IF Bancorp, Inc. (IROQ)
NASDAQ: IROQ · Real-Time Price · USD
27.75
-0.03 (-0.11%)
Feb 27, 2026, 4:00 PM EST - Market closed

IF Bancorp Statistics

Total Valuation

IF Bancorp has a market cap or net worth of $90.07 million. The enterprise value is $164.64 million.

Market Cap90.07M
Enterprise Value 164.64M

Important Dates

The last earnings date was Friday, January 30, 2026, after market close.

Earnings Date Jan 30, 2026
Ex-Dividend Date Sep 26, 2025

Share Statistics

IF Bancorp has 3.25 million shares outstanding. The number of shares has increased by 0.60% in one year.

Current Share Class 3.25M
Shares Outstanding 3.25M
Shares Change (YoY) +0.60%
Shares Change (QoQ) +0.15%
Owned by Insiders (%) 21.47%
Owned by Institutions (%) 27.29%
Float 1.69M

Valuation Ratios

The trailing PE ratio is 16.95.

PE Ratio 16.95
Forward PE n/a
PS Ratio 3.15
Forward PS n/a
PB Ratio 1.03
P/TBV Ratio 1.03
P/FCF Ratio 15.52
P/OCF Ratio 14.98
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 31.83
EV / Sales 5.77
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 28.37

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 14.41
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.33%.

Return on Equity (ROE) 6.33%
Return on Assets (ROA) 0.60%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.74%
Revenue Per Employee $266,841
Profits Per Employee $48,336
Employee Count107
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, IF Bancorp has paid $1.94 million in taxes.

Income Tax 1.94M
Effective Tax Rate 27.26%

Stock Price Statistics

The stock price has increased by +14.46% in the last 52 weeks. The beta is 0.19, so IF Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.19
52-Week Price Change +14.46%
50-Day Moving Average 27.21
200-Day Moving Average 25.52
Relative Strength Index (RSI) 56.63
Average Volume (20 Days) 8,940

Short Selling Information

The latest short interest is 4,208, so 0.13% of the outstanding shares have been sold short.

Short Interest 4,208
Short Previous Month 2,608
Short % of Shares Out 0.13%
Short % of Float 0.25%
Short Ratio (days to cover) 0.22

Income Statement

In the last 12 months, IF Bancorp had revenue of $28.55 million and earned $5.17 million in profits. Earnings per share was $1.64.

Revenue28.55M
Gross Profit 28.55M
Operating Income 7.60M
Pretax Income 7.11M
Net Income 5.17M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.64
Full Income Statement

Balance Sheet

The company has $9.04 million in cash and $83.61 million in debt, with a net cash position of -$74.57 million or -$22.97 per share.

Cash & Cash Equivalents 9.04M
Total Debt 83.61M
Net Cash -74.57M
Net Cash Per Share -$22.97
Equity (Book Value) 87.37M
Book Value Per Share 26.92
Working Capital -655.85M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $6.01 million and capital expenditures -$209,000, giving a free cash flow of $5.80 million.

Operating Cash Flow 6.01M
Capital Expenditures -209,000
Free Cash Flow 5.80M
FCF Per Share $1.79
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 26.63%
Pretax Margin 24.90%
Profit Margin 18.11%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 20.33%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.44%.

Dividend Per Share $0.40
Dividend Yield 1.44%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 24.44%
Buyback Yield -0.60%
Shareholder Yield 0.84%
Earnings Yield 5.74%
FCF Yield 6.44%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4