Kingstone Companies, Inc. (KINS)
NASDAQ: KINS · Real-Time Price · USD
19.22
-0.40 (-2.04%)
Aug 13, 2026, 2:11 PM EDT - Market open
Kingstone Companies Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 213.72 | 187.13 | 128.5 | 114.38 | 114.38 | 143.88 |
Investment Income | 12.22 | 9.8 | 6.82 | 6.01 | 4.94 | 6.62 |
Net Gains on Investments | -1.49 | 1.66 | 0.41 | 2.13 | -9.39 | 9.79 |
Total Other Revenues | 13.26 | 16.29 | 19.41 | 21.66 | 20.23 | 0.94 |
| 237.7 | 214.87 | 155.14 | 144.19 | 130.16 | 161.23 | |
Revenue Growth | 29.40% | 38.50% | 7.60% | 10.78% | -19.27% | 22.73% |
Insurance Benefits & Claims | 108.67 | 84.27 | 62.63 | 82.85 | 88.39 | 101.97 |
Policy Amortization Costs | 76.16 | 72.45 | 59.62 | 59.27 | 61.28 | 59.37 |
Other Operating Expenses | 8.34 | 6.67 | 6.08 | 5.43 | 6.41 | 7.47 |
Operating Income | 44.54 | 51.49 | 26.8 | -3.36 | -25.92 | -7.58 |
Interest Expense | -0.27 | -0.45 | -3.51 | -4 | -2.02 | -1.83 |
Total Non-Operating Income (Expense) | -0.27 | -0.45 | -3.51 | -4 | -2.02 | -1.83 |
Pretax Income | 12.11 | 51.05 | 23.29 | -7.37 | -27.94 | -9.41 |
Provision for Income Taxes | -2.45 | - | - | - | 5.42 | 2.03 |
Net Income | 35.29 | 40.77 | 18.36 | -6.17 | -22.52 | -7.38 |
Net Income to Common | 35.29 | 40.77 | 18.36 | -6.17 | -22.52 | -7.38 |
Net Income Growth | 28.10% | 122.06% | - | - | - | - |
Shares Outstanding (Basic) | 14 | 14 | 11 | 11 | 11 | 11 |
Shares Outstanding (Diluted) | 15 | 14 | 12 | 11 | 11 | 11 |
Shares Change | 6.17% | 13.84% | 15.50% | 1.04% | 0.54% | -1.33% |
EPS (Basic) | 2.48 | 2.93 | 1.60 | -0.57 | -2.12 | -0.70 |
EPS (Diluted) | 2.42 | 2.88 | 1.48 | -0.57 | -2.12 | -0.70 |
EPS Growth | 21.00% | 94.59% | - | - | - | - |
Free Cash Flow | 83.08 | 73.05 | 55.61 | -13.15 | -5.47 | 19.85 |
Free Cash Flow Growth | 20.18% | 31.36% | - | - | - | - |
Free Cash Flow Per Share | 5.72 | 5.17 | 4.48 | -1.22 | -0.51 | 1.87 |
Dividends Per Share | 0.200 | 0.100 | - | - | 0.120 | 0.160 |
Dividend Growth | - | - | - | - | -25.00% | -12.33% |
Operating Margin | 18.74% | 23.96% | 17.28% | -2.33% | -19.92% | -4.70% |
Profit Margin | 14.85% | 18.97% | 11.83% | -4.28% | -17.31% | -4.58% |
FCF Margin | 34.95% | 34.00% | 35.84% | -9.12% | -4.20% | 12.31% |
EBITDA | 47.34 | 54.05 | 29.25 | -0.39 | -22.62 | -4.29 |
EBITDA Margin | 19.92% | 25.16% | 18.85% | -0.27% | -17.38% | -2.66% |
EBIT | 44.54 | 51.49 | 26.8 | -3.36 | -25.92 | -7.58 |
EBIT Margin | 18.74% | 23.96% | 17.28% | -2.33% | -19.92% | -4.70% |
Effective Tax Rate | -20.22% | 0.00% | 0.00% | 0.00% | -19.39% | -21.59% |