HarborOne Bancorp, Inc. (HONE)

HarborOne Bancorp Statistics

Total Valuation

HONE has a market cap or net worth of $473.25 million. The enterprise value is $780.04 million.

Market Cap	473.25M
Enterprise Value	780.04M

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, before market open.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Dec 31, 2024

Share Statistics

HONE has 43.50 million shares outstanding. The number of shares has decreased by -4.49% in one year.

Current Share Class	43.50M
Shares Outstanding	43.50M
Shares Change (YoY)	-4.49%
Shares Change (QoQ)	-0.66%
Owned by Insiders (%)	2.81%
Owned by Institutions (%)	59.07%
Float	37.93M

Valuation Ratios

The trailing PE ratio is 16.48 and the forward PE ratio is 13.15.

PE Ratio	16.48
Forward PE	13.15
PS Ratio	2.73
Forward PS	3.42
PB Ratio	0.78
P/TBV Ratio	0.92
P/FCF Ratio	181.88
P/OCF Ratio	123.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	28.46
EV / Sales	4.75
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	299.78

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	216.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.73%.

Return on Equity (ROE)	4.73%
Return on Assets (ROA)	0.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$307,088
Profits Per Employee	$51,228
Employee Count	535
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HONE has paid $6.85 million in taxes.

Income Tax	6.85M
Effective Tax Rate	20.00%

Stock Price Statistics

The stock price has increased by +5.94% in the last 52 weeks. The beta is 0.74, so HONE's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+5.94%
50-Day Moving Average	11.76
200-Day Moving Average	12.09
Relative Strength Index (RSI)	34.42
Average Volume (20 Days)	150,554

Short Selling Information

The latest short interest is 268,159, so 0.62% of the outstanding shares have been sold short.

Short Interest	268,159
Short Previous Month	258,846
Short % of Shares Out	0.62%
Short % of Float	0.71%
Short Ratio (days to cover)	1.14

Income Statement

In the last 12 months, HONE had revenue of $164.29 million and earned $27.41 million in profits. Earnings per share was $0.66.

Revenue	164.29M
Gross Profit	164.29M
Operating Income	38.61M
Pretax Income	24.91M
Net Income	27.41M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.66

Balance Sheet

The company has $256.00 million in cash and $562.78 million in debt, giving a net cash position of -$306.78 million or -$7.05 per share.

Cash & Cash Equivalents	256.00M
Total Debt	562.78M
Net Cash	-306.78M
Net Cash Per Share	-$7.05
Equity (Book Value)	575.01M
Book Value Per Share	14.01
Working Capital	-4.55B

Cash Flow

In the last 12 months, operating cash flow was $3.84 million and capital expenditures -$1.24 million, giving a free cash flow of $2.60 million.

Operating Cash Flow	3.84M
Capital Expenditures	-1.24M
Free Cash Flow	2.60M
FCF Per Share	$0.06

Margins

Gross Margin	n/a
Operating Margin	23.50%
Pretax Margin	20.85%
Profit Margin	16.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	1.58%

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 2.94%.

Dividend Per Share	$0.32
Dividend Yield	2.94%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	1
Payout Ratio	48.48%
Buyback Yield	4.49%
Shareholder Yield	7.43%
Earnings Yield	5.79%
FCF Yield	0.55%

Analyst Forecast

The average price target for HONE is $13.00, which is 19.49% higher than the current price. The consensus rating is "Hold".

Price Target	$13.00
Price Target Difference	19.49%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 15, 2019. It was a forward split with a ratio of 1.7954:1.

Last Split Date	Aug 15, 2019
Split Type	Forward
Split Ratio	1.7954:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3