Hoyne Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	0.26	0.23	-1.96	1.49
Depreciation & Amortization	0.78	0.83	0.86	0.62
Provision for Credit Losses	0.54	0.54	0.47	-
Stock-Based Compensation	0.23	0.03	-	-
Other Adjustments	-3.66	0.12	-2.21	-4.9
Changes in Accrued Interest and Accounts Receivable	-0.33	0.03	-0.21	-0.23
Changes in Accounts Payable	-1.51	-0.49	0.26	1.88
Changes in Other Operating Activities	-0.7	-0.04	0.02	-0.81
Operating Cash Flow	-0.82	1.25	-2.77	-1.94
Operating Cash Flow Growth	-	-	-	-
Net Change in Loans Held-for-Investment	-34.55	-27.52	-50.79	-10.12
Net Change in Securities and Investments	20.68	23.19	42.95	9.74
Cash Acquisitions	-	-0.57	-	-
Capital Expenditures	-0.88	-1.04	-0.98	-0.72
Other Investing Activities	-7.7	3.18	-2.85	-
Investing Cash Flow	-22.08	-2.76	-11.66	-1.1
Net Change in Deposits	-44.62	-35.74	4.42	-25.42
Issuance of Common Stock	-	75.69	-	-
Repurchase of Common Stock	-	-6.48	-	-
Net Common Stock Issued (Repurchased)	-	69.22	-	-
Other Financing Activities	0.19	0.31	0.67	-0.21
Financing Cash Flow	-11.2	33.78	5.08	-25.63
Net Cash Flow	1.54	32.27	-9.35	-28.67
Free Cash Flow	-1.7	0.2	-3.75	-2.66
Free Cash Flow Growth	-	-	-	-
FCF Margin	-9.91%	1.37%	-36.34%	-22.95%
Free Cash Flow Per Share	-0.21	0.03	-	-