Humana Inc. (HUM)
NYSE: HUM · Real-Time Price · USD
363.86
-2.80 (-0.76%)
At close: Jul 31, 2026, 4:00 PM EDT
363.60
-0.26 (-0.07%)
After-hours: Jul 31, 2026, 7:43 PM EDT

Humana Statistics

Total Valuation

Humana has a market cap or net worth of $43.69 billion. The enterprise value is $51.54 billion.

Market Cap43.69B
Enterprise Value 51.54B

Important Dates

The last earnings date was Wednesday, July 29, 2026, before market open.

Earnings Date Jul 29, 2026
Ex-Dividend Date Jun 26, 2026

Share Statistics

Humana has 120.08 million shares outstanding. The number of shares has increased by 0.08% in one year.

Current Share Class 120.08M
Shares Outstanding 120.08M
Shares Change (YoY) +0.08%
Shares Change (QoQ) +0.40%
Owned by Insiders (%) 0.12%
Owned by Institutions (%) 99.56%
Float 119.82M

Valuation Ratios

The trailing PE ratio is 34.36 and the forward PE ratio is 29.54. Humana's PEG ratio is 1.53.

PE Ratio 34.36
Forward PE 29.54
PS Ratio 0.30
Forward PS 0.26
PB Ratio 2.27
P/TBV Ratio 5.79
P/FCF Ratio 22.42
P/OCF Ratio 17.21
PEG Ratio 1.53
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.79, with an EV/FCF ratio of 26.45.

EV / Earnings 40.30
EV / Sales 0.35
EV / EBITDA 14.79
EV / EBIT 19.05
EV / FCF 26.45

Financial Position

The company has a current ratio of 1.74, with a Debt / Equity ratio of 0.76.

Current Ratio 1.74
Quick Ratio 1.29
Debt / Equity 0.76
Debt / EBITDA 4.23
Debt / FCF 7.56
Interest Coverage 3.84

Financial Efficiency

Return on equity (ROE) is 6.89% and return on invested capital (ROIC) is 8.13%.

Return on Equity (ROE) 6.89%
Return on Assets (ROA) 3.90%
Return on Invested Capital (ROIC) 8.13%
Return on Capital Employed (ROCE) 7.91%
Weighted Average Cost of Capital (WACC) 7.21%
Revenue Per Employee $2.17M
Profits Per Employee $19,072
Employee Count67,060
Asset Turnover 2.71
Inventory Turnover n/a

Taxes

In the past 12 months, Humana has paid $298.00 million in taxes.

Income Tax 298.00M
Effective Tax Rate 18.71%

Stock Price Statistics

The stock price has increased by +39.16% in the last 52 weeks. The beta is 0.74, so Humana's price volatility has been lower than the market average.

Beta (5Y) 0.74
52-Week Price Change +39.16%
50-Day Moving Average 367.65
200-Day Moving Average 265.26
Relative Strength Index (RSI) 40.96
Average Volume (20 Days) 1,482,457

Short Selling Information

The latest short interest is 4.25 million, so 3.54% of the outstanding shares have been sold short.

Short Interest 4.25M
Short Previous Month 6.32M
Short % of Shares Out 3.54%
Short % of Float 3.55%
Short Ratio (days to cover) 2.77

Income Statement

In the last 12 months, Humana had revenue of $145.68 billion and earned $1.28 billion in profits. Earnings per share was $10.59.

Revenue145.68B
Gross Profit 19.89B
Operating Income 3.35B
Pretax Income 1.59B
Net Income 1.28B
EBITDA 3.49B
EBIT 2.71B
Earnings Per Share (EPS) $10.59
Full Income Statement

Balance Sheet

The company has $23.87 billion in cash and $14.74 billion in debt, with a net cash position of -$7.85 billion or -$65.38 per share.

Cash & Cash Equivalents 23.87B
Total Debt 14.74B
Net Cash -7.85B
Net Cash Per Share -$65.38
Equity (Book Value) 19.28B
Book Value Per Share 160.00
Working Capital 17.08B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $2.54 billion and capital expenditures -$590.00 million, giving a free cash flow of $1.95 billion.

Operating Cash Flow 2.54B
Capital Expenditures -590.00M
Depreciation & Amortization n/a
Net Borrowing 2.12B
Free Cash Flow 1.95B
FCF Per Share $16.23
Full Cash Flow Statement

Margins

Gross margin is 13.65%, with operating and profit margins of 2.30% and 0.88%.

Gross Margin 13.65%
Operating Margin 2.30%
Pretax Margin 1.09%
Profit Margin 0.88%
EBITDA Margin 2.39%
EBIT Margin 1.86%
FCF Margin 1.34%

Dividends & Yields

This stock pays an annual dividend of $3.54, which amounts to a dividend yield of 0.97%.

Dividend Per Share $3.54
Dividend Yield 0.97%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 33.43%
Buyback Yield -0.08%
Shareholder Yield 0.90%
Earnings Yield 2.93%
FCF Yield 4.46%
Dividend Details

Analyst Forecast

The average price target for Humana is $407.83, which is 12.08% higher than the current price. The consensus rating is "Buy".

Price Target $407.83
Price Target Difference 12.08%
Analyst Consensus Buy
Analyst Count 26
Revenue Growth Forecast (3Y) 11.73%
EPS Growth Forecast (3Y) 16.12%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 1991. It was a forward split with a ratio of 1.5:1.

Last Split Date Aug 1, 1991
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 6