ING Groep Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	15,114	14,681	15,023	15,976	13,756	14,000
Net Interest Income Growth	1.98%	-2.28%	-5.96%	16.14%	-1.74%	3.31%
Non-Interest Income	8,108	8,355	7,593	6,600	4,806	6,094
Non-Interest Income Growth	3.31%	10.04%	15.04%	37.33%	-21.14%	65.87%
Revenues Before Loan Losses	23,220	23,035	22,615	22,575	18,561	20,093
Provision for Credit Losses	1,336	1,304	1,194	520	1,861	516
Revenue	21,884	21,731	21,421	22,055	16,700	19,577
Revenue Growth (YoY)	2.16%	1.45%	-2.88%	32.07%	-14.70%	34.53%
Compensation Expenses	-	7,600	7,184	6,725	6,152	5,941
Selling, General & Admin	-	4,984	4,937	4,839	5,047	5,251
Other Non-Interest Expenses	12,604	-	-	-	-	-
Total Non-Interest Expense	12,604	12,584	12,121	11,564	11,199	11,192
Pretax Income	9,282	9,148	9,300	10,492	5,502	8,385
Provision for Income Taxes	2,594	2,545	2,650	2,970	1,725	2,306
Net Income	6,689	6,877	6,908	7,756	3,879	6,207
Minority Interest in Earnings	260	275	258	235	102	128
Net Income to Common	6,429	6,327	6,392	7,287	3,674	5,951
Net Income Growth	2.55%	-1.02%	-12.28%	98.34%	-38.26%	164.49%
Shares Outstanding (Basic)	2,945	2,990	3,229	3,563	3,619	3,889
Shares Outstanding (Diluted)	2,945	2,990	3,229	3,565	3,624	3,891
Shares Change (YoY)	-7.09%	-7.40%	-9.44%	-1.63%	-6.85%	-0.27%
EPS (Basic)	2.18	2.12	1.98	2.05	1.02	1.53
EPS (Diluted)	2.18	2.12	1.98	2.04	1.01	1.53
EPS Growth	10.66%	7.07%	-2.94%	101.98%	-33.99%	163.79%
Free Cash Flow	-	-6,731	-22,876	-11,586	-11,343	-15,127
Free Cash Flow Per Share	-	-2.25	-7.09	-3.25	-3.13	-3.89
Dividends Per Share	-	1.086	1.060	1.106	0.559	0.890
Dividend Growth	-	2.45%	-4.16%	97.85%	-37.19%	641.67%
Profit Margin	30.57%	31.65%	32.25%	35.17%	23.23%	31.71%
FCF Margin	-	-30.97%	-106.79%	-52.53%	-67.92%	-77.27%
Effective Tax Rate	27.95%	27.82%	28.49%	28.31%	31.35%	27.50%

SEC Filings: 10-K · 10-Q