Investar Holding Corporation (ISTR)
NASDAQ: ISTR · Real-Time Price · USD
28.04
-1.15 (-3.94%)
Oct 23, 2026, 4:00 PM EDT - Market closed
Investar Holding Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 57.13 | 41.51 | 27.92 | 32.01 | 40.26 | 97.04 |
Investment Securities | 75.02 | 129.92 | 122.61 | 99.26 | 113.72 | 107.03 |
Trading Asset Securities | - | 11.66 | 17.2 | 17.33 | - | 2.6 |
Mortgage-Backed Securities | 412.64 | 312.77 | 274.1 | 301.13 | 329.81 | 277.33 |
Total Investments | 487.66 | 454.35 | 413.9 | 417.71 | 443.53 | 386.97 |
Gross Loans | 3,067 | 2,178 | 2,126 | 2,212 | 2,106 | 1,874 |
Allowance for Loan Losses | -36.11 | -26.35 | -26.72 | -30.54 | -24.36 | -20.86 |
Other Adjustments to Gross Loans | - | -1.6 | -1 | -1.1 | -1.3 | -1.8 |
Net Loans | 3,031 | 2,150 | 2,098 | 2,180 | 2,080 | 1,851 |
Property, Plant & Equipment | 57.38 | 39.53 | 40.71 | 44.18 | 49.59 | 58.08 |
Goodwill | 60.63 | 40.09 | 40.09 | 40.09 | 40.09 | 40.09 |
Other Intangible Assets | 12.83 | 1.1 | 1.61 | 2.23 | 3.06 | 3.95 |
Loans Held for Sale | - | - | - | - | - | 0.62 |
Accrued Interest Receivable | 19.34 | 14.29 | 14.42 | 14.37 | 12.75 | 11.36 |
Long-Term Deferred Tax Assets | 19.55 | 14.05 | 17.12 | 16.91 | 16.44 | 2.24 |
Other Real Estate Owned & Foreclosed | 4.03 | 3.37 | 5.22 | 4.44 | 0.68 | 2.65 |
Other Long-Term Assets | 117.56 | 75.14 | 63.47 | 63.14 | 67.02 | 59.06 |
Total Assets | 3,867 | 2,833 | 2,723 | 2,815 | 2,754 | 2,513 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,542 | 1,737 | 1,722 | 1,629 | 1,346 | 1,239 |
Institutional Deposits | - | 166.8 | 192.1 | 178.1 | 155.8 | 295.63 |
Non-Interest Bearing Deposits | 639.19 | 445.99 | 432.14 | 448.75 | 580.74 | 585.47 |
Total Deposits | 3,181 | 2,350 | 2,346 | 2,256 | 2,082 | 2,120 |
Short-Term Borrowings | 10.44 | 22.84 | 25.57 | 238.46 | 333.5 | 5.78 |
Current Portion of Long-Term Debt | - | 96 | 7.22 | 23.5 | - | - |
Current Portion of Leases | - | 0.46 | - | - | - | - |
Current Income Taxes Payable | 37.4 | 9.52 | 9.61 | 9.95 | 7.42 | 9.68 |
Long-Term Debt | 16.77 | 16.74 | 16.7 | 44.32 | 44.23 | 42.99 |
Federal Home Loan Bank Debt, Long-Term | 184.5 | 20 | 60 | - | 53.5 | 78.5 |
Long-Term Leases | - | 1.44 | 2.1 | 2.2 | 2.9 | - |
Trust Preferred Securities | 22.97 | 8.83 | 8.73 | 8.63 | 8.52 | 8.38 |
Other Long-Term Liabilities | - | 5.9 | 5.64 | 5.6 | 5.6 | 5 |
Total Liabilities | 3,453 | 2,532 | 2,482 | 2,588 | 2,538 | 2,271 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Convertible | 30.35 | 30.35 | - | - | - | - |
Common Stock | 13.75 | 9.8 | 9.83 | 9.75 | 9.9 | 10.34 |
Retained Earnings | 177.26 | 150.51 | 132.94 | 116.71 | 108.21 | 76.16 |
Comprehensive Income & Other | 192.61 | 110.41 | 98.53 | 100.31 | 97.67 | 156.1 |
Total Common Equity | 383.62 | 270.72 | 241.3 | 226.77 | 215.78 | 242.6 |
Shareholders' Equity | 413.97 | 301.07 | 241.3 | 226.77 | 215.78 | 242.6 |
Total Liabilities & Equity | 3,867 | 2,833 | 2,723 | 2,815 | 2,754 | 2,513 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 234.68 | 166.31 | 120.32 | 317.11 | 442.64 | 135.66 |
Net Cash (Debt) | -177.55 | -113.15 | -75.2 | -267.77 | -402.38 | -36.02 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -12.16 | -10.50 | -7.57 | -27.21 | -39.52 | -3.43 |
Filing Date Shares Outstanding | 13.75 | 13.75 | 9.83 | 9.78 | 9.91 | 10.31 |
Total Common Shares Outstanding | 13.75 | 9.8 | 9.83 | 9.75 | 9.9 | 10.34 |
Book Value Per Share | 27.89 | 27.63 | 24.55 | 23.26 | 21.79 | 23.45 |
Tangible Book Value | 310.15 | 229.54 | 199.6 | 184.45 | 172.64 | 198.56 |
Tangible Book Value Per Share | 22.55 | 23.42 | 20.31 | 18.92 | 17.43 | 19.20 |