Klarna Group plc (KLAR)
NYSE: KLAR · Real-Time Price · USD
14.44
+0.69 (5.02%)
At close: Mar 9, 2026, 4:00 PM EDT
14.47
+0.03 (0.21%)
After-hours: Mar 9, 2026, 7:59 PM EDT

Revenue

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Transaction Revenue
2.10B1.79B
Transaction Revenue Growth
17.36%17.05%
Consumer Service Revenue
397.00M344.00M
Consumer Service Revenue Growth
15.41%45.15%
Transaction And Service Revenue
2.50B2.14B
Transaction And Service Revenue Growth
17.04%20.81%
Gain on Sale of Consumer Receivables Revenue
73.00M-
Interest Income Revenue
937.00M675.00M
Interest Income Revenue Growth
38.81%32.87%

Revenue by Geography

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
United States Revenue
1.24B850.00M
United States Revenue Growth
46.23%39.57%
Germany Revenue
848.00M755.00M
Germany Revenue Growth
12.32%21.77%
United Kingdom Revenue
442.00M348.00M
United Kingdom Revenue Growth
27.01%29.85%
Sweden Revenue
-273.00M
Sweden Revenue Growth
--8.70%
Other Countries Revenue (Pre-Q32025 Reporting)
-585.00M
Other Countries Revenue (Pre-Q32025 Reporting) Growth
-21.88%
Other Countries Revenue
976.00M858.00M
Other Countries Revenue Growth
13.75%10.14%

Key Performance Indicators

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Merchant Checkout - Gross Merchandise Volume (GMV)
112.92B95.62B
Merchant Checkout - Gross Merchandise Volume (GMV) Growth
18.09%12.97%
Direct-to-Consumer - Gross Merchandise Volume (GMV)
14.95B9.39B
Direct-to-Consumer - Gross Merchandise Volume (GMV) Growth
59.14%20.06%
Total Gross Merchandise Volume (GMV)
127.94B105.02B
Total Gross Merchandise Volume (GMV) Growth
21.83%13.57%
Number of Active Klarna Consumers
118.00M92.00M
Number of Active Klarna Consumers Growth
28.26%9.52%
Number of Merchants
966.00K681.00K
Number of Merchants Growth
41.85%-
Average Revenue per Active Consumer (ARPAC)
30.0030.00
Average Revenue per Active Consumer (ARPAC) Growth
-11.11%
Revenue Take Rate
2.70%-
Provision For Credit Losses - % of GMV
0.63%0.47%
Transaction Margin Dollars
1.24B1.22B
Transaction Margin Dollars Growth
1.81%12.17%
Transaction And Service Revenue - Like-for-Like Growth
17.00%23.00%
Interest Income Revenue - Like-for-Like Growth
34.00%32.00%
Total Revenue Like-for-Like Growth
24.00%25.00%
Average Order Value (AOV) (LTM)
103.00-
Updated Dec 31, 2025. Data Source: Fiscal.ai.