Investar Holding Corporation (ISTR)

Investar Holding Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	39.09	22.9	20.25	16.68	35.71	8
Depreciation & Amortization	4.66	2.79	3.1	3.78	4.44	4.99
Other Amortization	0.04	0.04	0.08	0.1	0.07	0.09
Gain (Loss) on Sale of Assets	0.3	-0.02	-1.11	1.44	0.25	0.41
Gain (Loss) on Sale of Investments	-2.11	-0.95	0.28	0.33	1.06	0.95
Total Asset Writedown	-8.8	0.49	0.2	-0.27	-0.1	-1.56
Provision for Credit Losses	-2.04	-3.39	-3.48	-2	2.92	22.89
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	-	-	0.66	-0.42
Accrued Interest Receivable	0.71	0.14	-0.06	-0.52	-1.39	2.45
Change in Income Taxes	-0.91	-1.15	-0.95	1.45	0.7	-1.04
Change in Other Net Operating Assets	-1.56	-2.01	0.38	5.77	-1.73	-3.09
Other Operating Activities	-0.22	-2.61	-4.71	-2.41	-1.89	-1.73
Operating Cash Flow	31.14	18.22	15.93	26.25	42.75	33.48
Operating Cash Flow Growth	117.70%	14.37%	-39.32%	-38.60%	27.68%	88.64%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-1.82	-1.38	-0.51	-1.07	-1.06	-3.32
Sale of Property, Plant and Equipment	-	-	1.34	0.04	4.69	0.19
Cash Acquisitions	75.71	-	-	-	-	8.11
Investment in Securities	-13.76	-29.24	-0.4	48.22	-130.64	-30.96
Divestitures	-	-	-	-0.6	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	51.66	-49.53	83.28	-121.84	-225.09	86.97
Other Investing Activities	-6.74	-6.88	4.27	0.27	1.11	-7.6
Investing Cash Flow	107.63	-83.91	90.07	-73.49	-350.99	53.4

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	31.59	7.22	221.13	333.5	0.13
Long-Term Debt Issued	-	20	60	-	19.55	-
Total Debt Issued	153.4	51.59	67.22	221.13	353.05	0.13
Short-Term Debt Repaid	-	-	-212.76	-333.5	-5.78	-42
Long-Term Debt Repaid	-	-	-50.89	-30	-43.6	-
Total Debt Repaid	-44.96	-	-263.65	-363.5	-49.38	-42
Net Debt Issued (Repaid)	108.44	51.59	-196.43	-142.37	303.67	-41.87
Issuance of Common Stock	0.37	0.06	0.34	0.11	0.13	0.73
Repurchase of Common Stock	-3.75	-2.29	-0.31	-3.03	-10.54	-6.93
Preferred Stock Issued	-	30.35	-	-	-	-
Common Dividends Paid	-5.32	-4.23	-3.97	-3.84	-3.55	-3.09
Preferred Dividends Paid	-2.11	-0.53	-	-	-	-
Total Dividends Paid	-7.44	-4.76	-3.97	-3.84	-3.55	-3.09
Net Increase (Decrease) in Deposit Accounts	-214.63	4.31	90.29	188.13	-38.25	25.95
Other Financing Activities	-0.02	-	-	-	-	-
Financing Cash Flow	-117.02	79.27	-110.08	38.99	251.46	-25.21

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	21.75	13.58	-4.09	-8.25	-56.78	61.67

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	29.32	16.83	15.42	25.18	41.69	30.16
Free Cash Flow Growth	121.16%	9.16%	-38.75%	-39.62%	38.22%	196.91%
Free Cash Flow Margin	21.80%	18.04%	18.53%	30.31%	40.15%	41.34%
Free Cash Flow Per Share	2.00	1.56	1.55	2.56	4.09	2.87

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	63.12	63.12	74.46	56.77	14.41	11.82
Cash Income Tax Paid	5.89	5.89	3.1	2.9	8.89	4.21

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 12, 2026

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