HCI Group, Inc. (HCI)
NYSE: HCI · Real-Time Price · USD
187.64
+1.39 (0.75%)
At close: Nov 10, 2026, 4:00 PM EST
188.53
+0.89 (0.47%)
After-hours: Nov 10, 2026, 6:30 PM EST
HCI Group Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 980.69 | 900.95 | 750.05 | 550.67 | 496.45 | 407.92 |
Revenue Growth | 20.10% | 20.12% | 36.21% | 10.92% | 21.70% | 49.16% |
Operating Income Operating Income Growth | 491.13 | 439.61 | 186.77 | 128.77 | -61.48 | 19.39 |
Net Income Net Income Growth | 315.59 | 286.96 | 105.84 | 76.41 | -55.05 | 1.83 |
Earnings Per Share EPS Growth | 24.75 | 22.72 | 8.89 | 7.62 | -6.24 | 0.21 |
EPS Growth | 56.65% | 155.68% | 16.66% | - | - | -93.98% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Reciprocal Exchange Operations Reciprocal Exchange Operations Growth | 100 | 65.55 | 30.76 | - | - | - |
Exzeo Exzeo Growth | 233.02 | 221.28 | 134.5 | 88.39 | 56.32 | 118.49 |
Corporate/Other Corporate/Other Growth | 30.53 | 23.57 | 26.29 | 10.36 | 6.49 | 8.41 |
Insurance Operations Insurance Operations Growth | 868.99 | 834.43 | 717.26 | 544.64 | 500.15 | - |
Real Estate Real Estate Growth | 17.47 | 14.82 | 14.07 | 18.71 | 23.77 | 12.23 |
Reclassification/ Elimination Reclassification/ Elimination Growth | -269.31 | -258.71 | -172.82 | -111.43 | -87.17 | -11.94 |
Total Total Growth | 980.69 | 900.95 | 750.05 | 550.67 | 499.56 | 407.92 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 743.53 | 1,210 | 532.47 | 536.48 | 234.86 | 628.94 |
Total Debt Total Debt Growth | 67.26 | 67.88 | 229.25 | 209.9 | 212.41 | 62.71 |
Net Cash (Debt) Net Cash Growth | 676.27 | 1,142 | 303.22 | 326.58 | 22.46 | 566.24 |
Net Cash Growth | -26.24% | 276.71% | -7.15% | 1354.35% | -96.03% | 129.18% |
Net Cash Per Share Net Cash Per Share Growth | 52.98 | 88.70 | 23.90 | 29.57 | 2.55 | 65.99 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 459.56 | 444.45 | 331.82 | 230.66 | -0.01 | 96.5 |
Capital Expenditures CapEx Growth | -1.62 | -3.63 | -4.05 | -6.5 | -6.34 | -3.32 |
Free Cash Flow Free Cash Flow Growth | 457.94 | 440.82 | 327.76 | 224.16 | -6.35 | 93.19 |
Free Cash Flow Growth | 13.28% | 34.49% | 46.22% | - | - | 31.48% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 50.08% | 48.79% | 24.90% | 23.38% | -12.38% | 4.75% |
Pretax Margin | 49.62% | 47.65% | 23.12% | 21.36% | -13.78% | 2.75% |
Profit Margin | 32.18% | 31.85% | 14.11% | 13.88% | -11.09% | 0.45% |
FCF Margin | 46.70% | 48.93% | 43.70% | 40.71% | -1.28% | 22.84% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.600 | 1.600 | 1.600 | 1.600 | 1.600 | 1.600 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 0.85% | 0.84% | 1.40% | 1.83% | 3.97% | 1.89% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.58 | 8.66 | 11.60 | 11.14 | - | 467.43 |
Forward PE | 9.23 | 11.18 | 18.98 | 9.87 | 138.91 | 87.02 |
P/FCF Ratio | 5.11 | 5.64 | 3.75 | 3.80 | - | 9.19 |
PS Ratio | 2.39 | 2.76 | 1.64 | 1.55 | 0.70 | 2.10 |