IF Bancorp Statistics
Total Valuation
IF Bancorp has a market cap or net worth of $81.90 million. The enterprise value is $134.48 million.
Important Dates
The next estimated earnings date is Friday, October 31, 2025, after market close.
| Earnings Date | Oct 31, 2025 |
| Ex-Dividend Date | Sep 26, 2025 |
Share Statistics
IF Bancorp has 3.24 million shares outstanding. The number of shares has increased by 0.60% in one year.
| Current Share Class | 3.24M |
| Shares Outstanding | 3.24M |
| Shares Change (YoY) | +0.60% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 21.17% |
| Owned by Institutions (%) | 28.36% |
| Float | 1.60M |
Valuation Ratios
The trailing PE ratio is 18.53.
| PE Ratio | 18.53 |
| Forward PE | n/a |
| PS Ratio | 3.01 |
| Forward PS | n/a |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 12.56 |
| P/OCF Ratio | 12.11 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 31.25 |
| EV / Sales | 5.08 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 20.63 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 11.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.53%.
| Return on Equity (ROE) | 5.53% |
| Return on Assets (ROA) | 0.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $247,280 |
| Profits Per Employee | $40,224 |
| Employee Count | 107 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IF Bancorp has paid $1.61 million in taxes.
| Income Tax | 1.61M |
| Effective Tax Rate | 27.26% |
Stock Price Statistics
The stock price has increased by +24.27% in the last 52 weeks. The beta is 0.37, so IF Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.37 |
| 52-Week Price Change | +24.27% |
| 50-Day Moving Average | 25.54 |
| 200-Day Moving Average | 24.52 |
| Relative Strength Index (RSI) | 48.02 |
| Average Volume (20 Days) | 1,001 |
Short Selling Information
The latest short interest is 2,598, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 2,598 |
| Short Previous Month | 3,920 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.16% |
| Short Ratio (days to cover) | 1.33 |
Income Statement
In the last 12 months, IF Bancorp had revenue of $26.46 million and earned $4.30 million in profits. Earnings per share was $1.37.
| Revenue | 26.46M |
| Gross Profit | 26.46M |
| Operating Income | 6.39M |
| Pretax Income | 5.92M |
| Net Income | 4.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.37 |
Full Income StatementBalance Sheet
The company has $20.34 million in cash and $72.92 million in debt, giving a net cash position of -$52.58 million or -$16.25 per share.
| Cash & Cash Equivalents | 20.34M |
| Total Debt | 72.92M |
| Net Cash | -52.58M |
| Net Cash Per Share | -$16.25 |
| Equity (Book Value) | 81.84M |
| Book Value Per Share | 25.29 |
| Working Capital | -725.96M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $6.76 million and capital expenditures -$242,000, giving a free cash flow of $6.52 million.
| Operating Cash Flow | 6.76M |
| Capital Expenditures | -242,000 |
| Free Cash Flow | 6.52M |
| FCF Per Share | $2.01 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.13% |
| Pretax Margin | 22.36% |
| Profit Margin | 16.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.64% |
