LendingClub Corporation (LC)

LendingClub Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Operating Revenue	61.93	65.87	85.1	73.09	115.76	245.31
Other Revenue	1,134	1,095	1,050	1,197	776.72	223.14
Revenue	1,196	1,161	1,135	1,270	892.48	468.45
Revenue Growth (YoY)	8.77%	2.25%	-10.58%	42.27%	90.52%	-53.22%
Cost of Revenue	284.15	283.35	315.43	388.6	324.5	282.74
Gross Profit	283.07	275.78	279.98	536.37	412.82	185.71
Selling, General & Admin	156.51	148.25	146.55	270.24	227.96	121.17
Other Operating Expenses	54.59	53.25	57.26	64.19	55.11	47.76
Operating Expenses	218.48	210.02	220.79	361.77	322.79	222.96
Operating Income	64.59	65.76	59.19	174.6	90.03	-37.25
Interest Expense	-0.36	-0.7	-4.57	-21.56	-71.59	-150.37
EBT Excluding Unusual Items	64.23	65.07	54.62	153.04	18.44	-187.62
Pretax Income	64.23	65.07	54.62	153.04	18.44	-187.62
Income Tax Expense	13.48	13.74	15.68	-136.65	-0.14	-0.08
Earnings From Continuing Operations	50.75	51.33	38.94	289.69	18.58	-187.54
Net Income	50.75	51.33	38.94	289.69	18.58	-187.54
Net Income to Common	50.75	51.33	38.94	289.69	18.58	-187.54
Net Income Growth	35.25%	31.82%	-86.56%	1459.12%	-	-
Shares Outstanding (Basic)	112	112	108	104	98	90
Shares Outstanding (Diluted)	114	113	108	104	102	90
Shares Change (YoY)	4.65%	4.29%	4.30%	1.81%	12.95%	3.62%
EPS (Basic)	0.45	0.46	0.36	2.80	0.19	-2.07
EPS (Diluted)	0.44	0.45	0.36	2.79	0.18	-2.07
EPS Growth	28.90%	25.35%	-87.13%	1433.86%	-	-
Free Cash Flow	-2,183	-2,688	-1,196	306.09	205.46	386.88
Free Cash Flow Per Share	-19.06	-23.77	-11.03	2.94	2.01	4.28
Gross Margin	23.68%	23.76%	24.66%	42.24%	46.26%	39.64%
Operating Margin	5.40%	5.67%	5.21%	13.75%	10.09%	-7.95%
Profit Margin	4.25%	4.42%	3.43%	22.81%	2.08%	-40.03%
Free Cash Flow Margin	-182.55%	-231.58%	-105.35%	24.11%	23.02%	82.59%
EBITDA	124.66	124.6	106.39	218.43	134.32	16.78
EBITDA Margin	10.43%	10.73%	9.37%	17.20%	15.05%	3.58%
D&A For EBITDA	60.07	58.83	47.2	43.83	44.29	54.03
EBIT	64.59	65.76	59.19	174.6	90.03	-37.25
EBIT Margin	5.40%	5.67%	5.21%	13.75%	10.09%	-7.95%
Effective Tax Rate	20.99%	21.11%	28.71%	-	-	-

Updated Apr 29, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q