Investors Title Company (ITIC)

Investors Title Company Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 21, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	434	307	280	373	290	301
Market Cap Growth	54.62%	9.52%	-25.05%	28.97%	-3.70%	-9.80%
Enterprise Value	415	283	245	328	252	261
PE Ratio	15.27	14.14	11.71	5.57	7.34	9.56
PS Ratio	1.80	1.37	0.99	1.15	1.22	1.64
PB Ratio	1.60	1.22	1.16	1.63	1.44	1.57
P/FCF Ratio	18.72	-	9.17	8.23	9.37	15.47
P/OCF Ratio	13.64	41.28	7.73	7.19	8.49	14.38
EV/Sales Ratio	1.72	1.26	0.86	1.01	1.07	1.42
EV/EBITDA Ratio	10.63	9.38	7.28	3.94	4.85	6.22
EV/EBIT Ratio	12.02	10.87	8.15	4.05	5.08	6.57
EV/FCF Ratio	17.89	-	8.02	7.23	8.16	13.45
Debt / Equity Ratio	0.02	0.03	0.03	0.02	0.02	0.02
Debt / EBITDA Ratio	0.15	0.20	0.19	0.06	0.07	0.10
Debt / FCF Ratio	0.26	-	0.22	0.12	0.12	0.23
Quick Ratio	1.74	2.08	1.85	1.24	0.68	0.83
Current Ratio	1.89	2.29	1.99	1.39	0.82	0.94
Asset Turnover	0.70	0.67	0.84	1.06	0.86	0.72
Return on Equity (ROE)	10.90%	8.81%	10.17%	31.21%	20.12%	17.14%
Return on Assets (ROA)	6.31%	4.85%	5.60%	16.47%	11.35%	9.78%
Return on Capital (ROIC)	8.04%	6.43%	7.79%	23.08%	15.51%	13.38%
Earnings Yield	6.57%	7.07%	8.54%	17.95%	13.61%	10.46%
FCF Yield	5.34%	-0.57%	10.90%	12.16%	10.67%	6.46%
Dividend Yield	6.87%	1.20%	1.38%	1.05%	1.43%	1.38%
Payout Ratio	104.90%	16.05%	14.60%	5.15%	8.45%	9.61%
Buyback Yield / Dilution	0.30%	0.26%	0.11%	-0.21%	-0.21%	0.05%
Total Shareholder Return	7.17%	1.47%	1.48%	0.84%	1.22%	1.43%

Source: S&P Capital IQ. Insurance template. Financial Sources.