Heritage Commerce Statistics
Total Valuation
HTBK has a market cap or net worth of $749.59 million. The enterprise value is $170.84 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Mar 25, 2026 |
Share Statistics
HTBK has 61.59 million shares outstanding. The number of shares has increased by 0.28% in one year.
| Current Share Class | 61.59M |
| Shares Outstanding | 61.59M |
| Shares Change (YoY) | +0.28% |
| Shares Change (QoQ) | +0.14% |
| Owned by Insiders (%) | 2.99% |
| Owned by Institutions (%) | 81.07% |
| Float | 59.70M |
Valuation Ratios
The trailing PE ratio is 15.62 and the forward PE ratio is 11.85.
| PE Ratio | 15.62 |
| Forward PE | 11.85 |
| PS Ratio | 3.83 |
| Forward PS | 3.55 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.40 |
| P/FCF Ratio | 12.23 |
| P/OCF Ratio | 12.15 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.57 |
| EV / Sales | 0.87 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.84%.
| Return on Equity (ROE) | 6.84% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.45% |
| Revenue Per Employee | $572,070 |
| Profits Per Employee | $139,854 |
| Employee Count | 342 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HTBK has paid $19.96 million in taxes.
| Income Tax | 19.96M |
| Effective Tax Rate | 29.44% |
Stock Price Statistics
The stock price has increased by +26.11% in the last 52 weeks. The beta is 0.71, so HTBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | +26.11% |
| 50-Day Moving Average | 12.77 |
| 200-Day Moving Average | 11.06 |
| Relative Strength Index (RSI) | 43.07 |
| Average Volume (20 Days) | 766,198 |
Short Selling Information
The latest short interest is 1.97 million, so 3.20% of the outstanding shares have been sold short.
| Short Interest | 1.97M |
| Short Previous Month | 1.65M |
| Short % of Shares Out | 3.20% |
| Short % of Float | 3.30% |
| Short Ratio (days to cover) | 3.53 |
Income Statement
In the last 12 months, HTBK had revenue of $195.65 million and earned $47.83 million in profits. Earnings per share was $0.78.
| Revenue | 195.65M |
| Gross Profit | 195.65M |
| Operating Income | 79.04M |
| Pretax Income | 67.79M |
| Net Income | 47.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.78 |
Full Income StatementBalance Sheet
The company has $647.03 million in cash and $68.28 million in debt, with a net cash position of $578.75 million or $9.40 per share.
| Cash & Cash Equivalents | 647.03M |
| Total Debt | 68.28M |
| Net Cash | 578.75M |
| Net Cash Per Share | $9.40 |
| Equity (Book Value) | 708.57M |
| Book Value Per Share | 11.55 |
| Working Capital | -4.25B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $61.68 million and capital expenditures -$377,000, giving a free cash flow of $61.30 million.
| Operating Cash Flow | 61.68M |
| Capital Expenditures | -377,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 61.30M |
| FCF Per Share | $1.00 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.40% |
| Pretax Margin | 34.65% |
| Profit Margin | 24.45% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.33% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 4.27%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 4.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 66.76% |
| Buyback Yield | -0.28% |
| Shareholder Yield | 3.99% |
| Earnings Yield | 6.38% |
| FCF Yield | 8.18% |
Dividend DetailsAnalyst Forecast
The average price target for HTBK is $12.88, which is 5.83% higher than the current price. The consensus rating is "Hold".
| Price Target | $12.88 |
| Price Target Difference | 5.83% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on February 3, 2000. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Feb 3, 2000 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
