9F Inc. (JFU)
NASDAQ: JFU · Real-Time Price · USD
2.000
-0.260 (-11.50%)
Jul 27, 2026, 4:00 PM EDT - Market closed

9F Inc. Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
289.88289.88309.97412.45561.67761.45
Revenue Growth
-9.22%-6.48%-24.84%-26.57%-26.24%-39.38%
Gross Profit
264.59264.59280.22350.8515.24702.36
Operating Income
12.0911.27-45.46-193.58-150.28-55.45
Net Income
218.56166.5850.33-140.51-595.13-232.43
Earnings Per Share
14.2014.204.20-12.00-51.00-22.00
EPS Growth
-34.86%238.09%----

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '25 Dec '24 Dec '23
Wealth Management Services
37.8737.8741.3522.05
Technology Empowerment Services
117.7117.7143.65247.77
E-commerce Services
134.31134.31124.97142.63
Total
289.88289.88309.97412.45

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,2863,2862,5982,4612,8662,697
Total Debt
1.151.159.5814.728.3217.91
Net Cash (Debt)
3,2853,2852,5892,4462,8582,679
Net Cash Growth
16.03%26.90%5.82%-14.41%6.70%-5.38%
Net Cash Per Share
278.46278.46219.46207.75245.08250.77

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
207.66207.6646.4946.5580.9-229.72
Capital Expenditures
-2.66-2.66-1.14-5.74-44.81-7.74
Free Cash Flow
20520545.3540.836.09-237.46
Free Cash Flow Growth
402.41%352.01%11.15%13.06%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
91.28%91.28%90.40%85.05%91.73%92.24%
Operating Margin
4.17%3.89%-14.66%-46.93%-26.76%-7.28%
Pretax Margin
77.46%77.18%20.69%-32.15%-103.85%-27.18%
Profit Margin
57.74%57.74%16.18%-34.03%-105.92%-30.69%
FCF Margin
70.72%70.72%14.63%9.89%6.43%-31.19%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
0.993.152.62---
Forward PE
-1.301.301.301.301.30
P/FCF Ratio
0.782.572.86140.11154.75-
PS Ratio
0.571.820.4213.869.9442.48