ING Groep N.V. (ING)
NYSE: ING · Real-Time Price · USD
31.34
-0.04 (-0.13%)
Jul 1, 2026, 10:27 AM EDT - Market open
ING Groep Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | - | 14,681 | 15,023 | 15,975 | 13,756 | 14,000 |
Net Interest Income Growth | - | -2.28% | -5.96% | 16.13% | -1.74% | 3.31% |
Non-Interest Income | 3,364 | 8,363 | 7,628 | 6,605 | 4,998 | 6,097 |
Non-Interest Income Growth | -10.17% | 9.64% | 15.49% | 32.15% | -18.02% | 55.97% |
Revenues Before Loan Losses | 3,364 | 23,044 | 22,651 | 22,580 | 18,754 | 20,097 |
Provision for Credit Losses | 1,336 | 1,304 | 1,194 | 520 | 1,861 | 516 |
| 2,028 | 21,740 | 21,457 | 22,060 | 16,893 | 19,581 | |
Revenue Growth (YoY) | -18.78% | 1.32% | -2.73% | 30.59% | -13.73% | 32.43% |
Compensation Expenses | - | 7,600 | 7,184 | 6,725 | 6,152 | 5,941 |
Selling, General & Admin | 830 | 4,984 | 4,937 | 4,839 | 5,047 | 5,251 |
Other Non-Interest Expenses | - | 9 | 35 | 5 | 192 | 3 |
Total Non-Interest Expense | 830 | 12,593 | 12,156 | 11,569 | 11,391 | 11,195 |
Pretax Income | 9,282 | 9,148 | 9,300 | 10,492 | 5,502 | 8,385 |
Provision for Income Taxes | 2,594 | 2,545 | 2,650 | 2,970 | 1,725 | 2,306 |
Net Income | 6,688 | 6,603 | 6,650 | 7,522 | 3,777 | 6,079 |
Minority Interest in Earnings | 260 | 275 | 258 | 235 | 102 | 128 |
Net Income to Common | 6,428 | 6,327 | 6,392 | 7,287 | 3,674 | 5,951 |
Net Income Growth | 2.54% | -1.02% | -12.28% | 98.34% | -38.26% | 164.49% |
Shares Outstanding (Basic) | 2,945 | 2,990 | 3,229 | 3,563 | 3,619 | 3,889 |
Shares Outstanding (Diluted) | 2,945 | 2,990 | 3,229 | 3,565 | 3,624 | 3,891 |
Shares Change (YoY) | -7.09% | -7.40% | -9.44% | -1.63% | -6.85% | -0.27% |
EPS (Basic) | 2.18 | 2.12 | 1.98 | 2.05 | 1.02 | 1.53 |
EPS (Diluted) | 2.18 | 2.12 | 1.98 | 2.04 | 1.01 | 1.53 |
EPS Growth | 10.66% | 7.07% | -2.94% | 101.98% | -33.99% | 163.79% |
Free Cash Flow | - | -6,731 | -22,876 | -11,586 | -11,343 | -15,127 |
Free Cash Flow Per Share | - | -2.25 | -7.09 | -3.25 | -3.13 | -3.89 |
Dividends Per Share | - | 1.086 | 1.060 | 1.106 | 0.559 | 0.890 |
Dividend Growth | - | 2.45% | -4.16% | 97.85% | -37.19% | 641.67% |
Profit Margin | 329.78% | 30.37% | 30.99% | 34.10% | 22.36% | 31.05% |
FCF Margin | - | -30.96% | -106.61% | -52.52% | -67.15% | -77.25% |
Effective Tax Rate | 27.95% | 27.82% | 28.49% | 28.31% | 31.35% | 27.50% |