Heritage Commerce Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	647.03	968.12	408.13	306.6	1,306
Securities and Investments	1,123	846.29	1,093	1,205	760.65
Other Earning Assets	1.32	2.38	2.21	2.46	2.37
Gross Loans	3,653	3,492	3,350	3,299	3,087
Allowance for Loan Losses	-50	-48.95	-47.96	-47.51	-43.29
Net Loans	3,603	3,443	3,302	3,251	3,044
Net Property, Plant & Equipment	9.21	10.14	9.86	9.3	9.64
Accrued Interest and Accounts Receivable	125.73	87.26	90	93.47	85.11
Other Intangible Assets	4.63	6.44	8.63	11.03	13.67
Goodwill	167.63	167.63	167.63	167.63	167.63
Long-Term Investments	83.42	113.77	112.03	111.47	110.09
Total Assets	5,765	5,645	5,194	5,158	5,499
Interest-bearing deposits	3,594	3,606	3,086	2,653	2,856
Noninterest-bearing deposits	1,309	1,214	1,292	1,737	1,904
Total Deposits	4,903	4,820	4,378	4,390	4,759
Accrued Expenses	113.24	95.6	103.23	96.17	102.04
Long-Term Debt	39.81	39.65	39.5	39.35	39.93
Total Liabilities	5,056	4,955	4,521	4,525	4,901
Common Stock	509.61	510.07	506.54	502.92	497.7
Accumulated Other Comprehensive Income	-4.72	-8.11	-12.73	-16.86	-11
Retained Earnings	203.68	187.76	179.09	146.39	111.33
Shareholders' Equity	708.57	689.73	672.9	632.46	598.03
Total Liabilities & Equity	5,765	5,645	5,194	5,158	5,499
Total Debt	39.81	39.65	39.5	39.35	39.93
Net Cash (Debt)	-39.81	-39.65	-39.5	-39.35	-39.93
Net Cash Per Share	-0.65	-0.64	-0.64	-0.64	-0.66
Book Value	708.57	689.73	672.9	632.46	598.03
Book Value Per Share	11.48	11.21	10.98	10.35	9.85
Tangible Book Value	536.31	515.66	496.64	453.79	416.73
Tangible Book Value Per Share	8.69	8.38	8.10	7.43	6.87

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q