Heritage Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	259.77	224.41	209.36	225.16	219.39	205.79
Net Interest Income Growth	20.60%	7.18%	-7.01%	2.63%	6.61%	2.38%
Non-Interest Income	33.84	21.73	7.47	18.66	29.59	34.62
Non-Interest Income Growth	232.73%	190.81%	-59.96%	-36.93%	-14.51%	-7.02%
Revenues Before Loan Losses	293.61	246.14	216.84	243.82	248.98	240.4
Provision for Credit Losses	-0.99	1.97	6.28	4.28	-1.43	-29.37
Revenue	294.6	244.17	210.56	239.54	250.4	269.78
Revenue Growth	33.34%	15.96%	-12.10%	-4.34%	-7.18%	33.47%
Compensation Expenses	122.5	104.02	98.53	100.08	92.09	88.77
Selling, General & Admin	56.75	44.3	42.58	46.49	41.14	43.65
Other Non-Interest Expenses	24.68	17.25	17.19	20.05	17.73	16.86
Total Non-Interest Expense	203.97	165.57	158.3	166.62	150.97	149.27
Pretax Income	91.11	78.6	52.26	72.92	99.44	120.51
Provision for Income Taxes	13.21	11.07	9	11.16	17.56	22.47
Net Income	77.9	67.53	43.26	61.76	81.88	98.04
Net Income to Common	77.9	67.53	43.26	61.76	81.88	98.04
Net Income Growth	57.45%	56.11%	-29.95%	-24.57%	-16.48%	110.51%
Shares Outstanding (Basic)	37	34	34	35	35	36
Shares Outstanding (Diluted)	37	34	35	35	35	36
Shares Change	8.18%	-1.27%	-1.02%	-0.58%	-1.42%	-0.54%
EPS (Basic)	2.13	1.99	1.26	1.76	2.31	2.73
EPS (Diluted)	2.10	1.96	1.24	1.75	2.31	2.73
EPS Growth	46.85%	58.06%	-29.14%	-24.24%	-15.38%	111.63%
Free Cash Flow	-	85.66	61.02	99.15	90.44	66.51
Free Cash Flow Growth	-	40.38%	-38.45%	9.63%	35.98%	5.02%
Free Cash Flow Per Share	-	2.49	1.75	2.81	2.55	1.85
Dividends Per Share	0.960	0.960	0.920	0.880	0.840	0.810
Dividend Growth	2.13%	4.35%	4.54%	4.76%	3.70%	1.25%
Profit Margin	26.44%	27.66%	20.54%	25.78%	32.70%	36.34%
FCF Margin	-	35.08%	28.98%	41.39%	36.12%	24.65%
Effective Tax Rate	14.50%	14.08%	17.22%	15.31%	17.66%	18.65%

SEC Filings: 10-K · 10-Q