Klarna Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Interest Income	270	172	211	0.29
Net Interest Income Growth	56.98%	-18.48%	72910.38%	-
Non-Interest Income	2,562	2,290	1,787	1.41
Non-Interest Income Growth	11.88%	28.15%	126637.59%	-
Revenues Before Loan Losses	2,832	2,462	1,998	1.7
Provision for Credit Losses	794	495	353	0.55
Revenue	2,038	1,967	1,645	1.15
Revenue Growth (YoY)	3.61%	19.57%	143067.97%	-
Selling, General & Admin	1,206	1,053	1,040	1.28
Other Non-Interest Expenses	1,071	881	909	0.91
Total Non-Interest Expense	2,277	1,934	1,949	2.19
Pretax Income	-241	33	-304	-1.04
Provision for Income Taxes	32	12	-60	-0
Net Income	-294	3	-249	-1.04
Minority Interest in Earnings	21	18	5	0
Net Income to Common	-294	3	-249	-1.04
Shares Outstanding (Basic)	371	364	362	0
Shares Outstanding (Diluted)	371	364	362	0
Shares Change (YoY)	1.71%	0.64%	107689.99%	-
EPS (Basic)	-0.79	0.01	-0.69	-3.09
EPS (Diluted)	-0.79	0.01	-0.69	-3.09
Shares Outstanding	377.51	-	-	-
Free Cash Flow	-1,035	586	807	0.33
Free Cash Flow Growth	-	-27.38%	248207.69%	-
Free Cash Flow Per Share	-2.79	1.61	2.23	0.97
Effective Tax Rate	-13.28%	36.36%	19.74%	0.29%

Updated Dec 31, 2025. Data Source: Fiscal.ai. financials template. Financial Sources.

SEC Filings: 10-K · 10-Q