Heritage Commerce Corp (HTBK)

Heritage Commerce Statistics

Total Valuation

HTBK has a market cap or net worth of $801.85 million. The enterprise value is $835.88 million.

Market Cap	801.85M
Enterprise Value	835.88M

Important Dates

The last earnings date was Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Nov 6, 2025

Share Statistics

HTBK has 61.16 million shares outstanding. The number of shares has increased by 0.28% in one year.

Current Share Class	61.16M
Shares Outstanding	61.16M
Shares Change (YoY)	+0.28%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	2.95%
Owned by Institutions (%)	80.17%
Float	59.36M

Valuation Ratios

The trailing PE ratio is 16.93 and the forward PE ratio is 13.88.

PE Ratio	16.93
Forward PE	13.88
PS Ratio	4.20
Forward PS	3.99
PB Ratio	1.16
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	17.48
EV / Sales	4.27
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.84%.

Return on Equity (ROE)	6.84%
Return on Assets (ROA)	0.84%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.16%
Revenue Per Employee	$558,994
Profits Per Employee	$136,657
Employee Count	350
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HTBK has paid $19.96 million in taxes.

Income Tax	19.96M
Effective Tax Rate	29.44%

Stock Price Statistics

The stock price has increased by +45.40% in the last 52 weeks. The beta is 0.78, so HTBK's price volatility has been lower than the market average.

Beta (5Y)	0.78
52-Week Price Change	+45.40%
50-Day Moving Average	11.83
200-Day Moving Average	10.26
Relative Strength Index (RSI)	67.67
Average Volume (20 Days)	736,491

Short Selling Information

The latest short interest is 1.14 million, so 1.86% of the outstanding shares have been sold short.

Short Interest	1.14M
Short Previous Month	1.65M
Short % of Shares Out	1.86%
Short % of Float	1.91%
Short Ratio (days to cover)	1.02

Income Statement

In the last 12 months, HTBK had revenue of $195.65 million and earned $47.83 million in profits. Earnings per share was $0.78.

Revenue	195.65M
Gross Profit	195.65M
Operating Income	67.79M
Pretax Income	67.79M
Net Income	47.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.78

Balance Sheet

The company has $21.68 million in cash and $39.81 million in debt, with a net cash position of -$18.12 million or -$0.30 per share.

Cash & Cash Equivalents	21.68M
Total Debt	39.81M
Net Cash	-18.12M
Net Cash Per Share	-$0.30
Equity (Book Value)	708.57M
Book Value Per Share	11.56
Working Capital	-4.87B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.65%
Pretax Margin	34.65%
Profit Margin	24.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 3.94%.

Dividend Per Share	$0.52
Dividend Yield	3.94%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	66.76%
Buyback Yield	-0.28%
Shareholder Yield	3.58%
Earnings Yield	5.85%
FCF Yield	n/a

Analyst Forecast

The average price target for HTBK is $12.88, which is -1.75% lower than the current price. The consensus rating is "Hold".

Price Target	$12.88
Price Target Difference	-1.75%
Analyst Consensus	Hold
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 3, 2000. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 3, 2000
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2