HarborOne Bancorp Statistics

Total Valuation

HONE has a market cap or net worth of $449.09 million. The enterprise value is $734.57 million.

Market Cap	449.09M
Enterprise Value	734.57M

Important Dates

The last earnings date was Thursday, January 30, 2025, before market open.

Earnings Date	Jan 30, 2025
Ex-Dividend Date	Dec 31, 2024

Share Statistics

HONE has 41.31 million shares outstanding. The number of shares has decreased by -4.49% in one year.

Current Share Class	41.31M
Shares Outstanding	41.31M
Shares Change (YoY)	-4.49%
Shares Change (QoQ)	-0.66%
Owned by Insiders (%)	3.03%
Owned by Institutions (%)	61.79%
Float	35.66M

Valuation Ratios

The trailing PE ratio is 16.47 and the forward PE ratio is 13.46.

PE Ratio	16.47
Forward PE	13.46
PS Ratio	2.73
Forward PS	3.25
PB Ratio	0.77
P/TBV Ratio	0.87
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	26.80
EV / Sales	4.47
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.73%.

Return on Equity (ROE)	4.73%
Return on Assets (ROA)	0.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$310,571
Profits Per Employee	$51,809
Employee Count	529
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HONE has paid $6.85 million in taxes.

Income Tax	6.85M
Effective Tax Rate	20.00%

Stock Price Statistics

The stock price has decreased by -6.37% in the last 52 weeks. The beta is 0.77, so HONE's price volatility has been lower than the market average.

Beta (5Y)	0.77
52-Week Price Change	-6.37%
50-Day Moving Average	12.32
200-Day Moving Average	11.93
Relative Strength Index (RSI)	30.61
Average Volume (20 Days)	171,255

Short Selling Information

The latest short interest is 258,158, so 0.62% of the outstanding shares have been sold short.

Short Interest	258,158
Short Previous Month	269,711
Short % of Shares Out	0.62%
Short % of Float	0.72%
Short Ratio (days to cover)	1.55

Income Statement

In the last 12 months, HONE had revenue of $164.29 million and earned $27.41 million in profits. Earnings per share was $0.66.

Revenue	164.29M
Gross Profit	164.29M
Operating Income	38.61M
Pretax Income	24.91M
Net Income	27.41M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.66

Full Income Statement

Balance Sheet

The company has $231.07 million in cash and $516.56 million in debt, giving a net cash position of -$285.48 million or -$6.91 per share.

Cash & Cash Equivalents	231.07M
Total Debt	516.56M
Net Cash	-285.48M
Net Cash Per Share	-$6.91
Equity (Book Value)	575.01M
Book Value Per Share	14.13
Working Capital	-4.28B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	23.50%
Pretax Margin	20.85%
Profit Margin	16.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 2.94%.

Dividend Per Share	$0.32
Dividend Yield	2.94%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	1
Payout Ratio	48.48%
Buyback Yield	4.49%
Shareholder Yield	7.43%
Earnings Yield	6.10%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for HONE is $13.00, which is 19.60% higher than the current price. The consensus rating is "Hold".

Price Target	$13.00
Price Target Difference	19.60%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on August 15, 2019. It was a forward split with a ratio of 1.7954:1.

Last Split Date	Aug 15, 2019
Split Type	Forward
Split Ratio	1.7954:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2