Investors Title Company Statistics
Total Valuation
ITIC has a market cap or net worth of $489.67 million. The enterprise value is $474.54 million.
Important Dates
The next estimated earnings date is Friday, February 13, 2026, before market open.
| Earnings Date | Feb 13, 2026 |
| Ex-Dividend Date | Dec 1, 2025 |
Share Statistics
ITIC has 1.89 million shares outstanding. The number of shares has increased by 0.42% in one year.
| Current Share Class | 1.89M |
| Shares Outstanding | 1.89M |
| Shares Change (YoY) | +0.42% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 13.80% |
| Owned by Institutions (%) | 52.04% |
| Float | 1.52M |
Valuation Ratios
The trailing PE ratio is 13.66.
| PE Ratio | 13.66 |
| Forward PE | n/a |
| PS Ratio | 1.79 |
| Forward PS | n/a |
| PB Ratio | 1.76 |
| P/TBV Ratio | 1.84 |
| P/FCF Ratio | 17.50 |
| P/OCF Ratio | 12.86 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.46, with an EV/FCF ratio of 16.96.
| EV / Earnings | 13.17 |
| EV / Sales | 1.73 |
| EV / EBITDA | 9.46 |
| EV / EBIT | 10.37 |
| EV / FCF | 16.96 |
Financial Position
The company has a current ratio of 1.92, with a Debt / Equity ratio of 0.03.
| Current Ratio | 1.92 |
| Quick Ratio | 1.77 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.15 |
| Debt / FCF | 0.27 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.12% and return on invested capital (ROIC) is 12.87%.
| Return on Equity (ROE) | 13.12% |
| Return on Assets (ROA) | 8.00% |
| Return on Invested Capital (ROIC) | 12.87% |
| Return on Capital Employed (ROCE) | 15.74% |
| Weighted Average Cost of Capital (WACC) | 7.81% |
| Revenue Per Employee | $497,935 |
| Profits Per Employee | $65,500 |
| Employee Count | 550 |
| Asset Turnover | 0.77 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ITIC has paid $9.73 million in taxes.
| Income Tax | 9.73M |
| Effective Tax Rate | 21.26% |
Stock Price Statistics
The stock price has increased by +14.17% in the last 52 weeks. The beta is 0.67, so ITIC's price volatility has been lower than the market average.
| Beta (5Y) | 0.67 |
| 52-Week Price Change | +14.17% |
| 50-Day Moving Average | 256.04 |
| 200-Day Moving Average | 241.90 |
| Relative Strength Index (RSI) | 56.17 |
| Average Volume (20 Days) | 17,997 |
Short Selling Information
The latest short interest is 44,440, so 2.35% of the outstanding shares have been sold short.
| Short Interest | 44,440 |
| Short Previous Month | 47,846 |
| Short % of Shares Out | 2.35% |
| Short % of Float | 2.93% |
| Short Ratio (days to cover) | 2.85 |
Income Statement
In the last 12 months, ITIC had revenue of $273.86 million and earned $36.03 million in profits. Earnings per share was $19.00.
| Revenue | 273.86M |
| Gross Profit | 153.22M |
| Operating Income | 45.75M |
| Pretax Income | 45.75M |
| Net Income | 36.03M |
| EBITDA | 50.18M |
| EBIT | 45.75M |
| Earnings Per Share (EPS) | $19.00 |
Full Income StatementBalance Sheet
The company has $110.84 million in cash and $7.62 million in debt, with a net cash position of $15.14 million or $8.02 per share.
| Cash & Cash Equivalents | 110.84M |
| Total Debt | 7.62M |
| Net Cash | 15.14M |
| Net Cash Per Share | $8.02 |
| Equity (Book Value) | 278.01M |
| Book Value Per Share | 147.25 |
| Working Capital | 67.00M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $38.09 million and capital expenditures -$10.12 million, giving a free cash flow of $27.98 million.
| Operating Cash Flow | 38.09M |
| Capital Expenditures | -10.12M |
| Free Cash Flow | 27.98M |
| FCF Per Share | $14.82 |
Full Cash Flow StatementMargins
Gross margin is 55.95%, with operating and profit margins of 16.71% and 13.15%.
| Gross Margin | 55.95% |
| Operating Margin | 16.71% |
| Pretax Margin | 16.71% |
| Profit Margin | 13.15% |
| EBITDA Margin | 18.32% |
| EBIT Margin | 16.71% |
| FCF Margin | 10.22% |
Dividends & Yields
This stock pays an annual dividend of $10.56, which amounts to a dividend yield of 4.07%.
| Dividend Per Share | $10.56 |
| Dividend Yield | 4.07% |
| Dividend Growth (YoY) | -33.33% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 55.59% |
| Buyback Yield | -0.42% |
| Shareholder Yield | 3.65% |
| Earnings Yield | 7.36% |
| FCF Yield | 5.71% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 16, 1987. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 16, 1987 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
