HRTG Statistics

Total Valuation

HRTG has a market cap or net worth of $194.85 million. The enterprise value is -$51.91 million.

Market Cap	194.85M
Enterprise Value	-51.91M

Important Dates

The next estimated earnings date is Tuesday, August 6, 2024, after market close.

Earnings Date	Aug 6, 2024
Ex-Dividend Date	n/a

Share Statistics

HRTG has 30.64 million shares outstanding. The number of shares has increased by 18.81% in one year.

Shares Outstanding	30.64M
Shares Change (YoY)	+18.81%
Shares Change (QoQ)	+12.45%
Owned by Insiders (%)	26.86%
Owned by Institutions (%)	52.47%
Float	21.46M

Valuation Ratios

The trailing PE ratio is 3.81 and the forward PE ratio is 3.87.

PE Ratio	3.81
Forward PE	3.87
PS Ratio	0.26
Forward PS	0.24
PB Ratio	0.83
P/FCF Ratio	3.74
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.64
Debt / EBITDA	2.02
Debt / FCF	2.89
Interest Coverage	5.90

Financial Efficiency

Return on equity (ROE) is 23.70% and return on invested capital (ROIC) is 14.21%.

Return on Equity (ROE)	23.70%
Return on Assets (ROA)	2.00%
Return on Capital (ROIC)	14.21%
Revenue Per Employee	$1.32M
Profits Per Employee	$80,431
Employee Count	566
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

In the past 12 months, HRTG has paid $9.15 million in taxes.

Income Tax	9.15M
Effective Tax Rate	16.73%

Stock Price Statistics

The stock price has increased by +55.12% in the last 52 weeks. The beta is 0.94, so HRTG's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+55.12%
50-Day Moving Average	8.38
200-Day Moving Average	7.48
Relative Strength Index (RSI)	25.46
Average Volume (20 Days)	532,883

Short Selling Information

The latest short interest is 958,592, so 3.13% of the outstanding shares have been sold short.

Short Interest	958,592
Short Previous Month	811,351
Short % of Shares Out	3.13%
Short % of Float	4.47%
Short Ratio (days to cover)	3.00

Income Statement

In the last 12 months, HRTG had revenue of $749.88 million and earned $45.52 million in profits. Earnings per share was $1.67.

Revenue	749.88M
Gross Profit	319.17M
Operating Income	65.83M
Pretax Income	54.67M
Net Income	45.52M
EBITDA	74.62M
EBIT	65.83M
Earnings Per Share (EPS)	$1.67

Full Income Statement

Balance Sheet

The company has $397.47 million in cash and $150.71 million in debt, giving a net cash position of $246.76 million or $8.05 per share.

Cash & Cash Equivalents	397.47M
Total Debt	150.71M
Net Cash	246.76M
Net Cash Per Share	$8.05
Equity (Book Value)	234.94M
Book Value Per Share	7.67
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $59.78 million and capital expenditures -$7.71 million, giving a free cash flow of $52.07 million.

Operating Cash Flow	59.78M
Capital Expenditures	-7.71M
Free Cash Flow	52.07M
FCF Per Share	$1.71

Full Cash Flow Statement

Margins

Gross margin is 42.56%, with operating and profit margins of 8.78% and 6.07%.

Gross Margin	42.56%
Operating Margin	8.78%
Pretax Margin	7.29%
Profit Margin	6.07%
EBITDA Margin	9.95%
EBIT Margin	8.78%
FCF Margin	6.94%

Dividends & Yields

HRTG does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-18.81%
Shareholder Yield	-18.81%
Earnings Yield	23.36%
FCF Yield	26.72%

Dividend Details

Analyst Forecast

The average price target for HRTG is $10.00, which is 57.23% higher than the current price. The consensus rating is "Buy".

Price Target	$10.00
Price Target Difference	57.23%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6