Investar Holding Corporation (ISTR)

Investar Holding Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	86.34	32.01	40.26	97.04	35.37	44.7
Investment Securities	97.9	99.26	113.72	107.03	111.49	115.07
Trading Asset Securities	15.32	17.33	-	2.6	-	0.7
Mortgage-Backed Securities	291.03	301.13	329.81	277.33	185.95	178.46
Total Investments	404.26	417.71	443.53	386.97	297.44	294.23
Gross Loans	2,157	2,212	2,106	1,874	1,864	1,693
Allowance for Loan Losses	-28.1	-30.54	-24.36	-20.86	-20.36	-10.7
Other Adjustments to Gross Loans	-1.1	-1.1	-1.3	-1.8	-3.2	-0.9
Net Loans	2,128	2,180	2,080	1,851	1,840	1,681
Property, Plant & Equipment	41.8	44.18	49.59	58.08	56.3	50.92
Goodwill	-	40.09	40.09	40.09	28.14	26.13
Other Intangible Assets	41.84	2.23	3.06	3.95	4.09	4.9
Loans Held for Sale	-	-	-	0.62	-	-
Accrued Interest Receivable	14.32	14.37	12.75	11.36	12.97	7.91
Long-Term Deferred Tax Assets	14.72	16.91	16.44	2.24	1.36	-
Other Real Estate Owned & Foreclosed	4.74	4.44	0.68	2.65	0.66	0.13
Other Long-Term Assets	66.81	63.14	67.02	59.06	44.89	38.72
Total Assets	2,803	2,815	2,754	2,513	2,321	2,149
Interest Bearing Deposits	1,850	1,629	1,346	1,239	1,066	875.75
Institutional Deposits	-	178.1	155.8	295.63	373.43	480.05
Non-Interest Bearing Deposits	437.73	448.75	580.74	585.47	448.23	351.91
Total Deposits	2,287	2,256	2,082	2,120	1,888	1,708
Short-Term Borrowings	137.32	238.46	333.5	5.78	7.87	3
Current Portion of Long-Term Debt	-	-	-	-	42	53.1
Current Portion of Leases	0.11	0.38	-	-	-	-
Current Income Taxes Payable	20.95	9.95	7.42	9.68	10.76	14.22
Long-Term Debt	36.49	44.32	44.23	42.99	42.9	42.83
Federal Home Loan Bank Debt, Long-Term	63.5	23.5	53.5	78.5	78.5	78.5
Long-Term Leases	2.35	1.82	2.9	-	-	-
Trust Preferred Securities	8.71	8.63	8.52	8.38	5.95	5.9
Other Long-Term Liabilities	0.2	5.6	5.6	5	2.1	1.7
Total Liabilities	2,557	2,588	2,538	2,271	2,078	1,907
Common Stock	9.83	9.75	9.9	10.34	10.61	11.23
Retained Earnings	127.86	116.71	108.21	76.16	71.39	60.2
Comprehensive Income & Other	107.85	100.31	97.67	156.1	161.29	170.55
Shareholders' Equity	245.54	226.77	215.78	242.6	243.28	241.98
Total Liabilities & Equity	2,803	2,815	2,754	2,513	2,321	2,149
Total Debt	248.48	317.11	442.64	135.66	177.22	183.32
Net Cash (Debt)	-146.82	-267.77	-402.38	-36.02	-141.85	-137.92
Net Cash Per Share	-14.90	-27.21	-39.52	-3.43	-13.05	-13.75
Filing Date Shares Outstanding	9.83	9.78	9.91	10.31	10.48	10.94
Total Common Shares Outstanding	9.83	9.75	9.9	10.34	10.61	11.23
Book Value Per Share	24.98	23.26	21.79	23.45	22.93	21.55
Tangible Book Value	203.7	184.45	172.64	198.56	211.05	210.94
Tangible Book Value Per Share	20.73	18.92	17.43	19.20	19.89	18.79

Source: S&P Capital IQ. Banks template. Financial Sources.