Kentucky First Federal Bancorp (KFFB)
Stock Price:
$6.19 USD
0.19 (3.17%)
Updated Aug 12, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
51.08M |
| Revenue (ttm) |
9.63M |
| Net Income (ttm) |
1.02M |
| Shares Out |
8.25M |
| EPS (ttm) |
0.12 |
| PE Ratio |
51.58 |
| Forward PE |
n/a |
| Dividend |
$0.40 |
| Dividend Yield |
6.46% |
Stock Quote
| Trading Day |
Aug 12, 2020 |
| Last Price |
$6.19 |
| Previous Close |
$6.00 |
| Change ($) |
0.19 |
| Change (%) |
3.17% |
| Day's Open |
6.00 |
| Day's Range |
6.00 - 6.19 |
| Day's Volume |
322 |
| 52-Week Range |
4.40 - 8.15 |
More Stats
| Market Cap |
51.08M |
| Enterprise Value |
89.62M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
Jul 30, 2020 |
| Shares Outstanding |
8.25M |
| Float |
3.09M |
| EPS (basic) |
0.13 |
| EPS (diluted) |
0.12 |
| FCF / Share |
0.15 |
| Dividend |
$0.40 |
| Dividend Yield |
6.46% |
| Earnings Yield |
1.94% |
| FCF Yield |
2.44% |
| Payout Ratio |
n/a |
| Shares Short |
202 |
| Short Ratio |
0.02 |
| Short % of Float |
n/a |
| Beta |
0.54 |
| PE Ratio |
51.58 |
| Forward PE |
n/a |
| P/FCF Ratio |
40.96 |
| PS Ratio |
5.30 |
| PB Ratio |
0.79 |
| Revenue |
9.63M |
| Operating Income |
1.40M |
| Net Income |
1.02M |
| Free Cash Flow |
1.25M |
| Net Cash |
-38.53M |
| Net Cash / Share |
-4.67 |
| Gross Margin |
100.44% |
| Operating Margin |
14.49% |
| Profit Margin |
10.60% |
| FCF Margin |
12.95% |
| ROA |
0.31% |
| ROE |
1.55% |
| ROIC |
n/a |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
*No analysts have provided price targets for this stock.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 9.68 | 10.23 | 9.98 | 10.65 | 11.13 | 11.30 | 11.14 | 7.98 | 7.14 | 5.64 |
| Revenue Growth | -5.39% | 2.53% | -6.27% | -4.37% | -1.45% | 1.45% | 39.57% | 11.71% | 26.56% | - |
| Gross Profit | 9.68 | 10.23 | 9.98 | 10.65 | 11.13 | 11.30 | 11.14 | 7.98 | 7.14 | 5.64 |
| Operating Income | 1.10 | 1.45 | 1.61 | 2.24 | 3.29 | 3.03 | 4.50 | 2.82 | 1.96 | 0.60 |
| Net Income | 0.81 | 1.32 | 0.94 | 1.50 | 2.07 | 1.93 | 2.92 | 1.72 | 1.76 | 0.40 |
| Shares Outstanding | 8.37 | 8.44 | 8.44 | 8.44 | 8.44 | 8.52 | 8.53 | 7.74 | 7.74 | 7.84 |
| Earnings Per Share | 0.10 | 0.16 | 0.11 | 0.18 | 0.25 | 0.23 | 0.37 | 0.23 | 0.23 | 0.05 |
| EPS Growth | -37.5% | 45.45% | -38.89% | -28% | 8.7% | -37.84% | 60.87% | 0% | 360% | - |
| Dividend Per Share | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.30 | 0.40 | 0.40 | 0.40 |
| Dividend Growth | 0% | 0% | 0% | 0% | 0% | 33.33% | -25% | 0% | 0% | - |
| Operating Cash Flow | 1.00 | 1.15 | 2.10 | 1.45 | 3.10 | 2.49 | 3.77 | 1.44 | 3.51 | 1.19 |
| Capital Expenditures | 0.19 | -0.15 | -0.12 | -1.11 | -0.88 | -0.31 | -0.08 | -0.16 | -0.12 | -0.06 |
| Free Cash Flow | 1.19 | 1.00 | 1.97 | 0.34 | 2.21 | 2.18 | 3.69 | 1.28 | 3.39 | 1.13 |
| Cash & Equivalents | 9.86 | 9.94 | 12.80 | 13.11 | 13.64 | 11.51 | 16.54 | 5.84 | 5.15 | 8.46 |
| Total Debt | 67.47 | 53.81 | 56.60 | 33.95 | 27.33 | 17.82 | 24.87 | 27.55 | 25.73 | 32.34 |
| Net Cash / Debt | -57.61 | -43.87 | -43.79 | -20.84 | -13.70 | -6.31 | -8.33 | -21.72 | -20.58 | -23.88 |
| Assets | 331 | 318 | 308 | 292 | 296 | 300 | 324 | 223 | 226 | 237 |
| Liabilities | 264 | 251 | 241 | 224 | 229 | 232 | 257 | 164 | 167 | 179 |
| Book Value | 66.28 | 67.20 | 67.15 | 67.52 | 67.31 | 67.21 | 66.62 | 58.85 | 58.70 | 57.81 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Kentucky First Federal Bancorp |
| Country |
United States |
| Employees |
61 |
| CEO |
Don D. Jennings |
Stock Information
| Ticker Symbol |
KFFB |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: KFFB |
| IPO Date |
March 3, 2005 |
Description
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. Its deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. The company's loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. In addition, it invests in mortgage-backed securities; and provides insurance products and services. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal Mutual Holding Company.