HRTG Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt Securities	713.24	655.56	560.68	635.57	669.35
Equity and Preferred Securities	1.06	1.94	1.67	1.51	1.42
Other Investments	1.29	5.95	7.07	16.48	23.93
Total Investments	715.59	663.44	569.42	653.57	694.7
Cash & Equivalents	572.58	463.65	473.34	287.57	364.75
Reinsurance Contract Assets	625.63	1,050	776.65	1,112	535.26
Deferred Acquisition Costs	64.54	63.2	69.26	99.62	-
Other Receivables	101.89	107.73	93.56	96.57	75.09
Net Property, Plant & Equipment	45.73	59.01	57.66	53.2	134.03
Other Intangible Assets	30.19	36.37	42.56	49.58	5.04
Goodwill	-	-	-	-	55.93
Other Assets	39.68	25.52	37.14	40.47	24.01
Total Assets	2,196	2,469	2,120	2,393	1,981
Unearned Premiums	727.09	717.89	699.82	683.16	614.92
Claims Reserves	579.48	1,043	845.96	1,132	590.17
Reinsurance Contract Liabilities	232.8	227.06	159.82	199.8	191.73
Accounts Payable	38.27	39.38	36.04	80.01	71.53
Accrued Expenses	8.84	8.93	9.46	6.59	8.01
Total Debt	78.43	116.32	119.73	128.94	120.76
Long-Term Leases	21.39	25.02	28.46	31.25	31.17
Other Liabilities	4.28	0.85	-	-	9.43
Total Liabilities	1,691	2,178	1,899	2,262	1,638
Common Stock	0	0	0	0	0
Treasury Stock	-133.18	-130.9	-130.9	-130.9	-123.56
Additional Paid-in Capital	365.74	362.64	360.31	334.71	332.8
Accumulated Other Comprehensive Income	-10.56	-28.6	-35.25	-53.59	-4.57
Retained Earnings	283.25	87.66	26.12	-19.19	138.38
Shareholders' Equity	505.25	290.8	220.28	131.04	343.05
Total Liabilities & Equity	2,196	2,469	2,120	2,393	1,981
Total Debt	21.39	25.02	28.46	31.25	31.17
Net Cash (Debt)	-21.39	-25.02	-28.46	-31.25	-31.17
Net Cash Per Share	-0.69	-0.82	-1.08	-1.19	-1.12
Book Value	505.25	290.8	220.28	131.04	343.05
Book Value Per Share	16.32	9.49	8.39	4.97	12.34
Tangible Book Value	475.06	254.43	177.73	81.46	282.09
Tangible Book Value Per Share	15.35	8.30	6.77	3.09	10.15

Updated Mar 9, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q