ING Groep Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	52,889	70,353	90,214	87,614	106,520
Securities and Investments	110,529	96,662	89,429	79,785	78,954
Short-Term Interbank Lending and Reverse Repurchase Agreements	21,204	21,770	16,709	35,104	23,592
Trading Assets	133,157	137,581	123,015	113,766	101,956
Net Loans	721,705	680,233	642,402	644,893	625,122
Net Property, Plant & Equipment	2,478	2,434	2,399	2,446	2,515
Other Intangible Assets	1,510	1,334	1,198	1,102	1,156
Long-Term Investments	1,607	1,679	1,509	1,500	1,587
Other Non-Earning Assets	9,326	8,499	8,708	10,624	7,848
Total Assets	1,054,405	1,020,545	975,583	976,834	949,250
Total Deposits	721,367	691,661	650,267	640,799	617,400
Short-Term Interbank Borrowing and Repurchase Agreements	18,517	16,723	23,257	56,632	85,092
Trading Liabilities	80,533	86,899	94,639	93,019	71,041
Long-Term Debt	169,331	160,245	140,071	111,704	108,499
Other Liabilities	13,706	13,706	15,167	17,675	14,416
Total Liabilities	1,003,452	969,236	923,400	919,829	896,448
Common Stock	17,147	17,148	17,151	17,154	17,144
Accumulated Other Comprehensive Income	-3,080	-687	-2,763	-2,192	-540
Retained Earnings	35,630	33,853	36,852	41,538	35,462
Total Common Shareholders' Equity	49,698	50,314	51,240	56,500	52,066
Minority Interest	1,255	995	944	504	736
Shareholders' Equity	50,953	51,309	52,184	57,004	52,802
Total Liabilities & Equity	1,054,405	1,020,545	975,583	976,834	949,250
Total Debt	169,331	160,245	140,071	111,704	108,499
Net Cash (Debt)	-169,331	-160,245	-140,071	-111,704	-108,499
Net Cash Per Share	-56.64	-49.63	-39.29	-30.82	-27.89
Book Value	49,698	50,314	51,240	56,500	52,066
Book Value Per Share	16.62	15.58	14.37	15.59	13.38
Tangible Book Value	48,188	48,980	50,042	55,398	50,910
Tangible Book Value Per Share	16.12	15.17	14.04	15.29	13.09

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q