ING Groep N.V. (ING)

ING Groep Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	64,954	52,889	70,353	90,214	87,614	106,520
Securities and Investments	131,028	110,529	96,662	89,429	79,785	78,954
Short-Term Interbank Lending and Reverse Repurchase Agreements	30,311	21,204	21,770	16,709	35,104	23,592
Trading Assets	160,057	133,157	137,581	123,015	113,766	101,956
Net Loans	755,620	721,705	680,233	642,402	644,893	625,122
Net Property, Plant & Equipment	2,651	2,478	2,434	2,399	2,446	2,515
Other Intangible Assets	1,740	1,510	1,334	1,198	1,102	1,156
Long-Term Investments	1,184	1,607	1,679	1,509	1,500	1,587
Other Non-Earning Assets	13,213	9,326	8,499	8,708	10,624	7,848
Total Assets	1,160,759	1,054,405	1,020,545	975,583	976,834	949,250

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Deposits	773,179	721,367	691,661	650,267	640,799	617,400
Short-Term Interbank Borrowing and Repurchase Agreements	31,687	18,517	16,723	23,257	56,632	85,092
Trading Liabilities	103,313	80,533	86,899	94,639	93,019	71,041
Long-Term Debt	185,079	169,331	160,245	140,071	111,704	108,499
Other Liabilities	16,113	13,706	13,706	15,167	17,675	14,416
Total Liabilities	1,109,372	1,003,452	969,236	923,400	919,829	896,448

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	17,146	17,147	17,148	17,151	17,154	17,144
Accumulated Other Comprehensive Income	-2,058	-3,080	-687	-2,763	-2,192	-540
Retained Earnings	35,159	35,630	33,853	36,852	41,538	35,462
Total Common Shareholders' Equity	50,246	49,698	50,314	51,240	56,500	52,066
Minority Interest	1,141	1,255	995	944	504	736
Shareholders' Equity	51,387	50,953	51,309	52,184	57,004	52,802
Total Liabilities & Equity	1,160,759	1,054,405	1,020,545	975,583	976,834	949,250

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	185,079	169,331	160,245	140,071	111,704	108,499
Net Cash (Debt)	-120,125	-116,442	-89,892	-49,857	-24,090	-1,979
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-41.30	-38.95	-27.84	-13.98	-6.65	-0.51
Book Value	50,246	49,698	50,314	51,240	56,500	52,066
Book Value Per Share	17.27	16.62	15.58	14.37	15.59	13.38
Tangible Book Value	48,506	48,188	48,980	50,042	55,398	50,910
Tangible Book Value Per Share	16.68	16.12	15.17	14.04	15.29	13.09

SEC Filings: 10-K · 10-Q

Data Source: Fiscal.ai Last updated: Jul 30, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 10, 2026

Data Sources Report a data error