HarborOne Bancorp, Inc. (HONE)

Nov 1, 2025 - HONE was delisted (reason: acquired by EBC)

12.10

-0.22 (-1.79%)

Inactive · Last trade price on Oct 31, 2025

HarborOne Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	164.82	164.29	163.45	200.64	239.31	223.93
Revenue Growth	-0.04%	0.52%	-18.54%	-16.16%	6.87%	36.20%
Net Income	26.37	27.41	16.08	45.59	58.52	44.79
Earnings Per Share	0.65	0.66	0.37	0.97	1.14	0.82
EPS Growth	71.76%	78.38%	-61.86%	-14.91%	39.02%	150.16%

Revenue by Segment

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
HarborOne Bank	152.55	155.51	173.12	150.38	138.96
HarborOne Mortgage	19.83	16.05	34.69	84.33	121.64
Eliminations	-13.88	-	-	-	-
Other	14.07	-	-	-	-

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	203.05	256	256.17	135.34	216.84	257.81
Total Debt	461.19	562.78	617.51	492.19	137.67	249.4
Net Cash (Debt)	-258.13	-306.78	-361.34	-356.85	79.17	8.41
Net Cash Growth	-	-	-	-	841.22%	-
Net Cash Per Share	-6.33	-7.40	-8.32	-7.57	1.54	0.15

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	46.78	3.84	53.51	68.9	224.3	-26.95
Capital Expenditures	-1.26	-1.24	-4.48	-2.27	-6.46	-5.74
Free Cash Flow	45.53	2.6	49.03	66.63	217.84	-32.69
Free Cash Flow Growth	-	-94.69%	-26.42%	-69.41%	-	-

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Profit Margin	16.00%	16.68%	9.84%	22.72%	24.45%	20.00%
FCF Margin	27.62%	1.58%	30.00%	33.21%	91.03%	-14.60%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 17, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	0.360	0.320	0.300	0.280	0.200	0.090
Dividend Per Share Growth	11.11%	6.67%	7.14%	40.00%	122.22%	-
Dividend Yield	2.98%	2.77%	2.66%	2.19%	1.50%	0.93%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 17, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	18.63	17.83	31.89	14.02	12.63	13.20
Forward PE	14.07	14.65	19.64	13.24	17.32	13.66
P/FCF Ratio	10.83	187.84	10.46	9.59	3.39	-
PS Ratio	2.97	2.98	3.14	3.19	3.09	2.64