Heritage Commerce Statistics
Total Valuation
HTBK has a market cap or net worth of $761.79 million. The enterprise value is $80.94 million.
Important Dates
The next estimated earnings date is Thursday, January 22, 2026, after market close.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Nov 6, 2025 |
Share Statistics
HTBK has 61.16 million shares outstanding. The number of shares has increased by 0.32% in one year.
| Current Share Class | 61.16M |
| Shares Outstanding | 61.16M |
| Shares Change (YoY) | +0.32% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 2.94% |
| Owned by Institutions (%) | 79.51% |
| Float | 59.37M |
Valuation Ratios
The trailing PE ratio is 17.91 and the forward PE ratio is 13.54.
| PE Ratio | 17.91 |
| Forward PE | 13.54 |
| PS Ratio | 4.10 |
| Forward PS | 3.71 |
| PB Ratio | 1.10 |
| P/TBV Ratio | 1.44 |
| P/FCF Ratio | 13.30 |
| P/OCF Ratio | 13.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.87 |
| EV / Sales | 0.43 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.26%.
| Return on Equity (ROE) | 6.26% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $528,665 |
| Profits Per Employee | $122,068 |
| Employee Count | 355 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HTBK has paid $17.22 million in taxes.
| Income Tax | 17.22M |
| Effective Tax Rate | 28.44% |
Stock Price Statistics
The stock price has increased by +31.17% in the last 52 weeks. The beta is 0.80, so HTBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +31.17% |
| 50-Day Moving Average | 11.01 |
| 200-Day Moving Average | 9.97 |
| Relative Strength Index (RSI) | 79.76 |
| Average Volume (20 Days) | 1,104,229 |
Short Selling Information
The latest short interest is 1.65 million, so 2.70% of the outstanding shares have been sold short.
| Short Interest | 1.65M |
| Short Previous Month | 1.17M |
| Short % of Shares Out | 2.70% |
| Short % of Float | 2.78% |
| Short Ratio (days to cover) | 3.87 |
Income Statement
In the last 12 months, HTBK had revenue of $187.68 million and earned $43.33 million in profits. Earnings per share was $0.70.
| Revenue | 187.68M |
| Gross Profit | 187.68M |
| Operating Income | 69.74M |
| Pretax Income | 60.56M |
| Net Income | 43.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.70 |
Full Income StatementBalance Sheet
The company has $747.74 million in cash and $68.42 million in debt, giving a net cash position of $679.32 million or $11.11 per share.
| Cash & Cash Equivalents | 747.74M |
| Total Debt | 68.42M |
| Net Cash | 679.32M |
| Net Cash Per Share | $11.11 |
| Equity (Book Value) | 700.01M |
| Book Value Per Share | 11.42 |
| Working Capital | -4.02B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $57.52 million and capital expenditures -$364,000, giving a free cash flow of $57.16 million.
| Operating Cash Flow | 57.52M |
| Capital Expenditures | -364,000 |
| Free Cash Flow | 57.16M |
| FCF Per Share | $0.93 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.16% |
| Pretax Margin | 32.27% |
| Profit Margin | 23.09% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.46% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 4.15%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 4.15% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 74.29% |
| Buyback Yield | -0.32% |
| Shareholder Yield | 3.86% |
| Earnings Yield | 5.70% |
| FCF Yield | 7.52% |
Dividend DetailsAnalyst Forecast
The average price target for HTBK is $12.70, which is 1.97% higher than the current price. The consensus rating is "Buy".
| Price Target | $12.70 |
| Price Target Difference | 1.97% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on February 3, 2000. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Feb 3, 2000 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
