Kentucky First Federal Bancorp (KFFB)

KFFB Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	19.48	18.29	8.17	25.82	21.65
Investment Securities	-	-	-	-	0.25
Mortgage-Backed Securities	9.93	9.86	12.35	10.82	0.5
Total Investments	9.93	9.86	12.35	10.82	0.74
Gross Loans	329.42	335.15	315.44	276.11	299.52
Allowance for Loan Losses	-2.17	-2.13	-1.63	-1.53	-1.62
Net Loans	327.25	333.03	313.81	274.58	297.9
Property, Plant & Equipment	4.21	4.27	4.44	4.56	4.7
Goodwill	-	-	0.95	0.95	0.95
Loans Held for Sale	0.88	0.11	-	0.15	1.31
Accrued Interest Receivable	1.44	1.17	0.9	0.65	0.69
Other Current Assets	1.05	1.09	0.89	1.29	0.87
Other Real Estate Owned & Foreclosed	-	0.01	0.07	0.01	0.08
Other Long-Term Assets	3	2.92	2.83	2.75	2.67
Total Assets	371.21	374.97	349.02	328.08	338.06
Interest Bearing Deposits	108.15	202.96	180.21	187.13	202.55
Institutional Deposits	140.04	21	14.7	13.1	11.2
Non-Interest Bearing Deposits	29.37	32.18	31.4	39.63	13.09
Total Deposits	277.56	256.14	226.31	239.86	226.84
Current Income Taxes Payable	0.06	-	-	-	-
Accrued Interest Payable	0.95	0.18	0.07	0.01	0.02
Federal Home Loan Bank Debt, Long-Term	42.76	68.99	70.09	34.07	56.87
Long-Term Deferred Tax Liabilities	0.03	0.11	0.51	0.89	0.61
Other Long-Term Liabilities	1.48	1.56	1.33	1.23	1.42
Total Liabilities	322.84	326.97	298.31	276.06	285.77
Common Stock	0.09	0.09	0.09	0.09	0.09
Additional Paid-In Capital	34.89	34.89	34.89	34.89	34.92
Retained Earnings	17.51	17.33	20.13	20.56	20.36
Treasury Stock	-3.97	-3.97	-3.97	-3.51	-2.97
Comprehensive Income & Other	-0.15	-0.34	-0.43	-0.01	-0.1
Shareholders' Equity	48.37	48	50.71	52.03	52.3
Total Liabilities & Equity	371.21	374.97	349.02	328.08	338.06
Total Debt	42.76	68.99	70.09	34.07	56.87
Net Cash (Debt)	-23.28	-50.7	-61.92	-8.24	-34.98
Net Cash Per Share	-2.87	-6.26	-7.61	-1.00	-4.26
Filing Date Shares Outstanding	8.09	8.09	8.09	8.15	8.21
Total Common Shares Outstanding	8.09	8.09	8.09	8.15	8.22
Book Value Per Share	5.98	5.94	6.27	6.38	6.36
Tangible Book Value	48.37	48	49.76	51.08	51.35
Tangible Book Value Per Share	5.98	5.94	6.15	6.26	6.25

Updated Sep 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q