ING Groep N.V. (ING)
NYSE: ING · Real-Time Price · USD
35.24
-0.44 (-1.23%)
At close: Aug 10, 2026, 4:00 PM EDT
35.28
+0.04 (0.11%)
After-hours: Aug 10, 2026, 7:34 PM EDT
ING Groep Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 22,486 | 21,731 | 21,421 | 22,055 | 16,700 | 19,577 |
Revenue Growth | 5.04% | 1.45% | -2.88% | 32.07% | -14.70% | 34.53% |
Net Income Net Income Growth | 6,432 | 6,327 | 6,392 | 7,287 | 7,451 | 5,951 |
Earnings Per Share EPS Growth | 2.30 | 2.12 | 1.98 | 2.04 | 1.01 | 1.53 |
EPS Growth | 15.58% | 7.07% | -2.94% | 101.98% | -33.99% | 163.79% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Netherlands Total Income Retail Netherlands Total Income Growth | 5,276 | 4,968 | 4,910 | 5,001 | 4,196 | 4,262 |
Retail Belgium Total Income Retail Belgium Total Income Growth | 2,790 | 2,674 | 2,751 | 2,683 | 2,147 | 2,475 |
Retail Germany Total Income Retail Germany Total Income Growth | 3,104 | 2,991 | 2,906 | 3,152 | 2,172 | 2,009 |
Retail Other Total Income Retail Other Total Income Growth | 5,156 | 4,908 | 4,688 | 4,233 | 3,637 | 3,602 |
Wholesale Banking Total Income Wholesale Banking Total Income Growth | 7,171 | 7,009 | 6,981 | 7,057 | 6,325 | 5,916 |
Corporate Line Total Income Corporate Line Total Income Growth | 303 | 484 | 378 | 450 | 84 | 226 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 64,954 | 52,889 | 70,353 | 90,214 | 87,614 | 106,520 |
Total Debt Total Debt Growth | 185,079 | 169,331 | 160,245 | 140,071 | 111,704 | 108,499 |
Net Cash (Debt) Net Cash Growth | -120,125 | -116,442 | -89,892 | -49,857 | -24,090 | -1,979 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -41.30 | -38.95 | -27.84 | -13.98 | -6.65 | -0.51 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,641 | -6,380 | -22,544 | -11,340 | -11,112 | -14,943 |
Capital Expenditures CapEx Growth | - | -351 | -332 | -246 | -231 | -184 |
Free Cash Flow Free Cash Flow Growth | -1,641 | -6,731 | -22,876 | -11,586 | -11,343 | -15,127 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 43.72% | 42.10% | 43.42% | 47.57% | 32.95% | 42.83% |
Profit Margin | 29.80% | 30.38% | 31.04% | 34.10% | 22.62% | 31.05% |
FCF Margin | -7.30% | -30.97% | -106.79% | -52.53% | -67.92% | -77.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.291 | 1.086 | 1.060 | 1.106 | 0.559 | 0.890 |
Dividend Per Share Growth | 10.65% | 2.45% | -4.16% | 97.85% | -37.19% | 641.67% |
Dividend Yield | 3.66% | 10.89% | 15.96% | 12.26% | 15.07% | 10.01% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.18 | 11.26 | 7.61 | 6.66 | 11.23 | 8.00 |
PS Ratio | 3.51 | 3.19 | 2.18 | 2.06 | 2.46 | 2.36 |