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Klarna Group plc (KLAR)
NYSE: KLAR · Real-Time Price · USD
14.69
+0.49 (3.45%)
At close: Aug 31, 2026, 4:00 PM EDT
14.70
+0.01 (0.07%)
After-hours: Aug 31, 2026, 7:58 PM EDT

Klarna Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Revenue
1,0421,0121,082903823701782706680643681.25575.08478.01730.51414.27372.39408.62430.78445.25400.65
Revenue Growth
26.61%44.37%38.36%27.90%21.03%9.02%14.79%22.77%-34.52%-6.74%38.82%16.98%69.58%-6.96%-7.05%3.98%18.28%33.34%49.44%
Gross Profit
446389373280315271318316306277-149.3446.98235.05-28.94266.64219.67241.04254.35262.9272.15
Operating Income
311712-78-24-90-4625-17-28-219.2148.54-114.05-247.58-148.67-287.39-315.35-248.96-257.33-84.03
Net Income
4-5-47-95-52-1012318-7-31-29.79-15.46-120.71-241.24-179.15-308.18-338.16-313.3-323.83-78.97
Earnings Per Share
0.01-0.01-0.12-0.26-0.14-0.280.060.05-0.02-----------
EPS Growth
--------------------

Revenue by Segment
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23
Transaction
571529--512428--435402----
Consumer Service
136142--9291--8384----
Gain on Sale of Consumer Receivables
6957------------
Interest Income
266284267269219182181174164157142134116116
Revenue (Total)
1,0421,0121,0829038237017817066826430---

Cash & Debt
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Cash & Investments
4,8144,6985,1688,2886,7445,1463,644--3,1153,1152,6882,5882,5712,4131,8141,9902,8262,9211,785
Total Debt
1,7521,4151,4392,623814622600--447447398.07642.17637.95598.831,0541,1571,2851,329884.76
Net Cash (Debt)
3,0623,2833,7295,6655,9304,5243,044--2,6682,6682,2901,9461,9331,814759.09832.921,5411,593899.87
Net Cash Growth
-48.36%-27.43%22.50%--69.56%14.09%--37.13%38.04%26.23%133.59%25.45%13.92%-15.65%-5.63%456.53%527.38%-
Net Cash Per Share
8.088.689.8815.2516.1112.388.32-------------

Cash Flow & CapEx
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Operating Cash Flow
-261-952-3,038472927607-465227-3501,175564.58559.94-334.18212.25-114.08-125.18179.07185.09-382.51
Capital Expenditures
---2---1-1----0.45-0.14--0.59-0.95-4.78-5.25-9.72-10.05-4.05
Free Cash Flow
-261-952-3,040472927606-466227-3501,175564.13559.8-333.59211.3-118.86-130.42169.35175.05-386.56
Free Cash Flow Growth
---107.93%--48.43%--59.45%--69.11%164.93%-96.98%20.71%-----

Margins
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Gross Margin
42.80%38.44%34.47%31.01%38.27%38.66%40.66%44.76%45.00%43.08%-21.92%77.72%49.17%-3.96%64.36%58.99%58.99%59.04%59.04%67.93%
Operating Margin
2.97%1.68%1.11%-8.64%-2.92%-12.84%-5.88%3.54%-2.50%-4.35%-32.18%8.44%-23.86%-33.89%-35.89%-77.18%-77.18%-57.79%-57.79%-20.97%
Pretax Margin
2.59%1.48%-1.57%-9.63%-5.59%-13.12%5.88%1.98%-0.15%-4.04%-7.18%-10.19%-23.27%-31.64%-44.85%-83.16%-83.16%-62.43%-62.43%-25.26%
Profit Margin
0.38%-0.49%-4.34%-10.52%-6.32%-14.41%2.94%2.55%-1.03%-4.82%-4.37%-2.69%-25.25%-33.02%-43.24%-82.76%-82.76%-72.73%-72.73%-19.71%
FCF Margin
-25.05%-94.07%-280.96%52.27%112.64%86.45%-59.59%32.15%-51.47%182.74%82.81%97.34%-45.66%51.01%-31.92%-31.92%39.31%39.31%-96.48%

Valuation
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Forward PE
80.7792.15126.0252.36----------------
P/FCF Ratio
---8.98----------------
PS Ratio
1.901.293.114.31----------------