 148.55% | 47.57% | - | - | 31.48% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 47.92% | 47.65% | 23.12% | 21.36% | -13.70% | 2.75% |
Profit Margin | 35.71% | 35.56% | 17.01% | 16.21% | -10.93% | 1.78% |
FCF Margin | 34.38% | 37.41% | 18.08% | 16.69% | -1.27% | 22.84% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.600 | 1.600 | 1.600 | 1.600 | 1.600 | 1.600 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 0.89% | 0.00% | 0.00% | 0.00% | 5.92% | 2.41% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.84 | 8.44 | 13.11 | 11.47 | - | 397.81 |
Forward PE | 9.68 | 11.18 | 18.98 | 9.87 | 138.91 | 87.02 |
P/FCF Ratio | 5.31 | 7.39 | 9.25 | 9.26 | - | 9.08 |
PS Ratio | 2.46 | 2.76 | 1.67 | 1.55 | 0.68 | 2.07 |