HRTG Statistics
Total Valuation
HRTG has a market cap or net worth of $780.29 million. The enterprise value is $468.96 million.
Important Dates
The next estimated earnings date is Monday, May 5, 2025, after market close.
| Earnings Date | May 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
HRTG has 41.50 million shares outstanding. The number of shares has increased by 16.77% in one year.
| Current Share Class | 41.50M |
| Shares Outstanding | 41.50M |
| Shares Change (YoY) | +16.77% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 18.59% |
| Owned by Institutions (%) | 45.11% |
| Float | 33.57M |
Valuation Ratios
The trailing PE ratio is 9.35 and the forward PE ratio is 7.99.
| PE Ratio | 9.35 |
| Forward PE | 7.99 |
| PS Ratio | 0.70 |
| Forward PS | 0.88 |
| PB Ratio | 1.89 |
| P/TBV Ratio | 3.07 |
| P/FCF Ratio | 9.89 |
| P/OCF Ratio | 8.96 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 4.55, with an EV/FCF ratio of 5.95.
| EV / Earnings | 7.62 |
| EV / Sales | 0.57 |
| EV / EBITDA | 4.55 |
| EV / EBIT | 5.01 |
| EV / FCF | 5.95 |
Financial Position
The company has a current ratio of 0.79, with a Debt / Equity ratio of 0.49.
| Current Ratio | 0.79 |
| Quick Ratio | 0.27 |
| Debt / Equity | 0.49 |
| Debt / EBITDA | 1.33 |
| Debt / FCF | 1.79 |
| Interest Coverage | 8.56 |
Financial Efficiency
Return on equity (ROE) is 24.08% and return on invested capital (ROIC) is 14.62%.
| Return on Equity (ROE) | 24.08% |
| Return on Assets (ROA) | 2.55% |
| Return on Invested Capital (ROIC) | 14.62% |
| Return on Capital Employed (ROCE) | 23.50% |
| Revenue Per Employee | $1.51M |
| Profits Per Employee | $113,961 |
| Employee Count | 540 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HRTG has paid $21.14 million in taxes.
| Income Tax | 21.14M |
| Effective Tax Rate | 25.57% |
Stock Price Statistics
The stock price has increased by +78.95% in the last 52 weeks. The beta is 0.94, so HRTG's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | +78.95% |
| 50-Day Moving Average | 14.11 |
| 200-Day Moving Average | 12.33 |
| Relative Strength Index (RSI) | 72.70 |
| Average Volume (20 Days) | 416,076 |
Short Selling Information
The latest short interest is 705,448, so 1.70% of the outstanding shares have been sold short.
| Short Interest | 705,448 |
| Short Previous Month | 654,118 |
| Short % of Shares Out | 1.70% |
| Short % of Float | 2.10% |
| Short Ratio (days to cover) | 3.14 |
Income Statement
In the last 12 months, HRTG had revenue of $816.99 million and earned $61.54 million in profits. Earnings per share was $2.01.
| Revenue | 816.99M |
| Gross Profit | 178.75M |
| Operating Income | 93.61M |
| Pretax Income | 65.88M |
| Net Income | 61.54M |
| EBITDA | 103.16M |
| EBIT | 93.61M |
| Earnings Per Share (EPS) | $2.01 |
Full Income StatementBalance Sheet
The company has $452.67 million in cash and $141.34 million in debt, giving a net cash position of $311.33 million or $7.50 per share.
| Cash & Cash Equivalents | 452.67M |
| Total Debt | 141.34M |
| Net Cash | 311.33M |
| Net Cash Per Share | $7.50 |
| Equity (Book Value) | 290.80M |
| Book Value Per Share | 9.93 |
| Working Capital | -442.33M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $87.10 million and capital expenditures -$8.23 million, giving a free cash flow of $78.87 million.
| Operating Cash Flow | 87.10M |
| Capital Expenditures | -8.23M |
| Free Cash Flow | 78.87M |
| FCF Per Share | $1.90 |
Full Cash Flow StatementMargins
Gross margin is 21.88%, with operating and profit margins of 11.46% and 7.53%.
| Gross Margin | 21.88% |
| Operating Margin | 11.46% |
| Pretax Margin | 10.12% |
| Profit Margin | 7.53% |
| EBITDA Margin | 12.63% |
| EBIT Margin | 11.46% |
| FCF Margin | 9.65% |