Kinsale Capital Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	1,576	1,350	1,073	794.12	582.88
Investment Income	192.19	150.29	102.34	51.28	31.05
Net Gains on Investments	63.22	50.72	21.13	-26.9	25.64
Total Other Revenues	42.73	36.04	28.45	20.3	13.91
Revenue	1,874	1,588	1,224	838.8	653.47
Revenue Growth (YoY)	18.04%	29.65%	45.98%	28.36%	42.09%
Insurance Benefits & Claims	890.69	772.9	600.22	457.91	324.42
Policy Amortization Costs	336.7	285.81	228.97	180.32	138.59
Other Operating Expenses	1.65	3.97	0.94	0.72	0.67
Operating Income	644.95	524.85	394.32	199.85	189.8
Interest Expense	-10.65	-10.13	-10.3	-4.28	-0.99
Total Non-Operating Income (Expense)	-10.65	-10.13	-10.3	-4.28	-0.99
Pretax Income	634.3	514.72	384.02	195.56	188.8
Provision for Income Taxes	130.69	99.87	75.92	36.45	36.14
Net Income	503.61	414.84	308.09	159.11	152.66
Net Income to Common	503.61	414.84	308.09	159.11	152.66
Net Income Growth	21.40%	34.65%	93.63%	4.23%	72.65%
Shares Outstanding (Basic)	23	23	23	23	23
Shares Outstanding (Diluted)	23	23	23	23	23
Shares Change (YoY)	-0.31%	0.11%	0.79%	0.27%	0.92%
EPS (Basic)	21.76	17.92	13.37	6.97	6.73
EPS (Diluted)	21.65	17.78	13.22	6.88	6.62
EPS Growth	21.77%	34.49%	92.15%	3.93%	71.06%
Shares Outstanding	23.15	23.27	23.18	23.09	22.83
Free Cash Flow	990.05	952.05	851.11	474.29	401.12
Free Cash Flow Growth	3.99%	11.86%	79.45%	18.24%	62.33%
Free Cash Flow Per Share	42.57	40.80	36.52	20.51	17.39
Dividends Per Share	0.680	0.600	0.560	0.520	0.440
Dividend Growth	13.33%	7.14%	7.69%	18.18%	22.22%
Operating Margin	34.42%	33.06%	32.20%	23.83%	29.04%
Profit Margin	26.87%	26.13%	25.16%	18.97%	23.36%
FCF Margin	52.83%	59.97%	69.51%	56.54%	61.38%
EBITDA	650.78	530.65	397.59	202.57	192.1
EBITDA Margin	34.73%	33.43%	32.47%	24.15%	29.40%
EBIT	644.95	524.85	394.32	199.85	189.8
EBIT Margin	34.42%	33.06%	32.20%	23.83%	29.04%
Effective Tax Rate	20.60%	19.40%	19.77%	18.64%	19.14%

Updated Feb 20, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q