Heritage Insurance Holdings, Inc. (HRTG)

NYSE: HRTG · Real-Time Price · USD

25.65

-0.97 (-3.64%)

At close: Mar 20, 2026, 4:00 PM EDT

25.99

+0.34 (1.33%)

After-hours: Mar 20, 2026, 7:43 PM EDT

HRTG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	794.16	767.86	697.19	637.07	611.07
Investment Income	37.16	36.63	25.76	11.98	5.65
Net Gains on Investments	2.71	-0.71	-0.97	-0.26	-0.02
Total Other Revenues	13.3	13.2	13.53	13.68	14.85
Revenue	847.33	816.99	735.5	662.46	631.56
Revenue Growth (YoY)	3.71%	11.08%	11.03%	4.89%	6.43%
Insurance Benefits & Claims	313.25	447.05	426.13	501.16	427.37
Policy Amortization Costs	173.96	191.19	167.61	156.3	145.97
Other Operating Expenses	92.97	85.14	78.54	162.36	126.29
Operating Income	267.15	93.61	63.22	-157.36	-68.06
Interest Expense	-7.89	-10.93	-11.21	-8.81	-7.97
Total Non-Operating Income (Expense)	-7.89	-10.93	-11.21	-8.81	-7.97
Pretax Income	259.26	82.68	52.01	-166.17	-76.03
Provision for Income Taxes	63.67	21.14	6.7	-11.81	-1.31
Net Income	195.59	61.54	45.31	-154.36	-74.73
Net Income to Common	195.59	61.54	45.31	-154.36	-74.73
Net Income Growth	217.84%	35.83%	-	-	-
Shares Outstanding (Basic)	31	31	26	26	28
Shares Outstanding (Diluted)	31	31	26	26	28
Shares Change (YoY)	0.96%	16.77%	-0.35%	-5.25%	-0.66%
EPS (Basic)	6.33	2.01	1.73	-5.86	-2.69
EPS (Diluted)	6.32	2.01	1.73	-5.86	-2.69
EPS Growth	214.43%	16.18%	-	-	-
Free Cash Flow	174.16	78.87	60.53	-41.97	59.12
Free Cash Flow Growth	120.84%	30.30%	-	-	-65.11%
Free Cash Flow Per Share	5.63	2.57	2.31	-1.59	2.13
Dividends Per Share	-	-	-	0.120	0.240
Dividend Growth	-	-	-	-50.00%	-
Operating Margin	31.53%	11.46%	8.59%	-23.75%	-10.78%
Profit Margin	23.08%	7.53%	6.16%	-23.30%	-11.83%
FCF Margin	20.55%	9.65%	8.23%	-6.34%	9.36%
EBITDA	279.85	103.16	71.9	-149	-59.62
EBITDA Margin	33.03%	12.63%	9.78%	-22.49%	-9.44%
EBIT	267.15	93.61	63.22	-157.36	-68.06
EBIT Margin	31.53%	11.46%	8.59%	-23.75%	-10.78%
Effective Tax Rate	24.56%	25.56%	12.88%	7.11%	1.72%

Updated Mar 9, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q