Investar Holding Corporation (ISTR)

Investar Holding Statistics

Total Valuation

ISTR has a market cap or net worth of $366.58 million. The enterprise value is $479.72 million.

Market Cap	366.58M
Enterprise Value	479.72M

Important Dates

The next estimated earnings date is Monday, April 20, 2026, before market open.

Earnings Date	Apr 20, 2026
Ex-Dividend Date	Dec 31, 2025

Share Statistics

ISTR has 13.75 million shares outstanding. The number of shares has increased by 3.23% in one year.

Current Share Class	13.75M
Shares Outstanding	13.75M
Shares Change (YoY)	+3.23%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	8.88%
Owned by Institutions (%)	42.54%
Float	11.84M

Valuation Ratios

The trailing PE ratio is 12.52 and the forward PE ratio is 8.33.

PE Ratio	12.52
Forward PE	8.33
PS Ratio	3.93
Forward PS	2.35
PB Ratio	0.96
P/TBV Ratio	1.60
P/FCF Ratio	n/a
P/OCF Ratio	20.12
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.96
EV / Sales	5.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.45%.

Return on Equity (ROE)	8.45%
Return on Assets (ROA)	0.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.87%
Revenue Per Employee	$288,938
Profits Per Employee	$67,641
Employee Count	323
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ISTR has paid $4.98 million in taxes.

Income Tax	4.98M
Effective Tax Rate	17.87%

Stock Price Statistics

The stock price has increased by +55.82% in the last 52 weeks. The beta is 0.51, so ISTR's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+55.82%
50-Day Moving Average	28.20
200-Day Moving Average	24.26
Relative Strength Index (RSI)	34.75
Average Volume (20 Days)	121,124

Short Selling Information

The latest short interest is 148,181, so 1.08% of the outstanding shares have been sold short.

Short Interest	148,181
Short Previous Month	140,586
Short % of Shares Out	1.08%
Short % of Float	1.25%
Short Ratio (days to cover)	1.19

Income Statement

In the last 12 months, ISTR had revenue of $93.33 million and earned $21.85 million in profits. Earnings per share was $2.13.

Revenue	93.33M
Gross Profit	93.33M
Operating Income	28.62M
Pretax Income	27.89M
Net Income	21.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.13

Balance Sheet

The company has $53.17 million in cash and $166.31 million in debt, with a net cash position of -$113.15 million or -$8.23 per share.

Cash & Cash Equivalents	53.17M
Total Debt	166.31M
Net Cash	-113.15M
Net Cash Per Share	-$8.23
Equity (Book Value)	301.07M
Book Value Per Share	27.63
Working Capital	-2.41B

Cash Flow

Operating Cash Flow	18.22M
Capital Expenditures	-1.38M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.67%
Pretax Margin	29.88%
Profit Margin	24.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 1.65%.

Dividend Per Share	$0.44
Dividend Yield	1.65%
Dividend Growth (YoY)	6.10%
Years of Dividend Growth	12
Payout Ratio	20.42%
Buyback Yield	-3.23%
Shareholder Yield	-1.58%
Earnings Yield	5.96%
FCF Yield	n/a

Analyst Forecast

The average price target for ISTR is $29.00, which is 8.78% higher than the current price. The consensus rating is "Buy".

Price Target	$29.00
Price Target Difference	8.78%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3