ING Groep Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	76,147	81,251	48,522	50,231	44,063	54,339
Market Cap Growth	22.57%	67.45%	-3.40%	14.00%	-18.91%	47.62%
Enterprise Value	-	281,395	216,303	206,117	164,425	178,555
Last Close Price	26.56	27.99	15.67	15.02	12.17	13.92
PE Ratio	7.79	11.25	7.61	6.66	11.24	8.00
PS Ratio	2.65	3.19	2.18	2.06	2.46	2.44
PB Ratio	1.17	1.39	0.93	0.89	0.73	0.92
P/TBV Ratio	1.60	1.68	1.01	1.05	0.78	1.04
P/FCF Ratio	-	-10.29	-2.04	-3.92	-3.62	-3.16
P/OCF Ratio	-	-10.85	-2.07	-4.01	-3.70	-3.20
EV/Sales Ratio	-	11.04	9.70	8.45	9.18	8.02
EV/EBITDA Ratio	-	360.66	308.87	276.64	215.59	188.27
EV/FCF Ratio	-	-35.63	-9.09	-16.09	-13.51	-10.38
Debt / Equity Ratio	3.32	3.32	3.12	2.68	1.96	2.05
Debt / EBITDA Ratio	254.63	254.63	238.11	207.82	157.11	130.10
Debt / FCF Ratio	-25.16	-25.16	-7.00	-12.09	-9.85	-7.17
Net Debt / Equity Ratio	3.41	3.41	3.19	2.73	1.98	2.08
Net Debt / EBITDA Ratio	254.63	254.63	238.11	207.82	157.11	130.10
Net Debt / FCF Ratio	-25.16	-25.16	-7.00	-12.09	-9.85	-7.17
Asset Turnover	0.02	0.02	0.02	0.02	0.02	0.02
Return on Equity (ROE)	12.91%	12.91%	12.85%	13.78%	6.88%	11.53%
Earnings Yield	12.83%	8.89%	13.15%	15.01%	8.90%	12.50%
FCF Yield	-66.74%	-9.72%	-49.06%	-25.50%	-27.61%	-31.66%
Dividend Yield	4.50%	10.89%	15.96%	12.26%	15.06%	10.01%
Payout Ratio	36.63%	60.08%	59.48%	40.07%	83.02%	39.60%
Buyback Yield / Dilution	7.40%	7.40%	9.44%	1.63%	6.85%	0.27%
Total Shareholder Return	11.90%	18.29%	25.40%	13.88%	21.91%	10.28%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q