Heritage Insurance Holdings, Inc. (HRTG)

HRTG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	598	353	197	45	163	281
Market Cap Growth	78.54%	78.54%	335.15%	-72.08%	-42.15%	-26.79%
Enterprise Value	287	-13	120	-102	-77	-98
PE Ratio	7.17	5.73	4.36	-	-	30.13
PS Ratio	0.54	0.43	0.27	0.07	0.26	0.47
PB Ratio	1.45	1.21	0.90	0.35	0.47	0.64
P/FCF Ratio	7.59	4.47	3.26	-	2.75	1.66
P/OCF Ratio	6.87	4.05	2.80	-	2.70	1.65
EV/Sales Ratio	0.35	-	0.16	-	-	-
EV/EBITDA Ratio	2.78	-	1.65	-	-	-
EV/EBIT Ratio	3.07	-	1.88	-	-	-
EV/FCF Ratio	3.64	-	1.98	-	-	-
Debt / Equity Ratio	0.49	0.49	0.67	1.22	0.44	0.29
Debt / EBITDA Ratio	1.33	1.33	1.95	-	52.53	6.40
Debt / FCF Ratio	1.79	1.79	2.45	-	2.57	0.76
Quick Ratio	0.27	0.27	0.32	0.18	0.30	0.37
Current Ratio	0.79	0.79	0.78	0.72	0.67	0.78
Asset Turnover	0.36	0.36	0.33	0.30	0.31	0.30
Return on Equity (ROE)	24.08%	24.08%	25.79%	-65.12%	-19.03%	2.09%
Return on Assets (ROA)	2.55%	2.55%	1.77%	-1.87%	-0.23%	0.32%
Return on Capital (ROIC)	14.62%	14.62%	12.12%	-10.40%	-0.89%	1.10%
Earnings Yield	10.28%	17.46%	22.95%	-340.19%	-45.98%	3.32%
Earnings Yield	10.28%	17.46%	22.95%	-340.19%	-45.98%	3.32%
FCF Yield	13.18%	22.37%	30.65%	-102.79%	36.38%	60.32%
Dividend Yield	0.00%	-	-	6.67%	4.19%	2.51%
Payout Ratio	0.00%	-	0.02%	-	-	73.47%
Buyback Yield / Dilution	-16.77%	-16.77%	0.35%	5.25%	0.66%	4.26%
Total Shareholder Return	-16.77%	-16.77%	0.35%	11.92%	4.85%	6.77%

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q