Revenue

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Transaction Revenue	-	1.79B	Log In	Log In
Consumer Service Revenue	-	344.00M	Log In	Log In
Transaction And Service Revenue	2.36B	2.14B	Log In	Log In
Interest Income Revenue	851.00M	675.00M	Log In	Log In

Revenue by Geography

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Germany Revenue	755.00M	Log In	Log In
United States Revenue	850.00M	Log In	Log In
Sweden Revenue	273.00M	Log In	Log In
United Kingdom Revenue	348.00M	Log In	Log In
Other Countries Revenue	585.00M	Log In	Log In

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Merchant Checkout - Gross Merchandise Volume (GMV)	-	95.62B	Log In	Log In
Direct-to-Consumer - Gross Merchandise Volume (GMV)	-	9.39B	Log In	Log In
Total Gross Merchandise Volume (GMV)	-	105.02B	Log In	Log In
Number of Active Klarna Consumers	114.00M	93.00M	Log In	Log In
Average Revenue per Active Consumer (ARPAC)	28.00	30.00	Log In	Log In
Provision For Credit Losses - % of GMV	-	0.47%	Log In	Log In
Transaction Margin Dollars	-	1.22B	Log In	Log In
Transaction And Service Revenue - Like-for-Like Growth	-	23.00%	Log In	Log In
Interest Income Revenue - Like-for-Like Growth	-	32.00%	Log In	Log In
Total Revenue Like-for-Like Growth	-	25.00%	Log In	Log In

Updated Sep 30, 2025. Data Source: Fiscal.ai.