HarborOne Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	Current	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Market Capitalization	423	548	684	790	634	642	518	626	621	-	-
Market Cap Growth	-	-19.81%	-13.44%	24.67%	-1.33%	24.02%	-17.26%	0.74%	-	-	-
Enterprise Value	764	889	1,021	685	611	819	966	835	846	209	277
PE Ratio	25.27	34.10	15.00	13.50	14.15	35.15	45.44	60.30	104.74	-	-
PS Ratio	2.59	3.36	3.41	3.30	2.83	3.91	3.86	4.95	5.01	-	-
PB Ratio	0.72	0.94	1.11	1.16	0.91	0.96	1.45	1.82	1.89	-	-
P/FCF Ratio	8.63	11.18	10.26	3.63	-19.38	-15.83	9.31	15.38	-96.27	-	-
P/OCF Ratio	7.90	10.25	9.92	3.52	-23.51	-17.77	8.47	14.26	-143.97	-	-
EV/Sales Ratio	4.67	5.44	5.09	2.86	2.73	4.98	7.19	6.61	6.83	2.42	4.75
EV/EBITDA Ratio	25.70	29.92	15.34	7.96	9.59	27.83	53.21	41.70	71.29	18.81	41.70
EV/EBIT Ratio	30.41	35.40	16.53	8.52	10.53	36.10	67.99	48.99	91.69	25.09	70.57
EV/FCF Ratio	15.58	18.14	15.32	3.14	-18.68	-20.18	17.37	20.53	-131.12	7.50	15.88
Debt / Equity Ratio	0.97	0.97	0.70	0.13	0.26	0.58	1.55	0.85	0.84	1.31	1.80
Debt / EBITDA Ratio	19.12	19.12	6.54	1.04	2.88	13.19	30.50	14.50	23.18	22.47	49.68
Debt / FCF Ratio	11.59	11.59	6.53	0.41	-5.60	-9.57	9.96	7.14	-42.63	8.96	18.93
Asset Turnover	0.03	0.03	0.04	0.05	0.05	0.04	0.04	0.05	0.05	0.04	-
Return on Equity (ROE)	2.70%	2.70%	7.30%	8.50%	6.50%	3.50%	3.20%	3.10%	2.00%	3.10%	-
Return on Assets (ROA)	0.30%	0.30%	0.90%	1.30%	1.00%	0.50%	0.40%	0.40%	0.30%	0.30%	-
Return on Capital (ROIC)	1.40%	1.40%	4.33%	7.71%	5.09%	1.73%	1.25%	1.64%	1.02%	1.46%	0.59%
Earnings Yield	3.80%	2.93%	6.67%	7.41%	7.07%	2.84%	2.20%	1.66%	0.95%	-	-
FCF Yield	11.59%	8.94%	9.75%	27.58%	-5.16%	-6.32%	10.74%	6.50%	-1.04%	-	-
Dividend Yield	3.42%	1.90%	2.40%	1.00%	0.80%	0.00%	0.00%	0.00%	0.00%	-	-
Payout Ratio	86.49%	60.80%	33.70%	13.00%	11.00%	0.00%	0.00%	0.00%	-	-	-
Buyback Yield / Dilution	7.85%	7.85%	8.55%	5.15%	2.53%	1.69%	-1.11%	2.76%	-	-	-
Total Shareholder Return	11.27%	9.75%	10.95%	6.15%	3.33%	1.69%	-1.11%	2.76%	-	-	-

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).