Heritage Commerce Corp (HTBK)

Apr 20, 2026 - HTBK was delisted (reason: merged into CVBF)

13.45

+0.40 (3.07%)

Inactive · Last trade price on Apr 17, 2026

Heritage Commerce Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	195.65	195.65	170.26	191.47	189.23	158.95
Revenue Growth	14.91%	14.91%	-11.08%	1.19%	19.05%	14.70%
Net Income	47.83	47.83	40.53	64.44	66.56	47.7
Earnings Per Share	0.78	0.78	0.66	1.05	1.09	0.79
EPS Growth	18.01%	18.01%	-37.14%	-3.67%	37.97%	33.90%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Banking	63.18	182.97	160.84	179.41	177.7	147.09
Factoring	2.01	12.68	9.42	12.06	11.53	11.86
Total	65.19	195.65	170.26	191.47	189.23	158.95

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	647.03	647.03	968.12	408.13	306.6	1,306
Total Debt	68.28	68.28	70.22	71.18	72.38	74.8
Net Cash (Debt)	578.75	578.75	897.9	336.95	234.22	1,231
Net Cash Growth	-35.54%	-35.54%	166.48%	43.86%	-80.98%	16.67%
Net Cash Per Share	9.38	9.38	14.59	5.50	3.83	20.29

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	61.68	61.68	38.97	73.01	69.85	56.85
Capital Expenditures	-0.38	-0.38	-1.62	-1.67	-0.78	-0.25
Free Cash Flow	61.3	61.3	37.35	71.34	69.07	56.6
Free Cash Flow Growth	64.13%	64.13%	-47.65%	3.28%	22.04%	4.55%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	24.45%	24.45%	23.80%	33.66%	35.17%	30.01%
FCF Margin	31.33%	31.33%	21.94%	37.26%	36.50%	35.61%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.520	0.520	0.520	0.520	0.520	0.520
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	3.87%	4.42%	5.97%	5.97%	4.83%	5.48%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	17.27	15.36	14.19	9.40	11.86	15.09
Forward PE	13.32	12.97	13.63	10.82	9.41	14.53
P/FCF Ratio	13.51	11.98	15.40	8.50	11.43	12.72
PS Ratio	4.23	3.76	3.38	3.17	4.17	4.53