Skip to main content
logo
Heritage Commerce Corp (HTBK)
Apr 20, 2026 - HTBK was delisted (reason: merged into CVBF)
13.45
+0.40 (3.07%)
Inactive · Last trade price on Apr 17, 2026

Heritage Commerce Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
381.02381.02331.55372.55369.11305.07
Revenue Growth
14.92%14.92%-11.00%0.93%20.99%8.77%
Net Income
47.8347.8340.5364.4466.5647.7
Earnings Per Share
0.780.780.661.051.090.79
EPS Growth
18.18%18.18%-37.14%-3.67%37.97%33.90%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking
63.18182.97160.84179.41177.7147.09
Factoring
2.0112.689.4212.0611.5311.86
Total
65.19195.65170.26191.47189.23158.95

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
647.03647.03968.12408.13306.61,306
Total Debt
39.8139.8139.6539.539.3539.93
Net Cash (Debt)
-39.81-39.81-39.65-39.5-39.35-39.93
Net Cash Growth
------
Net Cash Per Share
-0.65-0.65-0.64-0.64-0.64-0.66

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
61.6861.6838.9773.0169.8556.85
Capital Expenditures
-0.38-0.38-1.62-1.67-0.78-0.25
Free Cash Flow
61.361.337.3571.3469.0756.6
Free Cash Flow Growth
64.13%64.13%-47.65%3.28%22.04%4.55%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
17.79%17.79%17.09%24.27%25.57%21.59%
Profit Margin
12.55%12.55%12.22%17.30%18.03%15.64%
FCF Margin
16.09%16.09%11.26%19.15%18.71%18.55%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5200.5200.5200.5200.5200.520
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
3.87%4.33%5.54%5.24%4.00%4.36%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
17.2715.4014.219.4511.9315.11
Forward PE
13.3212.9713.6310.829.4114.53
P/FCF Ratio
13.5112.0215.418.5011.4512.73
PS Ratio
4.231.931.741.632.142.36