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IF Bancorp, Inc. (IROQ)

Stock Price: $16.22 USD -0.37 (-2.23%)
Updated Aug 14, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 52.56M
Revenue (ttm) 22.36M
Net Income (ttm) 3.91M
Shares Out 3.24M
EPS (ttm) 1.20
PE Ratio 13.52
Forward PE n/a
Dividend $0.30
Dividend Yield 1.85%

Stock Quote

Trading Day Aug 14, 2020
Last Price $16.22
Previous Close $16.59
Change ($) -0.37
Change (%) -2.23%
Day's Open 16.19
Day's Range 16.20 - 16.59
Day's Volume 518
52-Week Range 15.07 - 24.05

More Stats

Market Cap 52.56M
Enterprise Value 105.86M
Earnings Date (est) n/a
Ex-Dividend Date Mar 19, 2020
Shares Outstanding 3.24M
Float 2.05M
EPS (basic) 1.22
EPS (diluted) 1.20
FCF / Share 1.99
Dividend $0.30
Dividend Yield 1.85%
Earnings Yield 7.40%
FCF Yield 12.36%
Payout Ratio n/a
Shares Short 389
Short Ratio 0.45
Short % of Float 0.01%
Beta 0.58
PE Ratio 13.52
Forward PE n/a
P/FCF Ratio 8.09
PS Ratio 2.35
PB Ratio 0.68
Revenue 22.36M
Operating Income 5.40M
Net Income 3.91M
Free Cash Flow 6.50M
Net Cash -53.30M
Net Cash / Share -16.45
Gross Margin 96.73%
Operating Margin 24.16%
Profit Margin 17.50%
FCF Margin 29.06%
ROA 0.58%
ROE 4.90%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue21.6320.8220.7319.7918.5318.3818.4116.8014.4113.21
Revenue Growth3.88%0.44%4.75%6.8%0.82%-0.14%9.57%16.54%9.09%-
Gross Profit21.6320.8220.7319.7918.5318.3818.4116.8014.4113.21
Operating Income4.854.466.195.585.115.345.771.964.234.07
Net Income3.561.743.923.573.273.483.711.402.832.68
Shares Outstanding3.583.873.944.014.294.434.574.814.50-
Earnings Per Share1.010.471.060.950.830.840.860.32--
EPS Growth114.89%-55.66%11.58%14.46%-1.19%-2.33%168.75%---
Dividend Per Share0.250.200.160.130.100.10----
Dividend Growth25%25%23.08%30%0%-----
Operating Cash Flow5.804.846.145.335.336.506.076.145.131.96
Capital Expenditures-1.11-4.85-1.68-0.21-0.11-1.25-0.38-0.69-0.31-0.34
Free Cash Flow4.69-0.024.465.115.235.255.685.454.811.63
Cash & Equivalents62.606.509.526.7013.4712.986.838.4460.766.84
Total Debt26.7670.0956.4472.3262.9860.0790.1475.9623.3423.33
Net Cash / Debt35.84-63.59-46.92-65.62-49.51-47.09-83.31-67.5137.42-16.49
Assets724639585596564551548511511385
Liabilities641557502512483469466425471347
Book Value82.4681.6883.9783.9780.4482.0981.7586.6539.4437.29
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name IF Bancorp, Inc.
Country United States
Employees 101
CEO Walter H. Hasselbring

Stock Information

Ticker Symbol IROQ
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: IROQ
IPO Date July 8, 2011

Description

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of September 13, 2019, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Champaign, and Bourbonnais, Illinois; and a loan production and wealth management office in Osage Beach, Missouri. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois.