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IF Bancorp, Inc. (IROQ)

Stock Price: $20.99 USD -0.01 (-0.05%)
Updated November 27, 1:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 68.02M
Revenue (ttm) 23.59M
Net Income (ttm) 4.48M
Shares Out 3.24M
EPS (ttm) 1.46
PE Ratio 14.38
Forward PE n/a
Dividend $0.30
Dividend Yield 1.43%

Stock Quote

Trading Day November 27
Last Price $20.99
Previous Close $21.00
Change ($) -0.01
Change (%) -0.05%
Day's Open 20.75
Day's Range 20.54 - 21.00
Day's Volume 593
52-Week Range 15.03 - 24.05

More Stats

Market Cap 68.02M
Enterprise Value 81.51M
Earnings Date (est) Jan 1, 1970
Ex-Dividend Date Sep 24, 2020
Shares Outstanding 3.24M
Float n/a
EPS (basic) 1.48
EPS (diluted) 1.46
FCF / Share 1.88
Dividend $0.30
Dividend Yield 1.43%
Earnings Yield 6.96%
FCF Yield 8.96%
Payout Ratio 20.30%
Shares Short 1,911
Short Ratio 1.23
Short % of Float n/a
Beta 0.61
PE Ratio 14.38
Forward PE n/a
P/FCF Ratio 11.16
PS Ratio 2.88
PB Ratio 0.81
Revenue 23.59M
Operating Income 6.22M
Net Income 4.48M
Free Cash Flow 6.10M
Net Cash -13.49M
Net Cash / Share -4.16
Gross Margin 97.42%
Operating Margin 26.37%
Profit Margin 19.00%
FCF Margin 25.84%
ROA 0.64%
ROE 5.57%
ROIC 0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2020201920182017201620152014201320122011
Revenue22.9721.6220.8220.7319.7918.5318.3818.4116.8014.41
Revenue Growth6.23%3.86%0.44%4.75%6.8%0.82%-0.14%9.57%16.54%-
Gross Profit22.9721.6220.8220.7319.7918.5318.3818.4116.8014.41
Operating Income5.884.854.466.195.585.115.345.771.964.23
Net Income4.253.561.743.923.573.273.483.711.402.83
Shares Outstanding3.243.583.873.944.014.294.434.574.814.50
Earnings Per Share1.351.010.471.060.950.830.840.860.32-
EPS Growth33.66%114.89%-55.66%11.58%14.46%-1.19%-2.33%168.75%--
Dividend Per Share0.300.250.200.160.130.100.10---
Dividend Growth20%25%25%23.08%30%0%----
Operating Cash Flow6.905.804.846.145.335.336.506.076.145.13
Capital Expenditures-0.16-1.11-4.85-1.68-0.21-0.11-1.25-0.38-0.69-0.31
Free Cash Flow6.744.69-0.024.465.115.235.255.685.454.81
Cash & Equivalents36.4762.606.509.526.7013.4712.986.838.4460.76
Total Debt41.7626.7670.0956.4472.3262.9860.0790.1475.9623.34
Net Cash / Debt-5.2935.84-63.59-46.92-65.62-49.51-47.09-83.31-67.5137.42
Assets736724639585596564551548511511
Liabilities653641557502512483469466425471
Book Value82.5682.4681.6883.9783.9780.4482.0981.7586.6539.44
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name IF Bancorp, Inc.
Country United States
Employees 104
CEO Walter H. Hasselbring

Stock Information

Ticker Symbol IROQ
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: IROQ
IPO Date July 8, 2011

Description

IF Bancorp operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of September 13, 2019, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Champaign, and Bourbonnais, Illinois; and a loan production and wealth management office in Osage Beach, Missouri. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois.