Heritage Commerce Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	828	735	575	606	789	720
Market Cap Growth	42.22%	27.75%	-5.13%	-23.21%	9.69%	35.41%
Last Close Price	13.45	11.77	8.71	8.70	10.77	9.48
PE Ratio	17.27	15.36	14.19	9.40	11.86	15.09
PS Ratio	4.23	3.76	3.38	3.17	4.17	4.53
PB Ratio	1.16	1.04	0.83	0.90	1.25	1.20
P/FCF Ratio	13.51	11.98	15.40	8.50	11.43	12.72
P/OCF Ratio	13.43	11.91	14.76	8.30	11.30	12.66
Debt / Equity Ratio	0.10	0.10	0.10	0.11	0.11	0.13
Debt / FCF Ratio	1.11	1.11	1.88	1.00	1.05	1.32
Net Debt / Equity Ratio	-0.82	-0.82	-1.30	-0.50	-0.37	-2.06
Net Debt / FCF Ratio	-9.44	-9.44	-24.04	-4.72	-3.39	-21.76
Return on Equity (ROE)	6.84%	6.84%	5.95%	9.87%	10.82%	8.11%
Return on Assets (ROA)	0.84%	0.84%	0.75%	1.24%	1.25%	0.94%
Earnings Yield	5.77%	6.51%	7.05%	10.63%	8.43%	6.63%
FCF Yield	7.40%	8.34%	6.49%	11.77%	8.75%	7.87%
Dividend Yield	3.87%	4.42%	5.97%	5.97%	4.83%	5.48%
Payout Ratio	66.76%	66.73%	78.61%	49.25%	47.32%	65.56%
Buyback Yield / Dilution	-0.28%	-0.28%	-0.35%	-0.36%	-0.66%	-0.86%
Total Shareholder Return	3.58%	4.13%	5.62%	5.61%	4.17%	4.62%

SEC Filings: 10-K · 10-Q