HarborOne Bancorp Statistics

Total Valuation

HONE has a market cap or net worth of $499.49 million. The enterprise value is $860.09 million.

Market Cap	499.49M
Enterprise Value	860.09M

Important Dates

The next estimated earnings date is Tuesday, January 28, 2025, before market open.

Earnings Date	Jan 28, 2025
Ex-Dividend Date	Oct 14, 2024

Share Statistics

HONE has 41.31 million shares outstanding. The number of shares has decreased by -5.70% in one year.

Current Share Class	41.31M
Shares Outstanding	41.31M
Shares Change (YoY)	-5.70%
Shares Change (QoQ)	-0.08%
Owned by Insiders (%)	3.14%
Owned by Institutions (%)	61.66%
Float	35.62M

Valuation Ratios

The trailing PE ratio is 44.06 and the forward PE ratio is 14.97.

PE Ratio	44.06
Forward PE	14.97
PS Ratio	3.17
Forward PS	3.61
PB Ratio	0.86
P/TBV Ratio	0.95
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	75.39
EV / Sales	5.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.95%.

Return on Equity (ROE)	1.95%
Return on Assets (ROA)	0.20%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$299,917
Profits Per Employee	$21,567
Employee Count	529
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HONE has paid $6.87 million in taxes.

Income Tax	6.87M
Effective Tax Rate	37.59%

Stock Price Statistics

The stock price has increased by +0.83% in the last 52 weeks. The beta is 0.76, so HONE's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	+0.83%
50-Day Moving Average	12.81
200-Day Moving Average	11.68
Relative Strength Index (RSI)	33.23
Average Volume (20 Days)	269,193

Short Selling Information

The latest short interest is 215,132, so 0.52% of the outstanding shares have been sold short.

Short Interest	215,132
Short Previous Month	250,881
Short % of Shares Out	0.52%
Short % of Float	0.60%
Short Ratio (days to cover)	0.91

Income Statement

In the last 12 months, HONE had revenue of $158.66 million and earned $11.41 million in profits. Earnings per share was $0.27.

Revenue	158.66M
Gross Profit	158.66M
Operating Income	33.03M
Pretax Income	24.91M
Net Income	11.41M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.27

Full Income Statement

Balance Sheet

The company has $224.28 million in cash and $584.88 million in debt, giving a net cash position of -$360.60 million or -$8.73 per share.

Cash & Cash Equivalents	224.28M
Total Debt	584.88M
Net Cash	-360.60M
Net Cash Per Share	-$8.73
Equity (Book Value)	584.20M
Book Value Per Share	14.11
Working Capital	-4.37B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$15.72 million and capital expenditures -$1.82 million, giving a free cash flow of -$17.54 million.

Operating Cash Flow	-15.72M
Capital Expenditures	-1.82M
Free Cash Flow	-17.54M
FCF Per Share	-$0.42

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	20.82%
Pretax Margin	11.52%
Profit Margin	7.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 2.65%.

Dividend Per Share	$0.32
Dividend Yield	2.65%
Dividend Growth (YoY)	6.78%
Years of Dividend Growth	n/a
Payout Ratio	116.61%
Buyback Yield	5.70%
Shareholder Yield	8.35%
Earnings Yield	2.28%
FCF Yield	-3.51%

Dividend Details

Analyst Forecast

The average price target for HONE is $13.00, which is 7.53% higher than the current price. The consensus rating is "Hold".

Price Target	$13.00
Price Target Difference	7.53%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on August 15, 2019. It was a forward split with a ratio of 1.7954:1.

Last Split Date	Aug 15, 2019
Split Type	Forward
Split Ratio	1.7954:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2