Klarna Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Interest Income	113.22	270	172	211	0.29
Net Interest Income Growth	117.19%	56.98%	-18.48%	72910.38%	-
Non-Interest Income	728.05	2,562	2,290	1,787	1.41
Non-Interest Income Growth	40.33%	11.88%	28.15%	126637.59%	-
Revenues Before Loan Losses	841.26	2,832	2,462	1,998	1.7
Provision for Credit Losses	186.66	794	495	353	0.55
Revenue	654.6	2,038	1,967	1,645	1.15
Revenue Growth (YoY)	50.64%	3.61%	19.57%	143067.97%	-
Selling, General & Admin	315.91	1,206	1,053	1,040	1.28
Other Non-Interest Expenses	323.85	1,071	881	909	0.91
Total Non-Interest Expense	639.75	2,277	1,934	1,949	2.19
Pretax Income	14.85	-241	33	-304	-1.04
Provision for Income Taxes	14.03	32	12	-60	-0
Net Income	-5.19	-294	3	-249	-1.04
Minority Interest in Earnings	6.02	21	18	5	0
Net Income to Common	-5.19	-294	3	-249	-1.04
Shares Outstanding (Basic)	282	371	364	362	0
Shares Outstanding (Diluted)	282	371	364	362	0
Shares Change (YoY)	2.90%	1.71%	0.64%	107690.20%	-
EPS (Basic)	-0.52	-0.79	0.01	-0.69	-3.09
EPS (Diluted)	-0.52	-0.79	0.01	-0.69	-3.09
Shares Outstanding	489.49	377.51	365.3	364.02	361.07
Free Cash Flow	-953.64	-1,035	586	807	0.33
Free Cash Flow Growth	-	-	-27.38%	248207.69%	-
Free Cash Flow Per Share	-3.38	-2.79	1.61	2.23	0.97
Effective Tax Rate	94.44%	-13.28%	36.36%	19.74%	0.29%

Updated May 15, 2026. Data Source: Fiscal.ai. financials template. Financial Sources.

SEC Filings: 10-K · 10-Q