HarborOne Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	163.45	200.64	239.31	223.93	164.41	134.3	126.47	123.93	86.34	58.22
Revenue Growth (YoY)	-18.54%	-16.16%	6.87%	36.20%	22.42%	6.19%	2.05%	43.53%	48.30%	-
Gross Profit	163.45	200.64	239.31	223.93	164.41	134.3	126.47	123.93	86.34	58.22
Selling, General & Admin	107.77	117.74	135.99	137.48	118.52	95.4	89.08	89.05	63.17	44.09
Other Operating Expenses	30.55	21.17	21.78	28.45	23.22	24.7	20.34	25.25	13.86	9.55
Operating Expenses	138.32	138.91	157.77	165.92	141.73	120.09	109.41	114.3	77.03	53.64
Operating Income	25.13	61.73	81.55	58.01	22.68	14.21	17.05	9.63	9.31	4.59
Other Expense / Income	-	-	1.1	-	-	-	-	0.4	0.98	0.67
Pretax Income	25.13	61.73	80.45	58.01	22.68	14.21	17.05	9.23	8.33	3.92
Income Tax	9.05	16.14	21.94	13.22	4.41	2.81	6.67	3.3	2.56	1.35
Net Income	16.08	45.59	58.52	44.79	18.27	11.39	10.38	5.93	5.77	2.57
Net Income Growth	-64.73%	-22.09%	30.64%	145.19%	60.33%	9.78%	75.00%	2.83%	124.44%	-
Shares Outstanding (Basic)	43	46	51	54	56	57	56	58	58	-
Shares Outstanding (Diluted)	43	47	52	54	56	57	56	-	-	-
Shares Change	-7.85%	-8.55%	-5.15%	-2.53%	-1.69%	1.11%	-2.76%	-	-	-
EPS (Basic)	0.37	0.98	1.15	0.82	0.33	0.20	0.19	-	-	-
EPS (Diluted)	0.37	0.97	1.14	0.82	0.33	0.20	0.19	-	-	-
EPS Growth	-61.86%	-14.91%	39.02%	148.48%	65.00%	5.26%	-	-	-	-
Free Cash Flow	49.03	66.63	217.84	-32.69	-40.56	55.62	40.69	-6.45	27.87	17.41
Free Cash Flow Per Share	1.13	1.43	4.29	-0.60	-0.73	0.98	0.73	-0.11	0.48	-
Dividend Per Share	0.225	0.330	0.150	0.090	-	-	-	-	-	-
Dividend Growth	-31.82%	120.00%	66.67%	-	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	15.37%	30.77%	34.08%	25.90%	13.79%	10.58%	13.48%	7.77%	10.78%	7.88%
Profit Margin	9.84%	22.72%	24.45%	20.00%	11.11%	8.48%	8.21%	4.79%	6.68%	4.41%
Free Cash Flow Margin	30.00%	33.21%	91.03%	-14.60%	-24.67%	41.41%	32.17%	-5.21%	32.28%	29.91%
Effective Tax Rate	36.01%	26.15%	27.26%	22.78%	19.44%	19.80%	39.13%	35.73%	30.73%	34.44%
EBITDA	29.73	66.55	86.07	63.69	29.41	18.15	20.03	11.87	11.11	6.63
EBITDA Margin	18.19%	33.17%	35.97%	28.44%	17.89%	13.52%	15.84%	9.58%	12.86%	11.39%
Depreciation & Amortization	4.6	4.82	5.62	5.68	6.74	3.95	2.98	2.64	2.78	2.71
EBIT	25.13	61.73	80.45	58.01	22.68	14.21	17.05	9.23	8.33	3.92
EBIT Margin	15.37%	30.77%	33.62%	25.90%	13.79%	10.58%	13.48%	7.45%	9.64%	6.73%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).