HRTG Statistics
Total Valuation
HRTG has a market cap or net worth of $360.98 million. The enterprise value is -$4.53 million.
Important Dates
The last earnings date was Wednesday, November 6, 2024, after market close.
| Earnings Date | Nov 6, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
HRTG has 29.13 million shares outstanding. The number of shares has increased by 14.70% in one year.
| Current Share Class | 29.13M |
| Shares Outstanding | 29.13M |
| Shares Change (YoY) | +14.70% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 25.36% |
| Owned by Institutions (%) | 61.98% |
| Float | 21.53M |
Valuation Ratios
The trailing PE ratio is 5.09 and the forward PE ratio is 9.21.
| PE Ratio | 5.09 |
| Forward PE | 9.21 |
| PS Ratio | 0.46 |
| Forward PS | 0.43 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.50 |
| P/FCF Ratio | 1.53 |
| P/OCF Ratio | 1.49 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.75, with a Debt / Equity ratio of 0.52.
| Current Ratio | 0.75 |
| Quick Ratio | 0.31 |
| Debt / Equity | 0.52 |
| Debt / EBITDA | 1.31 |
| Debt / FCF | 0.61 |
| Interest Coverage | 8.65 |
Financial Efficiency
Return on equity (ROE) is 33.52% and return on invested capital (ROIC) is 16.91%.
| Return on Equity (ROE) | 33.52% |
| Return on Assets (ROA) | 2.59% |
| Return on Capital (ROIC) | 16.91% |
| Revenue Per Employee | $1.40M |
| Profits Per Employee | $127,544 |
| Employee Count | 566 |
| Asset Turnover | 0.33 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HRTG has paid $14.71 million in taxes.
| Income Tax | 14.71M |
| Effective Tax Rate | 16.92% |
Stock Price Statistics
The stock price has increased by +61.75% in the last 52 weeks. The beta is 0.99, so HRTG's price volatility has been similar to the market average.
| Beta (5Y) | 0.99 |
| 52-Week Price Change | +61.75% |
| 50-Day Moving Average | 12.06 |
| 200-Day Moving Average | 9.98 |
| Relative Strength Index (RSI) | 58.13 |
| Average Volume (20 Days) | 323,591 |
Short Selling Information
The latest short interest is 966,910, so 3.32% of the outstanding shares have been sold short.
| Short Interest | 966,910 |
| Short Previous Month | 1.04M |
| Short % of Shares Out | 3.32% |
| Short % of Float | 4.49% |
| Short Ratio (days to cover) | 1.29 |
Income Statement
In the last 12 months, HRTG had revenue of $793.69 million and earned $72.19 million in profits. Earnings per share was $2.43.
| Revenue | 793.69M |
| Gross Profit | 179.00M |
| Operating Income | 98.26M |
| Pretax Income | 65.88M |
| Net Income | 72.19M |
| EBITDA | 107.22M |
| EBIT | 98.26M |
| Earnings Per Share (EPS) | $2.43 |
Full Income StatementBalance Sheet
The company has $509.92 million in cash and $144.41 million in debt, giving a net cash position of $365.51 million or $12.55 per share.
| Cash & Cash Equivalents | 509.92M |
| Total Debt | 144.41M |
| Net Cash | 365.51M |
| Net Cash Per Share | $12.55 |
| Equity (Book Value) | 279.34M |
| Book Value Per Share | 9.59 |
| Working Capital | -486.38M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $242.93 million and capital expenditures -$7.11 million, giving a free cash flow of $235.82 million.
| Operating Cash Flow | 242.93M |
| Capital Expenditures | -7.11M |
| Free Cash Flow | 235.82M |
| FCF Per Share | $8.09 |
Full Cash Flow StatementMargins
Gross margin is 22.55%, with operating and profit margins of 12.38% and 9.10%.
| Gross Margin | 22.55% |
| Operating Margin | 12.38% |
| Pretax Margin | 10.95% |
| Profit Margin | 9.10% |
| EBITDA Margin | 13.51% |
| EBIT Margin | 12.38% |
| FCF Margin | 25.56% |