Hoyne Bancorp, Inc. (HYNE)

Hoyne Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	0.23	-1.96	1.49
Depreciation & Amortization	0.83	0.86	0.62
Gain (Loss) on Sale of Assets	-0.35	-0.12	-
Gain (Loss) on Sale of Investments	-0.15	-0.25	-1.06
Total Asset Writedown	-	-	0.16
Provision for Credit Losses	0.54	0.47	-
Accrued Interest Receivable	0.03	-0.21	-0.23
Change in Accounts Payable	-0.49	0.26	1.88
Change in Other Net Operating Assets	1.17	-0.55	-1.15
Other Operating Activities	-0.56	-1.24	-3.6
Operating Cash Flow	1.25	-2.77	-1.94
Capital Expenditures	-1.04	-0.98	-0.72
Cash Acquisitions	-0.57	-	-
Investment in Securities	23.19	43.95	9.74
Net Decrease (Increase) in Loans Originated / Sold - Investing	-27.52	-50.79	-10.12
Other Investing Activities	3.18	-3.84	-
Investing Cash Flow	-2.76	-11.66	-1.1
Long-Term Debt Issued	0.31	0.67	-
Long-Term Debt Repaid	-	-	-0.21
Net Debt Issued (Repaid)	0.31	0.67	-0.21
Issuance of Common Stock	79.35	-	-
Repurchase of Common Stock	-6.48	-	-
Net Increase (Decrease) in Deposit Accounts	-35.74	4.42	-25.42
Other Financing Activities	-3.66	-	-
Financing Cash Flow	33.78	5.08	-25.63
Net Cash Flow	32.27	-9.35	-28.67
Free Cash Flow	0.2	-3.75	-2.66
Free Cash Flow Margin	1.37%	-36.34%	-22.95%
Free Cash Flow Per Share	0.03	-	-
Cash Interest Paid	6.32	6.87	3.94
Cash Income Tax Paid	-	0.05	0.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.