HarborOne Bancorp Statistics
Total Valuation
HONE has a market cap or net worth of $515.14 million. The enterprise value is $773.28 million.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Sep 3, 2025 |
Share Statistics
HONE has 40.59 million shares outstanding. The number of shares has decreased by -3.35% in one year.
| Current Share Class | 40.59M |
| Shares Outstanding | 40.59M |
| Shares Change (YoY) | -3.35% |
| Shares Change (QoQ) | -1.20% |
| Owned by Insiders (%) | 3.00% |
| Owned by Institutions (%) | 61.12% |
| Float | 32.75M |
Valuation Ratios
The trailing PE ratio is 19.54 and the forward PE ratio is 14.76.
| PE Ratio | 19.54 |
| Forward PE | 14.76 |
| PS Ratio | 3.12 |
| Forward PS | 3.62 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 11.31 |
| P/OCF Ratio | 11.01 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 29.33 |
| EV / Sales | 4.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.98 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.56%.
| Return on Equity (ROE) | 4.56% |
| Return on Assets (ROA) | 0.46% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $308,073 |
| Profits Per Employee | $49,288 |
| Employee Count | 535 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HONE has paid $6.39 million in taxes.
| Income Tax | 6.39M |
| Effective Tax Rate | 19.50% |
Stock Price Statistics
The stock price has increased by +1.28% in the last 52 weeks. The beta is 0.61, so HONE's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +1.28% |
| 50-Day Moving Average | 11.89 |
| 200-Day Moving Average | 11.66 |
| Relative Strength Index (RSI) | 67.28 |
| Average Volume (20 Days) | 189,576 |
Short Selling Information
The latest short interest is 583,088, so 1.44% of the outstanding shares have been sold short.
| Short Interest | 583,088 |
| Short Previous Month | 592,528 |
| Short % of Shares Out | 1.44% |
| Short % of Float | 1.78% |
| Short Ratio (days to cover) | 2.27 |
Income Statement
In the last 12 months, HONE had revenue of $164.82 million and earned $26.37 million in profits. Earnings per share was $0.65.
| Revenue | 164.82M |
| Gross Profit | 164.82M |
| Operating Income | 38.62M |
| Pretax Income | 24.91M |
| Net Income | 26.37M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.65 |
Full Income StatementBalance Sheet
The company has $203.05 million in cash and $461.19 million in debt, giving a net cash position of -$258.13 million or -$6.36 per share.
| Cash & Cash Equivalents | 203.05M |
| Total Debt | 461.19M |
| Net Cash | -258.13M |
| Net Cash Per Share | -$6.36 |
| Equity (Book Value) | 580.15M |
| Book Value Per Share | 14.32 |
| Working Capital | -4.46B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $46.78 million and capital expenditures -$1.26 million, giving a free cash flow of $45.53 million.
| Operating Cash Flow | 46.78M |
| Capital Expenditures | -1.26M |
| Free Cash Flow | 45.53M |
| FCF Per Share | $1.12 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.43% |
| Pretax Margin | 19.88% |
| Profit Margin | 16.00% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.62% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.84%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 2.84% |
| Dividend Growth (YoY) | 11.11% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 53.89% |
| Buyback Yield | 3.35% |
| Shareholder Yield | 6.19% |
| Earnings Yield | 5.12% |
| FCF Yield | 8.84% |
Dividend DetailsAnalyst Forecast
The average price target for HONE is $14.50, which is 14.26% higher than the current price. The consensus rating is "Buy".
| Price Target | $14.50 |
| Price Target Difference | 14.26% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 15, 2019. It was a forward split with a ratio of 1.7954:1.
| Last Split Date | Aug 15, 2019 |
| Split Type | Forward |
| Split Ratio | 1.7954:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
