Investar Holding Corporation (ISTR)

Investar Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	125.69	128.5	117.89	93.37	90.23	87.37
Interest Income on Investments	16.7	15.37	15.31	11.2	5.31	6.43
Total Interest Income	142.39	143.87	133.2	104.57	95.54	93.79
Interest Paid on Deposits	59.89	61.51	42.07	6.25	7.49	15.38
Interest Paid on Borrowings	5.88	12.6	16.61	8.53	4.24	4.88
Total Interest Expense	65.77	74.11	58.68	14.78	11.73	20.26
Net Interest Income	76.63	69.75	74.52	89.79	83.81	73.53
Net Interest Income Growth (YoY)	8.29%	-6.40%	-17.00%	7.12%	13.98%	13.45%
Gain (Loss) on Sale of Assets	-0.01	0.43	-1.32	-0.26	-0.41	-0.04
Gain (Loss) on Sale of Investments	-0.04	-0.34	-0.39	-0.08	2.54	2.56
Other Non-Interest Income	9.52	9.07	5.2	14.17	7.3	7.65
Total Non-Interest Income	12.78	13.08	6.54	16.97	12.04	12.1
Non-Interest Income Growth (YoY)	32.13%	100.11%	-61.46%	40.89%	-0.45%	94.59%
Revenues Before Loan Losses	89.41	82.84	81.06	106.75	95.86	85.63
Provision for Loan Losses	-4.02	-3.48	-2	2.92	22.89	11.16
Revenue	93.43	86.32	83.06	103.83	72.97	74.47
Revenue Growth (YoY)	12.93%	3.92%	-20.00%	42.29%	-2.01%	7.73%
Salaries and Employee Benefits	37.96	36.66	35.16	32.87	33.79	31.73
Occupancy Expenses	2.85	3.1	3.78	4.44	4.99	4.57
Selling, General & Administrative	10.63	10.31	10.7	10.66	9.47	8.8
Other Non-Interest Expense	13.11	13.06	13	12.68	12.37	10.96
Total Non-Interest Expense	64.55	63.12	62.63	60.64	60.61	56.07
EBT Excluding Unusual Items	28.88	23.19	20.43	43.19	12.36	18.4
Asset Writedown	-0.2	-0.2	-	-	-	-
Legal Settlements	-	1.12	-	-	-	-
Other Unusual Items	-0.21	0.29	-	-0.22	-	-
Pretax Income	27.88	24.41	20.43	44.35	9.91	17.34
Income Tax Expense	4.81	4.15	3.75	8.64	1.91	3.45
Net Income	23.07	20.25	16.68	35.71	8	13.89
Preferred Dividends & Other Adjustments	0.53	-	0	0.03	0.02	0.07
Net Income to Common	22.55	20.25	16.68	35.68	7.98	13.82
Net Income Growth	30.48%	21.43%	-53.30%	346.36%	-42.40%	-17.52%
Basic Shares Outstanding	10	10	10	10	10	11
Diluted Shares Outstanding	10	10	10	10	11	11
Shares Change (YoY)	5.23%	0.96%	-3.33%	-3.04%	-3.36%	8.32%
EPS (Basic)	2.29	2.06	1.69	3.54	0.77	1.27
EPS (Diluted)	2.23	2.04	1.69	3.50	0.76	1.27
EPS Growth	24.77%	20.71%	-51.71%	360.53%	-40.16%	-23.61%
Dividend Per Share	0.430	0.410	0.395	0.365	0.310	0.250
Dividend Growth	6.17%	3.80%	8.22%	17.74%	24.00%	8.70%
Effective Tax Rate	17.25%	17.02%	18.36%	19.48%	19.27%	19.90%

Updated Oct 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q