Kinsale Capital Group, Inc. (KNSL)

Net Premiums Written

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2014
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013
Direct Written Premiums	1.98B	1.87B
Direct Written Premiums Growth	5.71%	19.22%
Ceded Written Premiums	-361.15M	-392.99M
Net Written Premiums	1.62B	1.48B
Net Written Premiums Growth	9.39%	16.82%

Net Premiums Earned

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2014
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013
Direct Earned Premiums	1.95B	1.74B
Direct Earned Premiums Growth	11.59%	27.51%
Ceded Earned Premiums	-369.38M	-392.77M
Net Earned Premiums	1.58B	1.35B
Net Earned Premiums Growth	16.69%	25.91%

Key Performance Indicators

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2014
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013
Loss Ratio	55.10%	55.80%
Expense Ratio	20.80%	20.60%
Combined Ratio	75.90%	76.40%
Net Retention Ratio	81.70%	79.00%

Updated Feb 20, 2026. Data Source: Fiscal.ai.