Klarna Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Cash & Equivalents	2,806	3,803	3,243	2,391	1.69
Securities and Investments	2,132	1,518	454	799	1.12
Other Earning Assets	776	-	-	-	-
Gross Loans	9,166	10,459	8,141	8,083	6.76
Net Loans	9,166	10,459	8,141	8,083	6.76
Net Property, Plant & Equipment	62	60	85	122	0.2
Accrued Interest and Accounts Receivable	855	580	493	714	0.54
Other Intangible Assets	358	383	376	533	0.57
Goodwill	671	685	613	667	0.66
Other Non-Earning Assets	496	523	397	439	0.48
Total Assets	17,988	18,797	13,804	13,748	12.01
Interest-bearing deposits	12,301	13,003	9,510	9,478	7.66
Total Deposits	12,301	13,003	9,510	9,478	7.66
Accounts Payable	1,400	1,391	1,268	1,453	1.1
Long-Term Debt	1,415	1,359	513	324	0.47
Other Liabilities	238	360	256	296	0.46
Total Liabilities	15,354	16,113	11,547	11,551	9.68
Preferred Stock	-	-	-	37	0.06
Additional Paid-in Capital	450	427	4,646	4,625	4.58
Accumulated Other Comprehensive Income	-165	-90	-479	-311	-0.37
Retained Earnings	2,173	2,170	-2,081	-2,159	-1.95
Total Common Shareholders' Equity	2,458	2,507	2,086	2,192	2.32
Minority Interest	176	177	171	5	0.01
Shareholders' Equity	2,634	2,684	2,257	2,197	2.33
Total Liabilities & Equity	17,988	18,797	13,804	13,748	12.01
Total Debt	1,415	1,359	513	324	0.47
Net Cash (Debt)	-1,415	-1,359	-513	-324	-0.47
Net Cash Per Share	-141.69	-3.67	-1.41	-0.90	-1.39
Book Value	2,458	2,507	2,086	2,192	2.32
Book Value Per Share	246.13	6.76	5.72	6.05	6.91
Tangible Book Value	1,429	1,439	1,097	992	1.1
Tangible Book Value Per Share	143.09	3.88	3.01	2.74	3.26

Updated May 15, 2026. Data Source: Fiscal.ai. financials template. Financial Sources.

SEC Filings: 10-K · 10-Q