HarborOne Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct '25 Oct 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Cap	491	517	544	681	777	621
Market Cap Growth	-17.46%	-4.90%	-20.08%	-12.46%	25.15%	-3.23%
Enterprise Value	751.35	517.25	543.91	714.85	867.34	769.38
Last Close Price	12.10	11.83	11.98	13.90	14.84	10.86
PE Ratio	18.63	17.92	32.38	14.33	13.02	13.24
Forward PE	14.07	14.65	19.64	13.24	17.32	13.66
PS Ratio	2.97	3.15	3.33	3.39	3.25	2.77
PB Ratio	0.84	0.90	0.93	1.10	1.14	0.89
P/TBV Ratio	0.85	0.85	0.89	1.06	1.13	0.85
P/FCF Ratio	10.83	198.79	11.09	10.21	3.57	-19.00
P/OCF Ratio	10.54	134.70	10.16	9.88	3.47	-23.05
EV/Sales Ratio	4.56	3.15	3.33	3.56	3.62	3.44
EV/EBITDA Ratio	-	115.15	141.57	148.52	154.39	135.55
EV/FCF Ratio	16.50	198.79	11.09	10.73	3.98	-23.53
Debt / Equity Ratio	-	0	0	0.06	0.13	0.21
Debt / EBITDA Ratio	-	-	-	7.12	16.00	26.10
Debt / FCF Ratio	-	-	-	0.52	0.41	-4.53
Asset Turnover	0.03	0.03	0.03	0.04	0.05	0.05
Return on Equity (ROE)	4.57%	4.73%	2.68%	7.03%	8.51%	6.58%
Earnings Yield	5.35%	5.58%	3.09%	6.98%	7.68%	7.55%
FCF Yield	9.23%	0.50%	9.01%	9.79%	28.02%	-5.26%
Dividend Yield	2.98%	2.69%	2.48%	1.89%	1.22%	0.55%
Payout Ratio	53.89%	47.83%	79.78%	26.73%	15.71%	7.27%
Buyback Yield / Dilution	3.71%	4.14%	8.19%	7.96%	8.82%	2.56%
Total Shareholder Return	6.68%	6.83%	10.67%	9.84%	10.04%	3.12%

Updated Aug 5, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q