HarborOne Bancorp Statistics
Total Valuation
HONE has a market cap or net worth of $466.35 million. The enterprise value is $650.27 million.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, before market open.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Apr 9, 2025 |
Share Statistics
HONE has 40.41 million shares outstanding. The number of shares has decreased by -3.61% in one year.
| Current Share Class | 40.41M |
| Shares Outstanding | 40.41M |
| Shares Change (YoY) | -3.61% |
| Shares Change (QoQ) | -1.11% |
| Owned by Insiders (%) | 3.01% |
| Owned by Institutions (%) | 62.83% |
| Float | 34.85M |
Valuation Ratios
The trailing PE ratio is 18.37 and the forward PE ratio is 13.98.
| PE Ratio | 18.37 |
| Forward PE | 13.98 |
| PS Ratio | 2.85 |
| Forward PS | 3.24 |
| PB Ratio | 0.80 |
| P/TBV Ratio | 0.89 |
| P/FCF Ratio | 42.15 |
| P/OCF Ratio | 37.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 25.39 |
| EV / Sales | 3.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 59.70 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 38.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.44%.
| Return on Equity (ROE) | 4.44% |
| Return on Assets (ROA) | 0.44% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $304,254 |
| Profits Per Employee | $47,864 |
| Employee Count | 535 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HONE has paid $6.03 million in taxes.
| Income Tax | 6.03M |
| Effective Tax Rate | 19.07% |
Stock Price Statistics
The stock price has increased by +11.42% in the last 52 weeks. The beta is 0.61, so HONE's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +11.42% |
| 50-Day Moving Average | 10.78 |
| 200-Day Moving Average | 11.87 |
| Relative Strength Index (RSI) | 57.13 |
| Average Volume (20 Days) | 398,770 |
Short Selling Information
The latest short interest is 598,779, so 1.48% of the outstanding shares have been sold short.
| Short Interest | 598,779 |
| Short Previous Month | 395,567 |
| Short % of Shares Out | 1.48% |
| Short % of Float | 1.72% |
| Short Ratio (days to cover) | 1.21 |
Income Statement
In the last 12 months, HONE had revenue of $162.78 million and earned $25.61 million in profits. Earnings per share was $0.63.
| Revenue | 162.78M |
| Gross Profit | 162.78M |
| Operating Income | 35.88M |
| Pretax Income | 24.91M |
| Net Income | 25.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.63 |
Full Income StatementBalance Sheet
The company has $230.49 million in cash and $421.69 million in debt, giving a net cash position of -$191.20 million or -$4.73 per share.
| Cash & Cash Equivalents | 230.49M |
| Total Debt | 421.69M |
| Net Cash | -191.20M |
| Net Cash Per Share | -$4.73 |
| Equity (Book Value) | 575.97M |
| Book Value Per Share | 14.14 |
| Working Capital | -4.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $12.23 million and capital expenditures -$1.34 million, giving a free cash flow of $10.89 million.
| Operating Cash Flow | 12.23M |
| Capital Expenditures | -1.34M |
| Free Cash Flow | 10.89M |
| FCF Per Share | $0.27 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 22.04% |
| Pretax Margin | 19.44% |
| Profit Margin | 15.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 6.69% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 3.13%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 3.13% |
| Dividend Growth (YoY) | 8.20% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 57.40% |
| Buyback Yield | 3.61% |
| Shareholder Yield | 6.77% |
| Earnings Yield | 5.58% |
| FCF Yield | 2.37% |
Dividend DetailsAnalyst Forecast
The average price target for HONE is $14.50, which is 25.65% higher than the current price. The consensus rating is "Buy".
| Price Target | $14.50 |
| Price Target Difference | 25.65% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 15, 2019. It was a forward split with a ratio of 1.7954:1.
| Last Split Date | Aug 15, 2019 |
| Split Type | Forward |
| Split Ratio | 1.7954:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |