HarborOne Bancorp, Inc. (HONE)

HarborOne Bancorp Statistics

Total Valuation

HONE has a market cap or net worth of $469.18 million. The enterprise value is $705.77 million.

Market Cap	469.18M
Enterprise Value	705.77M

Important Dates

The last earnings date was Thursday, July 24, 2025, before market open.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Sep 3, 2025

Share Statistics

HONE has 40.41 million shares outstanding. The number of shares has decreased by -3.35% in one year.

Current Share Class	40.41M
Shares Outstanding	40.41M
Shares Change (YoY)	-3.35%
Shares Change (QoQ)	-1.20%
Owned by Insiders (%)	3.01%
Owned by Institutions (%)	63.39%
Float	32.57M

Valuation Ratios

The trailing PE ratio is 17.88 and the forward PE ratio is 13.50.

PE Ratio	17.88
Forward PE	13.50
PS Ratio	2.85
Forward PS	3.34
PB Ratio	0.80
P/TBV Ratio	0.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	26.77
EV / Sales	4.28
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.56%.

Return on Equity (ROE)	4.56%
Return on Assets (ROA)	0.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$308,073
Profits Per Employee	$49,288
Employee Count	535
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HONE has paid $6.39 million in taxes.

Income Tax	6.39M
Effective Tax Rate	19.50%

Stock Price Statistics

The stock price has decreased by -13.03% in the last 52 weeks. The beta is 0.61, so HONE's price volatility has been lower than the market average.

Beta (5Y)	0.61
52-Week Price Change	-13.03%
50-Day Moving Average	11.70
200-Day Moving Average	11.71
Relative Strength Index (RSI)	40.85
Average Volume (20 Days)	258,234

Short Selling Information

The latest short interest is 592,528, so 1.47% of the outstanding shares have been sold short.

Short Interest	592,528
Short Previous Month	766,268
Short % of Shares Out	1.47%
Short % of Float	1.82%
Short Ratio (days to cover)	2.11

Income Statement

In the last 12 months, HONE had revenue of $164.82 million and earned $26.37 million in profits. Earnings per share was $0.65.

Revenue	164.82M
Gross Profit	164.82M
Operating Income	38.62M
Pretax Income	24.91M
Net Income	26.37M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.65

Balance Sheet

The company has $203.05 million in cash and $439.65 million in debt, giving a net cash position of -$236.60 million or -$5.85 per share.

Cash & Cash Equivalents	203.05M
Total Debt	439.65M
Net Cash	-236.60M
Net Cash Per Share	-$5.85
Equity (Book Value)	580.15M
Book Value Per Share	14.53
Working Capital	-4.26B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	23.43%
Pretax Margin	19.88%
Profit Margin	16.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 3.10%.

Dividend Per Share	$0.36
Dividend Yield	3.10%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	1
Payout Ratio	53.89%
Buyback Yield	3.35%
Shareholder Yield	6.45%
Earnings Yield	5.62%
FCF Yield	n/a

Analyst Forecast

The average price target for HONE is $14.50, which is 24.89% higher than the current price. The consensus rating is "Buy".

Price Target	$14.50
Price Target Difference	24.89%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 15, 2019. It was a forward split with a ratio of 1.7954:1.

Last Split Date	Aug 15, 2019
Split Type	Forward
Split Ratio	1.7954:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2