Investors Title Company Statistics
Total Valuation
ITIC has a market cap or net worth of $398.57 million. The enterprise value is $381.94 million.
Important Dates
The next estimated earnings date is Tuesday, August 5, 2025, before market open.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
ITIC has 1.89 million shares outstanding. The number of shares has increased by 0.13% in one year.
| Current Share Class | 1.89M |
| Shares Outstanding | 1.89M |
| Shares Change (YoY) | +0.13% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 13.81% |
| Owned by Institutions (%) | 48.61% |
| Float | 1.51M |
Valuation Ratios
The trailing PE ratio is 13.73.
| PE Ratio | 13.73 |
| Forward PE | n/a |
| PS Ratio | 1.55 |
| Forward PS | n/a |
| PB Ratio | 1.60 |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | 18.40 |
| P/OCF Ratio | 14.16 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.07, with an EV/FCF ratio of 17.52.
| EV / Earnings | 12.85 |
| EV / Sales | 1.46 |
| EV / EBITDA | 9.07 |
| EV / EBIT | 10.18 |
| EV / FCF | 17.52 |
Financial Position
The company has a current ratio of 1.50, with a Debt / Equity ratio of 0.03.
| Current Ratio | 1.50 |
| Quick Ratio | 1.37 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.19 |
| Debt / FCF | 0.38 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.69% and return on invested capital (ROIC) is 8.96%.
| Return on Equity (ROE) | 11.69% |
| Return on Assets (ROA) | 7.07% |
| Return on Invested Capital (ROIC) | 8.96% |
| Return on Capital Employed (ROCE) | 14.28% |
| Revenue Per Employee | $474,905 |
| Profits Per Employee | $54,035 |
| Employee Count | 550 |
| Asset Turnover | 0.79 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ITIC has paid $8.00 million in taxes.
| Income Tax | 8.00M |
| Effective Tax Rate | 21.21% |
Stock Price Statistics
The stock price has increased by +17.30% in the last 52 weeks. The beta is 0.84, so ITIC's price volatility has been lower than the market average.
| Beta (5Y) | 0.84 |
| 52-Week Price Change | +17.30% |
| 50-Day Moving Average | 223.24 |
| 200-Day Moving Average | 235.17 |
| Relative Strength Index (RSI) | 48.40 |
| Average Volume (20 Days) | 69,293 |
Short Selling Information
The latest short interest is 51,919, so 2.75% of the outstanding shares have been sold short.
| Short Interest | 51,919 |
| Short Previous Month | 27,606 |
| Short % of Shares Out | 2.75% |
| Short % of Float | 3.43% |
| Short Ratio (days to cover) | 0.61 |
Income Statement
In the last 12 months, ITIC had revenue of $261.20 million and earned $29.72 million in profits. Earnings per share was $15.69.
| Revenue | 261.20M |
| Gross Profit | 144.93M |
| Operating Income | 37.51M |
| Pretax Income | 31.89M |
| Net Income | 29.72M |
| EBITDA | 42.11M |
| EBIT | 37.51M |
| Earnings Per Share (EPS) | $15.69 |
Full Income StatementBalance Sheet
The company has $81.74 million in cash and $8.37 million in debt, giving a net cash position of $19.23 million or $10.19 per share.
| Cash & Cash Equivalents | 81.74M |
| Total Debt | 8.37M |
| Net Cash | 19.23M |
| Net Cash Per Share | $10.19 |
| Equity (Book Value) | 254.41M |
| Book Value Per Share | 134.90 |
| Working Capital | 35.71M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $28.33 million and capital expenditures -$6.52 million, giving a free cash flow of $21.80 million.
| Operating Cash Flow | 28.33M |
| Capital Expenditures | -6.52M |
| Free Cash Flow | 21.80M |
| FCF Per Share | $11.56 |
Full Cash Flow StatementMargins
Gross margin is 55.48%, with operating and profit margins of 14.36% and 11.38%.
| Gross Margin | 55.48% |
| Operating Margin | 14.36% |
| Pretax Margin | 14.44% |
| Profit Margin | 11.38% |
| EBITDA Margin | 16.12% |
| EBIT Margin | 14.36% |
| FCF Margin | 8.35% |
Dividends & Yields
This stock pays an annual dividend of $15.84, which amounts to a dividend yield of 7.50%.
| Dividend Per Share | $15.84 |
| Dividend Yield | 7.50% |
| Dividend Growth (YoY) | 171.23% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 100.93% |
| Buyback Yield | -0.13% |
| Shareholder Yield | 7.29% |
| Earnings Yield | 7.41% |
| FCF Yield | 5.44% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 16, 1987. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 16, 1987 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
