IF Bancorp, Inc. (IROQ)

IF Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	37.63	34.83	26.11	20.2	21
Interest Income on Investments	5.79	6.16	5.97	4.6	3.36
Total Interest Income	43.42	40.98	32.07	24.79	24.36
Interest Paid on Deposits	17.87	17.65	8	2.07	3.69
Interest Paid on Borrowings	4.74	5.6	2.08	0.46	0.49
Total Interest Expense	22.6	23.26	10.08	2.53	4.18
Net Interest Income	20.81	17.73	22	22.26	20.18
Net Interest Income Growth (YoY)	17.40%	-19.40%	-1.20%	10.33%	10.34%
Mortgage Banking Activities	0.27	0.34	0.36	0.8	0.61
Gain (Loss) on Sale of Investments	-0.07	-	-0.17	-0.28	0.32
Other Non-Interest Income	4.45	3.78	3.71	4.47	3.75
Total Non-Interest Income	4.94	4.39	4.07	5.5	6.26
Non-Interest Income Growth (YoY)	12.72%	7.79%	-26.07%	-12.05%	30.10%
Revenues Before Loan Losses	25.76	22.12	26.07	27.77	26.44
Provision for Loan Losses	-0.7	0.03	-0.23	0.49	0.84
Revenue	26.46	22.08	26.29	27.28	25.59
Revenue Growth (YoY)	19.82%	-16.01%	-3.60%	6.57%	11.42%
Salaries and Employee Benefits	12.6	11.45	12.05	12.45	11.33
Federal Deposit Insurance	0.48	0.57	0.33	0.2	0.18
Selling, General & Administrative	5.5	5.17	5.84	4.94	4.74
Other Non-Interest Expense	1.98	2.54	1.84	1.86	1.94
Total Non-Interest Expense	20.54	19.73	20.03	19.45	18.21
EBT Excluding Unusual Items	5.92	2.36	6.26	7.83	7.38
Pretax Income	5.92	2.36	6.26	7.83	7.38
Income Tax Expense	1.61	0.57	1.6	2.04	2.03
Net Income	4.3	1.79	4.66	5.78	5.35
Net Income to Common	4.3	1.79	4.66	5.78	5.35
Net Income Growth	140.45%	-61.59%	-19.43%	8.17%	25.96%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	0.60%	-1.97%	1.88%	1.86%	-2.20%
EPS (Basic)	1.37	0.57	1.50	1.88	1.76
EPS (Diluted)	1.37	0.57	1.46	1.84	1.74
EPS Growth	139.63%	-60.96%	-20.65%	5.75%	28.89%
Dividend Per Share	0.400	0.400	0.400	0.350	0.300
Dividend Growth	-	-	14.29%	16.67%	-
Effective Tax Rate	27.26%	23.99%	25.56%	26.10%	27.56%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q