Heritage Insurance Holdings, Inc. (HRTG)

HRTG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	823	902	370	197	46	157
Market Cap Growth	135.60%	143.61%	87.97%	328.59%	-70.78%	-44.04%
Enterprise Value	363.25	923.58	395.36	225.49	77.22	188.48
Last Close Price	26.78	29.26	12.10	6.52	1.80	5.88
PE Ratio	4.24	4.63	6.02	3.77	-0.31	-2.19
Forward PE	5.86	7.25	8.46	5.41	-	36.36
PS Ratio	0.97	1.06	0.45	0.27	0.07	0.25
PB Ratio	1.56	1.79	1.27	0.89	0.35	0.46
P/TBV Ratio	1.64	1.79	1.28	0.78	0.36	0.48
P/FCF Ratio	4.72	5.18	4.70	3.26	-1.10	2.66
P/OCF Ratio	4.51	4.95	4.25	2.80	-1.34	2.62
EV/Sales Ratio	0.43	1.09	0.48	0.31	0.12	0.30
EV/EBITDA Ratio	1.30	3.30	3.83	3.14	-0.52	-3.16
EV/EBIT Ratio	1.36	3.46	4.22	3.57	-0.49	-2.77
EV/FCF Ratio	2.09	5.30	5.01	3.73	-1.84	3.19
Debt / Equity Ratio	0.04	0.04	0.09	0.13	0.24	0.09
Debt / EBITDA Ratio	0.08	0.08	0.24	0.40	-0.21	-0.52
Debt / FCF Ratio	0.12	0.12	0.32	0.47	-0.74	0.53
Net Debt / Equity Ratio	0.04	0.04	0.09	0.13	0.24	0.09
Net Debt / EBITDA Ratio	0.08	0.08	0.24	0.40	-0.21	-0.52
Net Debt / FCF Ratio	0.12	0.12	0.32	0.47	-0.74	0.53
Asset Turnover	0.36	0.36	0.36	0.33	0.30	0.31
Return on Equity (ROE)	49.14%	49.14%	24.08%	25.79%	-65.12%	-19.03%
Return on Assets (ROA)	9.76%	8.64%	3.04%	2.44%	-6.69%	-3.29%
Return on Invested Capital (ROIC)	9.96%	8.82%	3.10%	2.51%	-6.95%	-3.43%
Return on Capital Employed (ROCE)	11.45%	11.45%	4.08%	2.80%	-7.20%	-3.34%
Earnings Yield	23.77%	21.60%	16.61%	26.53%	-325.56%	-45.75%
FCF Yield	21.17%	19.30%	21.29%	30.72%	-91.29%	37.58%
Dividend Yield	-	0.00%	0.00%	0.00%	0.00%	4.10%
Payout Ratio	-	0.00%	0.00%	0.00%	0.00%	-8.98%
Buyback Yield / Dilution	0.51%	0.51%	0.26%	-12.30%	16.18%	5.35%
Total Shareholder Return	-	0.51%	0.26%	-12.30%	16.18%	9.46%

Updated Mar 9, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q