IF Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Interest Income	23.13	20.81	17.73	22	22.26	20.18
Net Interest Income Growth	24.38%	17.40%	-19.40%	-1.20%	10.33%	10.34%
Non-Interest Income	4.78	4.94	4.39	4.07	5.5	6.26
Non-Interest Income Growth	-4.53%	12.72%	7.79%	-26.07%	-12.05%	30.10%
Revenues Before Loan Losses	27.91	25.76	22.12	26.07	27.77	26.44
Provision for Credit Losses	-0.64	-0.7	0.03	-0.23	0.49	0.84
Revenue	28.55	26.46	22.08	26.29	27.28	25.59
Revenue Growth (YoY)	17.86%	19.82%	-16.01%	-3.60%	6.57%	11.42%
Compensation Expenses	13.47	13.2	12.01	12.71	13.05	11.9
Selling, General & Admin	5.34	4.77	4.5	5	4.17	4.02
Other Non-Interest Expenses	2.64	2.57	3.22	2.32	2.23	2.3
Total Non-Interest Expense	21.44	20.54	19.73	20.03	19.45	18.21
Pretax Income	7.11	5.92	2.36	6.26	7.83	7.38
Provision for Income Taxes	1.94	1.61	0.57	1.6	2.04	2.03
Net Income	5.17	4.3	1.79	4.66	5.78	5.35
Net Income to Common	5.17	4.3	1.79	4.66	5.78	5.35
Net Income Growth	72.92%	140.45%	-61.59%	-19.43%	8.17%	25.96%
Shares Outstanding (Basic)	811	3	3	3	3	3
Shares Outstanding (Diluted)	811	3	3	3	3	3
Shares Change (YoY)	0.55%	0.60%	-1.97%	1.88%	1.86%	-2.20%
EPS (Basic)	1.60	1.37	0.57	1.50	1.88	1.76
EPS (Diluted)	1.60	1.37	0.57	1.46	1.84	1.74
EPS Growth	72.04%	140.35%	-60.96%	-20.65%	5.75%	28.89%
Free Cash Flow	5.8	6.52	2.04	0.52	8.28	6.59
Free Cash Flow Growth	-10.97%	220.19%	294.57%	-93.77%	25.71%	-2.23%
Free Cash Flow Per Share	0.01	2.07	0.65	0.16	2.64	2.14
Dividends Per Share	0.400	0.400	0.400	0.400	0.350	0.300
Dividend Growth	-	-	-	14.29%	16.67%	-
Profit Margin	18.11%	16.27%	8.11%	17.72%	21.21%	20.89%
FCF Margin	20.33%	24.64%	9.22%	1.96%	30.36%	25.74%
EBITDA	0.62	0.62	0.67	0.66	0.68	0.68
EBITDA Margin	2.16%	2.35%	3.04%	2.52%	2.47%	2.65%
Effective Tax Rate	27.26%	27.26%	23.99%	25.56%	26.10%	27.56%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q