Heritage Commerce Corp (HTBK)

Heritage Commerce Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	747.74	968.12	408.13	306.6	1,306	1,131
Investment Securities	88	218.85	417.35	459.62	55.4	134.43
Mortgage-Backed Securities	870.13	629.64	678.64	748.5	709.63	403.98
Total Investments	958.12	848.49	1,096	1,208	765.03	538.41
Gross Loans	3,582	3,492	3,351	3,299	3,091	2,626
Allowance for Loan Losses	-49.43	-48.95	-47.96	-47.51	-43.29	-44.4
Other Adjustments to Gross Loans	-0.34	-0.18	-0.5	-0.52	-3.46	-6.73
Net Loans	3,532	3,443	3,302	3,251	3,044	2,575
Property, Plant & Equipment	38.08	40.71	41.53	42.33	44.52	46.33
Goodwill	167.63	167.63	167.63	167.63	167.63	167.63
Other Intangible Assets	5.08	6.44	8.63	11.03	13.67	16.66
Loans Held for Sale	1.33	2.38	2.21	2.46	2.37	1.7
Accrued Interest Receivable	16.25	14.94	14.96	15.05	10.78	10.55
Other Receivables	-	0.08	0.12	0.15	0.22	0.31
Other Long-Term Assets	124.68	120.68	119.94	120.64	112.44	113.07
Total Assets	5,624	5,645	5,194	5,158	5,499	4,634
Interest Bearing Deposits	3,311	3,399	2,894	2,545	2,761	2,149
Institutional Deposits	223.5	206.76	192.23	108.19	94.7	103.75
Non-Interest Bearing Deposits	1,242	1,214	1,292	1,737	1,904	1,662
Total Deposits	4,777	4,820	4,378	4,390	4,759	3,914
Current Portion of Leases	1.76	7.15	-	-	-	-
Accrued Interest Payable	6.77	6.35	4.69	0.6	0.48	0.55
Other Current Liabilities	-	0	-	-	-	-
Long-Term Debt	39.77	39.65	39.5	39.35	39.93	39.74
Long-Term Leases	26.89	23.42	31.67	33.03	34.88	35.87
Pension & Post-Retirement Benefits	-	31.93	33.4	32.86	42.42	45.09
Other Long-Term Liabilities	71.97	26.75	33.47	29.68	24.27	20.49
Total Liabilities	4,924	4,955	4,521	4,525	4,901	4,056
Common Stock	508.66	510.07	506.54	502.92	497.7	493.71
Retained Earnings	196.53	187.76	179.09	146.39	111.33	94.9
Comprehensive Income & Other	-5.18	-8.11	-12.73	-16.86	-11	-10.72
Total Common Equity	700.01	689.73	672.9	632.46	598.03	577.89
Shareholders' Equity	700.01	689.73	672.9	632.46	598.03	577.89
Total Liabilities & Equity	5,624	5,645	5,194	5,158	5,499	4,634
Total Debt	68.42	70.22	71.18	72.38	74.8	75.61
Net Cash (Debt)	679.32	897.9	336.95	234.22	1,231	1,055
Net Cash Growth	-23.22%	166.48%	43.86%	-80.98%	16.67%	160.96%
Net Cash Per Share	11.02	14.59	5.50	3.83	20.29	17.54
Filing Date Shares Outstanding	61.28	61.44	61.17	60.9	60.37	59.92
Total Common Shares Outstanding	61.28	61.35	61.15	60.85	60.34	59.92
Book Value Per Share	11.42	11.24	11.00	10.39	9.91	9.64
Tangible Book Value	527.3	515.66	496.64	453.79	416.73	393.59
Tangible Book Value Per Share	8.61	8.41	8.12	7.46	6.91	6.57

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q