Heritage Commerce Statistics
Total Valuation
HTBK has a market cap or net worth of $638.12 million. The enterprise value is -$17.46 million.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Aug 7, 2025 |
Share Statistics
HTBK has 61.45 million shares outstanding. The number of shares has increased by 0.36% in one year.
| Current Share Class | 61.45M |
| Shares Outstanding | 61.45M |
| Shares Change (YoY) | +0.36% |
| Shares Change (QoQ) | -0.14% |
| Owned by Insiders (%) | 4.21% |
| Owned by Institutions (%) | 78.77% |
| Float | 58.78M |
Valuation Ratios
The trailing PE ratio is 16.02 and the forward PE ratio is 12.13.
| PE Ratio | 16.02 |
| Forward PE | 12.13 |
| PS Ratio | 3.44 |
| Forward PS | 3.24 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | 14.73 |
| P/OCF Ratio | 14.45 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.60 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.70%.
| Return on Equity (ROE) | 5.70% |
| Return on Assets (ROA) | 0.73% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $507,293 |
| Profits Per Employee | $110,262 |
| Employee Count | 355 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HTBK has paid $15.30 million in taxes.
| Income Tax | 15.30M |
| Effective Tax Rate | 28.10% |
Stock Price Statistics
The stock price has increased by +2.04% in the last 52 weeks. The beta is 0.84, so HTBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.84 |
| 52-Week Price Change | +2.04% |
| 50-Day Moving Average | 9.98 |
| 200-Day Moving Average | 9.70 |
| Relative Strength Index (RSI) | 56.88 |
| Average Volume (20 Days) | 382,141 |
Short Selling Information
The latest short interest is 730,068, so 1.19% of the outstanding shares have been sold short.
| Short Interest | 730,068 |
| Short Previous Month | 718,351 |
| Short % of Shares Out | 1.19% |
| Short % of Float | 1.24% |
| Short Ratio (days to cover) | 1.14 |
Income Statement
In the last 12 months, HTBK had revenue of $180.09 million and earned $39.14 million in profits. Earnings per share was $0.63.
| Revenue | 180.09M |
| Gross Profit | 180.09M |
| Operating Income | 54.44M |
| Pretax Income | 68.20M |
| Net Income | 39.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.63 |
Full Income StatementBalance Sheet
The company has $721.79 million in cash and $69.21 million in debt, giving a net cash position of $652.59 million or $10.62 per share.
| Cash & Cash Equivalents | 721.79M |
| Total Debt | 69.21M |
| Net Cash | 652.59M |
| Net Cash Per Share | $10.62 |
| Equity (Book Value) | 694.70M |
| Book Value Per Share | 11.31 |
| Working Capital | -3.90B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $43.96 million and capital expenditures -$828,000, giving a free cash flow of $43.13 million.
| Operating Cash Flow | 43.96M |
| Capital Expenditures | -828,000 |
| Free Cash Flow | 43.13M |
| FCF Per Share | $0.70 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.23% |
| Pretax Margin | 30.23% |
| Profit Margin | 21.74% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.95% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 5.15%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 5.15% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 82.55% |
| Buyback Yield | -0.36% |
| Shareholder Yield | 4.72% |
| Earnings Yield | 6.16% |
| FCF Yield | 6.79% |
Dividend DetailsAnalyst Forecast
The average price target for HTBK is $11.00, which is 5.92% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.00 |
| Price Target Difference | 5.92% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on February 3, 2000. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Feb 3, 2000 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
