Investar Holding Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	41.51	27.92	32.01	40.26	97.04
Investment Securities	68.57	122.61	99.26	113.72	107.03
Trading Asset Securities	-	17.2	17.33	-	2.6
Mortgage-Backed Securities	370.61	274.1	301.13	329.81	277.33
Total Investments	439.19	413.9	417.71	443.53	386.97
Gross Loans	2,176	2,126	2,212	2,106	1,874
Allowance for Loan Losses	-26.35	-26.72	-30.54	-24.36	-20.86
Other Adjustments to Gross Loans	-	-1	-1.1	-1.3	-1.8
Net Loans	2,150	2,098	2,180	2,080	1,851
Property, Plant & Equipment	39.53	40.71	44.18	49.59	58.08
Goodwill	40.09	40.09	40.09	40.09	40.09
Other Intangible Assets	1.1	1.61	2.23	3.06	3.95
Loans Held for Sale	-	-	-	-	0.62
Accrued Interest Receivable	14.29	14.42	14.37	12.75	11.36
Long-Term Deferred Tax Assets	14.05	17.12	16.91	16.44	2.24
Other Real Estate Owned & Foreclosed	3.37	5.22	4.44	0.68	2.65
Other Long-Term Assets	90.3	63.47	63.14	67.02	59.06
Total Assets	2,833	2,723	2,815	2,754	2,513
Interest Bearing Deposits	1,904	1,722	1,629	1,346	1,239
Institutional Deposits	-	192.1	178.1	155.8	295.63
Non-Interest Bearing Deposits	445.99	432.14	448.75	580.74	585.47
Total Deposits	2,350	2,346	2,256	2,082	2,120
Short-Term Borrowings	11.18	25.57	238.46	333.5	5.78
Current Portion of Long-Term Debt	-	7.22	23.5	-	-
Current Portion of Leases	-	0.45	-	-	-
Current Income Taxes Payable	28.98	9.61	9.95	7.42	9.68
Long-Term Debt	16.74	16.7	44.32	44.23	42.99
Federal Home Loan Bank Debt, Long-Term	116	60	-	53.5	78.5
Long-Term Leases	-	1.65	2.2	2.9	-
Trust Preferred Securities	8.83	8.73	8.63	8.52	8.38
Other Long-Term Liabilities	-	5.64	5.6	5.6	5
Total Liabilities	2,532	2,482	2,588	2,538	2,271
Preferred Stock, Convertible	30.35	-	-	-	-
Common Stock	9.8	9.83	9.75	9.9	10.34
Retained Earnings	150.51	132.94	116.71	108.21	76.16
Comprehensive Income & Other	110.41	98.53	100.31	97.67	156.1
Total Common Equity	270.72	241.3	226.77	215.78	242.6
Shareholders' Equity	301.07	241.3	226.77	215.78	242.6
Total Liabilities & Equity	2,833	2,723	2,815	2,754	2,513
Total Debt	152.75	120.32	317.11	442.64	135.66
Net Cash (Debt)	-111.25	-75.2	-267.77	-402.38	-36.02
Net Cash Per Share	-10.85	-7.57	-27.21	-39.52	-3.43
Filing Date Shares Outstanding	9.8	9.83	9.78	9.91	10.31
Total Common Shares Outstanding	9.8	9.83	9.75	9.9	10.34
Book Value Per Share	27.63	24.55	23.26	21.79	23.45
Tangible Book Value	229.54	199.6	184.45	172.64	198.56
Tangible Book Value Per Share	23.42	20.31	18.92	17.43	19.20

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q