Kentucky First Federal Bancorp (KFFB)
NASDAQ: KFFB · Real-Time Price · USD
5.80
-0.19 (-3.17%)
Oct 9, 2026, 10:55 AM EDT - Market open
KFFB Balance Sheet
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Assets
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash & Equivalents | 16.49 | 19.48 | 18.29 | 8.17 | 25.82 |
Mortgage-Backed Securities | 11.04 | 9.93 | 9.86 | 12.35 | 10.82 |
Total Investments | 11.04 | 9.93 | 9.86 | 12.35 | 10.82 |
Gross Loans | 321.69 | 329.42 | 335.15 | 315.44 | 276.11 |
Allowance for Loan Losses | -2.26 | -2.17 | -2.13 | -1.63 | -1.53 |
Net Loans | 319.43 | 327.25 | 333.03 | 313.81 | 274.58 |
Property, Plant & Equipment | 4.14 | 4.21 | 4.27 | 4.44 | 4.56 |
Goodwill | - | - | - | 0.95 | 0.95 |
Loans Held for Sale | 1.19 | 0.88 | 0.11 | - | 0.15 |
Accrued Interest Receivable | 1.65 | 1.44 | 1.17 | 0.9 | 0.65 |
Other Current Assets | 1.41 | 1.05 | 1.09 | 0.89 | 1.29 |
Other Real Estate Owned & Foreclosed | 0.08 | - | 0.01 | 0.07 | 0.01 |
Other Long-Term Assets | 3.09 | 3 | 2.92 | 2.83 | 2.75 |
Total Assets | 362.4 | 371.21 | 374.97 | 349.02 | 328.08 |
Liabilities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Interest Bearing Deposits | 110.9 | 213.59 | 202.96 | 180.21 | 187.13 |
Institutional Deposits | 116.74 | 34.6 | 21 | 14.7 | 13.1 |
Non-Interest Bearing Deposits | 33.2 | 29.37 | 32.18 | 31.4 | 39.63 |
Total Deposits | 260.83 | 277.56 | 256.14 | 226.31 | 239.86 |
Current Income Taxes Payable | 0.1 | 0.06 | - | - | - |
Accrued Interest Payable | 0.67 | 0.95 | 0.18 | 0.07 | 0.01 |
Federal Home Loan Bank Debt, Long-Term | 48.59 | 42.76 | 68.99 | 70.09 | 34.07 |
Long-Term Deferred Tax Liabilities | 0.04 | 0.03 | 0.11 | 0.51 | 0.89 |
Other Long-Term Liabilities | 1.88 | 1.48 | 1.56 | 1.33 | 1.23 |
Total Liabilities | 312.1 | 322.84 | 326.97 | 298.31 | 276.06 |
Shareholders' Equity
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Common Stock | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 |
Additional Paid-In Capital | 34.89 | 34.89 | 34.89 | 34.89 | 34.89 |
Retained Earnings | 19.42 | 17.51 | 17.33 | 20.13 | 20.56 |
Treasury Stock | -3.97 | -3.97 | -3.97 | -3.97 | -3.51 |
Comprehensive Income & Other | -0.13 | -0.15 | -0.34 | -0.43 | -0.01 |
Shareholders' Equity | 50.29 | 48.37 | 48 | 50.71 | 52.03 |
Total Liabilities & Equity | 362.4 | 371.21 | 374.97 | 349.02 | 328.08 |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Total Debt | 48.59 | 42.76 | 68.99 | 70.09 | 34.07 |
Net Cash (Debt) | -32.11 | -23.28 | -50.7 | -61.92 | -8.24 |
Net Cash Growth | - | - | - | - | - |
Net Cash Per Share | -3.97 | -2.88 | -6.26 | -7.61 | -1.00 |
Filing Date Shares Outstanding | 8.09 | 8.09 | 8.09 | 8.09 | 8.15 |
Total Common Shares Outstanding | 8.09 | 8.09 | 8.09 | 8.09 | 8.15 |
Book Value Per Share | 6.22 | 5.98 | 5.94 | 6.27 | 6.38 |
Tangible Book Value | 50.29 | 48.37 | 48 | 49.76 | 51.08 |
Tangible Book Value Per Share | 6.22 | 5.98 | 5.94 | 6.15 | 6.26 |