Investar Holding Corporation (ISTR)

Investar Holding Statistics

Total Valuation

ISTR has a market cap or net worth of $379.34 million. The enterprise value is $490.59 million.

Market Cap	379.34M
Enterprise Value	490.59M

Important Dates

The next estimated earnings date is Monday, April 20, 2026, before market open.

Earnings Date	Apr 20, 2026
Ex-Dividend Date	Dec 31, 2025

Share Statistics

ISTR has 13.75 million shares outstanding. The number of shares has increased by 3.23% in one year.

Current Share Class	13.75M
Shares Outstanding	13.75M
Shares Change (YoY)	+3.23%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	8.89%
Owned by Institutions (%)	42.54%
Float	11.84M

Valuation Ratios

The trailing PE ratio is 12.95 and the forward PE ratio is 8.62.

PE Ratio	12.95
Forward PE	8.62
PS Ratio	4.05
Forward PS	2.43
PB Ratio	1.00
P/TBV Ratio	1.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	22.45
EV / Sales	5.24
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.45%.

Return on Equity (ROE)	8.45%
Return on Assets (ROA)	0.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.04%
Revenue Per Employee	$289,867
Profits Per Employee	$67,641
Employee Count	323
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ISTR has paid $4.98 million in taxes.

Income Tax	4.98M
Effective Tax Rate	17.87%

Stock Price Statistics

The stock price has increased by +54.77% in the last 52 weeks. The beta is 0.51, so ISTR's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+54.77%
50-Day Moving Average	28.19
200-Day Moving Average	23.94
Relative Strength Index (RSI)	37.69
Average Volume (20 Days)	125,749

Short Selling Information

The latest short interest is 140,586, so 1.02% of the outstanding shares have been sold short.

Short Interest	140,586
Short Previous Month	137,790
Short % of Shares Out	1.02%
Short % of Float	1.19%
Short Ratio (days to cover)	1.44

Income Statement

In the last 12 months, ISTR had revenue of $93.63 million and earned $21.85 million in profits. Earnings per share was $2.13.

Revenue	93.63M
Gross Profit	93.63M
Operating Income	28.92M
Pretax Income	27.89M
Net Income	21.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.13

Balance Sheet

The company has $41.51 million in cash and $152.75 million in debt, with a net cash position of -$111.25 million or -$8.09 per share.

Cash & Cash Equivalents	41.51M
Total Debt	152.75M
Net Cash	-111.25M
Net Cash Per Share	-$8.09
Equity (Book Value)	301.07M
Book Value Per Share	27.63
Working Capital	-2.33B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.89%
Pretax Margin	29.78%
Profit Margin	24.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 1.60%.

Dividend Per Share	$0.44
Dividend Yield	1.60%
Dividend Growth (YoY)	6.10%
Years of Dividend Growth	12
Payout Ratio	20.42%
Buyback Yield	-3.23%
Shareholder Yield	-1.64%
Earnings Yield	5.76%
FCF Yield	n/a

Analyst Forecast

The average price target for ISTR is $29.00, which is 5.15% higher than the current price. The consensus rating is "Buy".

Price Target	$29.00
Price Target Difference	5.15%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2