IF Bancorp Statistics
Total Valuation
IF Bancorp has a market cap or net worth of $83.98 million. The enterprise value is $162.95 million.
Important Dates
The last earnings date was Friday, October 31, 2025, after market close.
| Earnings Date | Oct 31, 2025 |
| Ex-Dividend Date | Sep 26, 2025 |
Share Statistics
IF Bancorp has 3.24 million shares outstanding. The number of shares has increased by 1.49% in one year.
| Current Share Class | 3.24M |
| Shares Outstanding | 3.24M |
| Shares Change (YoY) | +1.49% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 21.17% |
| Owned by Institutions (%) | 29.15% |
| Float | 1.60M |
Valuation Ratios
The trailing PE ratio is 16.24.
| PE Ratio | 16.24 |
| Forward PE | n/a |
| PS Ratio | 2.94 |
| Forward PS | n/a |
| PB Ratio | 1.03 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 21.85 |
| P/OCF Ratio | 20.70 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 32.19 |
| EV / Sales | 5.82 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 42.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 22.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.20%.
| Return on Equity (ROE) | 6.20% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $261,486 |
| Profits Per Employee | $47,318 |
| Employee Count | 107 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IF Bancorp has paid $1.91 million in taxes.
| Income Tax | 1.91M |
| Effective Tax Rate | 27.36% |
Stock Price Statistics
The stock price has increased by +30.73% in the last 52 weeks. The beta is 0.23, so IF Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.23 |
| 52-Week Price Change | +30.73% |
| 50-Day Moving Average | 25.64 |
| 200-Day Moving Average | 24.47 |
| Relative Strength Index (RSI) | 57.82 |
| Average Volume (20 Days) | 11,459 |
Short Selling Information
The latest short interest is 4,804, so 0.15% of the outstanding shares have been sold short.
| Short Interest | 4,804 |
| Short Previous Month | 2,232 |
| Short % of Shares Out | 0.15% |
| Short % of Float | 0.30% |
| Short Ratio (days to cover) | 1.23 |
Income Statement
In the last 12 months, IF Bancorp had revenue of $27.98 million and earned $5.06 million in profits. Earnings per share was $1.60.
| Revenue | 27.98M |
| Gross Profit | 27.98M |
| Operating Income | 7.49M |
| Pretax Income | 6.97M |
| Net Income | 5.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.60 |
Full Income StatementBalance Sheet
The company has $8.28 million in cash and $87.25 million in debt, giving a net cash position of -$78.98 million or -$24.41 per share.
| Cash & Cash Equivalents | 8.28M |
| Total Debt | 87.25M |
| Net Cash | -78.98M |
| Net Cash Per Share | -$24.41 |
| Equity (Book Value) | 84.52M |
| Book Value Per Share | 25.22 |
| Working Capital | -68.91M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $4.06 million and capital expenditures -$213,000, giving a free cash flow of $3.84 million.
| Operating Cash Flow | 4.06M |
| Capital Expenditures | -213,000 |
| Free Cash Flow | 3.84M |
| FCF Per Share | $1.19 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.78% |
| Pretax Margin | 24.91% |
| Profit Margin | 18.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.74% |
