HCI Group, Inc. (HCI)
NYSE: HCI · Real-Time Price · USD
187.64
+1.39 (0.75%)
At close: Nov 10, 2026, 4:00 PM EST
188.53
+0.89 (0.47%)
After-hours: Nov 10, 2026, 6:30 PM EST
HCI Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 328.36 | 299.01 | 109.95 | 79.03 | -58.51 | 1.86 |
Depreciation & Amortization | 6.39 | 8.85 | 3.11 | 7.06 | 7.18 | 4.62 |
Other Amortization | 2.36 | 2.36 | 1.19 | 1.13 | 0.83 | 0.93 |
Gain (Loss) on Sale of Assets | -0.68 | -0.44 | - | -8.81 | -0.38 | - |
Gain (Loss) on Sale of Investments | -2 | -5.34 | -9.44 | -5.72 | 7.38 | -7.67 |
Stock-Based Compensation | 12.62 | 10.97 | 10.19 | 9.35 | 15.11 | 13.75 |
Change in Accounts Receivable | -11.04 | -6.91 | 7.41 | -22.99 | 33.16 | 0.23 |
Reinsurance Recoverable | 93.69 | 268.63 | -208.22 | 338.4 | -612.07 | 8.49 |
Change in Unearned Revenue | 49.98 | 59.06 | 86.52 | 130.42 | 6.12 | 99.75 |
Change in Income Taxes | 7.94 | 6.46 | -2.71 | 10.51 | 1.28 | 0.47 |
Change in Insurance Reserves / Liabilities | -66.03 | -269.41 | 260.83 | -278.69 | 626.6 | 25 |
Change in Other Net Operating Assets | 4.48 | 48.37 | 53.35 | -8.1 | -40.91 | -57.33 |
Other Operating Activities | -0.78 | -0.32 | 2.92 | -1.04 | -25.98 | 3.03 |
Operating Cash Flow | 459.56 | 444.45 | 331.82 | 230.66 | -0.01 | 96.5 |
Operating Cash Flow Growth | 12.54% | 33.94% | 43.86% | - | - | 24.82% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.62 | -3.63 | -4.05 | -6.5 | -6.34 | -3.32 |
Sale of Property, Plant & Equipment | - | - | 0.01 | - | - | - |
Purchase / Sale of Intangible Assets | - | - | - | -1.79 | -3.8 | - |
Investment in Securities | -725.76 | 117.28 | -240.01 | 12.22 | -438.72 | 41.54 |
Other Investing Activities | - | - | - | - | 14.5 | - |
Investing Cash Flow | -727.23 | 87.27 | -260.11 | 4.27 | -434.54 | 36.85 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 17 | 44 | 12 | 172.5 | - |
Total Debt Issued | - | 17 | 44 | 12 | 172.5 | - |
Total Debt Repaid | -2.88 | -8.65 | -0.99 | -7.46 | -16.01 | -9.72 |
Net Debt Issued (Repaid) | -2.88 | 8.35 | 43.02 | 4.54 | 156.49 | -9.72 |
Issuance of Common Stock | 15.09 | 6.67 | 2.95 | 84.57 | - | - |
Repurchases of Common Stock | -92.08 | -1.52 | -1.04 | -0.78 | -88.31 | -1.31 |
Common Dividends Paid | -20.43 | -19.29 | -16.6 | -13.72 | -15.23 | -14.07 |
Other Financing Activities | 124.71 | 151.98 | -103.5 | -7.5 | -11.88 | 89.4 |
Financing Cash Flow | 24.41 | 146.2 | -75.17 | 67.12 | 41.07 | 64.3 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -0.28 | -0.23 | -0.11 | -0.04 | -0.1 | -0.05 |
Net Cash Flow | -243.55 | 677.69 | -3.58 | 302 | -393.58 | 197.6 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 457.94 | 440.82 | 327.76 | 224.16 | -6.35 | 93.19 |
Free Cash Flow Growth | 13.28% | 34.49% | 46.22% | - | - | 31.48% |
Free Cash Flow Margin | 46.70% | 48.93% | 43.70% | 40.71% | -1.28% | 22.84% |
Free Cash Flow Per Share | 35.88 | 34.23 | 25.84 | 20.30 | -0.72 | 10.86 |
Levered Free Cash Flow | 487.5 | 403.76 | 440.8 | 98.17 | -12.46 | 190.93 |
Unlevered Free Cash Flow | 487.94 | 407.12 | 447.94 | 103.99 | -8.43 | 194 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 3.96 | 5.68 | 12.67 | 9.25 | 6.16 | 7.11 |
Cash Income Tax Paid | 115.42 | 104.39 | 46.15 | 18.99 | 0.15 | 2.38 |
Change in Working Capital | 79.25 | 107.14 | 195.85 | 138.95 | 49.13 | 76.24 |