IF Bancorp, Inc. (IROQ)
Mar 13, 2026 - IROQ was delisted (reason: acquired by ServBanc)
26.55
0.00 (0.00%)
Inactive · Last trade price on Mar 12, 2026
IF Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Net Income | 5.17 | 4.3 | 1.79 | 4.66 | 5.78 | 5.35 |
Depreciation & Amortization | 0.62 | 0.62 | 0.67 | 0.66 | 0.68 | 0.68 |
Gain (Loss) on Sale of Assets | 0.1 | -0.01 | 0 | -0.03 | 0.01 | 0.03 |
Gain (Loss) on Sale of Investments | -0.12 | -0.11 | -0.21 | 0.29 | 0.89 | 0.54 |
Provision for Credit Losses | -0.64 | -0.7 | 0.15 | -0.23 | 0.49 | 0.84 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.44 | 0.36 | 0.26 | 0.38 | 0.47 | 1.2 |
Accrued Interest Receivable | 0.25 | -0.09 | -0.68 | -0.76 | -0.13 | 0.01 |
Change in Other Net Operating Assets | 0.41 | 3.56 | -0.95 | -3.65 | 0.69 | 0.14 |
Other Operating Activities | -0.35 | -0.34 | -0.39 | -0.54 | -0.27 | -0.57 |
Operating Cash Flow | 6.01 | 6.76 | 2.28 | 2.77 | 8.67 | 6.87 |
Operating Cash Flow Growth | 89.39% | 196.14% | -17.46% | -68.09% | 26.24% | -0.42% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Capital Expenditures | -0.21 | -0.24 | -0.25 | -2.25 | -0.39 | -0.28 |
Sale of Property, Plant and Equipment | - | - | 0.09 | - | - | - |
Investment in Securities | 7.78 | 8.74 | 13.36 | 13.34 | -58.6 | -30.79 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 55.76 | 6.19 | -51.99 | -68.37 | -6.58 | -4.64 |
Other Investing Activities | 1.06 | -0.63 | -0.96 | 0.16 | -3.24 | -0.34 |
Investing Cash Flow | 64.38 | 14.06 | -39.75 | -57.12 | -68.8 | -36.04 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Short-Term Debt Issued | - | 115.72 | 530.16 | 1.54 | 3 | 2.51 |
Long-Term Debt Issued | - | 563.13 | 680.5 | 513.6 | - | 77 |
Total Debt Issued | 432.83 | 678.85 | 1,211 | 515.14 | 3 | 79.51 |
Short-Term Debt Repaid | - | -139.95 | -497.93 | - | -3 | - |
Long-Term Debt Repaid | - | -542 | -667 | -509.1 | -10 | -86.5 |
Total Debt Repaid | -466.66 | -681.95 | -1,165 | -509.1 | -13 | -86.5 |
Net Debt Issued (Repaid) | -33.83 | -3.1 | 45.73 | 6.04 | -10 | -6.99 |
Issuance of Common Stock | - | - | - | 0.73 | 0.32 | - |
Common Dividends Paid | -1.29 | -1.29 | -1.28 | -1.27 | -1.07 | -0.91 |
Net Increase (Decrease) in Deposit Accounts | -32.57 | -5.92 | -8.14 | -16.71 | 84.39 | 65.93 |
Other Financing Activities | 0.18 | 0 | -0.27 | 0.73 | -0.43 | 0.41 |
Financing Cash Flow | -67.51 | -10.3 | 36.05 | -10.47 | 73.21 | 58.44 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Net Cash Flow | 2.89 | 10.52 | -1.42 | -64.82 | 13.08 | 29.27 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Free Cash Flow | 5.8 | 6.52 | 2.04 | 0.52 | 8.28 | 6.59 |
Free Cash Flow Growth | 100.69% | 220.19% | 294.57% | -93.77% | 25.71% | -2.23% |
Free Cash Flow Margin | 20.33% | 24.64% | 9.22% | 1.96% | 30.36% | 25.74% |
Free Cash Flow Per Share | 1.84 | 2.07 | 0.65 | 0.16 | 2.64 | 2.14 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Cash Interest Paid | 20.12 | 23.75 | 21.91 | 8.59 | 2.55 | 4.52 |
Cash Income Tax Paid | 1.7 | 0.97 | 0.35 | 2.1 | 1.96 | 2.74 |