Net Premiums Written

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	2012 - 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2012 - 2020
Direct Written Premiums	1.97B	1.87B	Log In	Log In	Log In	Upgrade
Ceded Written Premiums	-377.74M	-392.99M	Log In	Log In	Log In	Upgrade
Net Written Premiums	1.59B	1.48B	Log In	Log In	Log In	Upgrade

Net Premiums Earned

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	2012 - 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2012 - 2020
Direct Earned Premiums	1.90B	1.74B	Log In	Log In	Log In	Upgrade
Ceded Earned Premiums	-384.34M	-392.77M	Log In	Log In	Log In	Upgrade
Net Earned Premiums	1.52B	1.35B	Log In	Log In	Log In	Upgrade

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	2012 - 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2012 - 2020
Loss Ratio	55.80%	Log In	Log In	Log In	Upgrade
Expense Ratio	20.60%	Log In	Log In	Log In	Upgrade
Combined Ratio	76.40%	Log In	Log In	Log In	Upgrade
Net Retention Ratio	79.00%	Log In	Log In	Log In	Upgrade

Updated Oct 23, 2025. Data Source: Fiscal.ai.