IF Bancorp, Inc. (IROQ)

IF Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Year	2023	2022	2021	2020	2019
Revenue	26.29	27.28	25.59	22.97	21.62
Revenue Growth (YoY)	-3.60%	6.57%	11.42%	6.23%	3.86%
Gross Profit	26.29	27.28	25.59	22.97	21.62
Selling, General & Admin	17.66	17.17	15.86	15	14.23
Other Operating Expenses	2.4	2.27	2.32	2.06	2.54
Operating Expenses	20.06	19.44	18.18	17.06	16.77
Operating Income	6.23	7.83	7.41	5.91	4.85
Other Expense / Income	-0.03	0.01	0.03	0.03	-
Pretax Income	6.26	7.83	7.38	5.88	4.85
Income Tax	1.6	2.04	2.03	1.64	1.29
Net Income	4.66	5.78	5.35	4.25	3.56
Net Income Growth	-19.43%	8.17%	25.96%	19.31%	104.72%
Shares Outstanding (Basic)	3	3	3	3	4
Shares Change	2.98%	0.53%	-	-9.51%	-7.50%
EPS (Basic)	1.50	1.88	1.76	1.37	1.02
EPS (Diluted)	1.46	1.84	1.74	1.35	1.01
EPS Growth	-20.65%	5.75%	28.89%	33.66%	114.89%
Free Cash Flow	0.52	8.28	6.59	6.74	4.69
Free Cash Flow Per Share	0.15	2.54	2.03	2.08	1.31
Dividend Per Share	0.400	0.350	0.300	0.300	0.250
Dividend Growth	14.29%	16.67%	0%	20.00%	25.00%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	23.70%	28.72%	28.96%	25.73%	22.43%
Profit Margin	17.72%	21.21%	20.89%	18.48%	16.45%
Free Cash Flow Margin	1.96%	30.36%	25.74%	29.33%	21.69%
Effective Tax Rate	25.56%	26.10%	27.56%	27.86%	26.65%
EBITDA	6.92	8.5	8.06	6.56	5.48
EBITDA Margin	26.33%	31.17%	31.49%	28.54%	25.34%
Depreciation & Amortization	0.66	0.68	0.68	0.67	0.63
EBIT	6.26	7.83	7.38	5.88	4.85
EBIT Margin	23.81%	28.70%	28.84%	25.62%	22.43%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).