IF Bancorp, Inc. (IROQ)
NASDAQ: IROQ · Real-Time Price · USD
25.95
+0.18 (0.70%)
Nov 17, 2025, 4:00 PM EST - Market closed
IF Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2016 - 2020 |
Net Income | 5.06 | 4.3 | 1.79 | 4.66 | 5.78 | 5.35 | Upgrade |
Depreciation & Amortization | 0.63 | 0.62 | 0.67 | 0.66 | 0.68 | 0.68 | Upgrade |
Gain (Loss) on Sale of Assets | -0.01 | -0.01 | 0 | -0.03 | 0.01 | 0.03 | Upgrade |
Gain (Loss) on Sale of Investments | -0.1 | -0.11 | -0.21 | 0.29 | 0.89 | 0.54 | Upgrade |
Provision for Credit Losses | -1.12 | -0.7 | 0.15 | -0.23 | 0.49 | 0.84 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.1 | 0.36 | 0.26 | 0.38 | 0.47 | 1.2 | Upgrade |
Accrued Interest Receivable | 0.13 | -0.09 | -0.68 | -0.76 | -0.13 | 0.01 | Upgrade |
Change in Other Net Operating Assets | 0.36 | 3.56 | -0.95 | -3.65 | 0.69 | 0.14 | Upgrade |
Other Operating Activities | -0.27 | -0.34 | -0.39 | -0.54 | -0.27 | -0.57 | Upgrade |
Operating Cash Flow | 4.06 | 6.76 | 2.28 | 2.77 | 8.67 | 6.87 | Upgrade |
Operating Cash Flow Growth | 17.63% | 196.14% | -17.46% | -68.09% | 26.24% | -0.42% | Upgrade |
Capital Expenditures | -0.21 | -0.24 | -0.25 | -2.25 | -0.39 | -0.28 | Upgrade |
Sale of Property, Plant and Equipment | - | - | 0.09 | - | - | - | Upgrade |
Investment in Securities | 4.7 | 8.74 | 13.36 | 13.34 | -58.6 | -30.79 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 29.05 | 6.19 | -51.99 | -68.37 | -6.58 | -4.64 | Upgrade |
Other Investing Activities | -0.01 | -0.63 | -0.96 | 0.16 | -3.24 | -0.34 | Upgrade |
Investing Cash Flow | 33.53 | 14.06 | -39.75 | -57.12 | -68.8 | -36.04 | Upgrade |
Short-Term Debt Issued | - | 115.72 | 530.16 | 1.54 | 3 | 2.51 | Upgrade |
Long-Term Debt Issued | - | 563.13 | 680.5 | 513.6 | - | 77 | Upgrade |
Total Debt Issued | 509.86 | 678.85 | 1,211 | 515.14 | 3 | 79.51 | Upgrade |
Short-Term Debt Repaid | - | -139.95 | -497.93 | - | -3 | - | Upgrade |
Long-Term Debt Repaid | - | -542 | -667 | -509.1 | -10 | -86.5 | Upgrade |
Total Debt Repaid | -549.19 | -681.95 | -1,165 | -509.1 | -13 | -86.5 | Upgrade |
Net Debt Issued (Repaid) | -39.33 | -3.1 | 45.73 | 6.04 | -10 | -6.99 | Upgrade |
Issuance of Common Stock | - | - | - | 0.73 | 0.32 | - | Upgrade |
Common Dividends Paid | -1.29 | -1.29 | -1.28 | -1.27 | -1.07 | -0.91 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 3.11 | -5.92 | -8.14 | -16.71 | 84.39 | 65.93 | Upgrade |
Other Financing Activities | 0.17 | 0 | -0.27 | 0.73 | -0.43 | 0.41 | Upgrade |
Financing Cash Flow | -37.34 | -10.3 | 36.05 | -10.47 | 73.21 | 58.44 | Upgrade |
Net Cash Flow | 0.24 | 10.52 | -1.42 | -64.82 | 13.08 | 29.27 | Upgrade |
Free Cash Flow | 3.84 | 6.52 | 2.04 | 0.52 | 8.28 | 6.59 | Upgrade |
Free Cash Flow Growth | 19.27% | 220.19% | 294.57% | -93.77% | 25.71% | -2.23% | Upgrade |
Free Cash Flow Margin | 13.73% | 24.64% | 9.22% | 1.96% | 30.36% | 25.74% | Upgrade |
Free Cash Flow Per Share | 1.21 | 2.07 | 0.65 | 0.16 | 2.64 | 2.14 | Upgrade |
Cash Interest Paid | 22.36 | 23.75 | 21.91 | 8.59 | 2.55 | 4.52 | Upgrade |
Cash Income Tax Paid | 1.2 | 0.97 | 0.35 | 2.1 | 1.96 | 2.74 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.