LendingClub Corporation (LC)

LendingClub Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Operating Revenue	57.84	65.87	85.1	73.09	115.76	245.31
Other Revenue	1,238	1,095	1,050	1,197	776.72	223.14
Revenue	1,296	1,161	1,135	1,270	892.48	468.45
Revenue Growth (YoY)	16.98%	2.25%	-10.58%	42.27%	90.52%	-53.22%
Cost of Revenue	295.83	283.35	315.43	388.6	324.5	282.74
Gross Profit	385.77	275.78	279.98	536.37	412.82	185.71
Selling, General & Admin	185.44	148.25	146.55	270.24	227.96	121.17
Other Operating Expenses	56.89	53.25	57.26	64.19	55.11	47.76
Operating Expenses	247.73	210.02	220.79	361.77	322.79	222.96
Operating Income	138.03	65.76	59.19	174.6	90.03	-37.25
Interest Expense	-0.01	-0.7	-4.57	-21.56	-71.59	-150.37
EBT Excluding Unusual Items	138.03	65.07	54.62	153.04	18.44	-187.62
Pretax Income	138.03	65.07	54.62	153.04	18.44	-187.62
Income Tax Expense	34.18	13.74	15.68	-136.65	-0.14	-0.08
Earnings From Continuing Operations	103.84	51.33	38.94	289.69	18.58	-187.54
Net Income	103.84	51.33	38.94	289.69	18.58	-187.54
Net Income to Common	103.84	51.33	38.94	289.69	18.58	-187.54
Net Income Growth	100.61%	31.82%	-86.56%	1459.12%	-	-
Shares Outstanding (Basic)	114	112	108	104	98	90
Shares Outstanding (Diluted)	117	113	108	104	102	90
Shares Change (YoY)	4.58%	4.29%	4.30%	1.81%	12.95%	3.62%
EPS (Basic)	0.91	0.46	0.36	2.80	0.19	-2.07
EPS (Diluted)	0.89	0.45	0.36	2.79	0.18	-2.07
EPS Growth	93.62%	25.35%	-87.13%	1433.86%	-	-
Free Cash Flow	-2,151	-2,688	-1,196	306.09	205.46	386.88
Free Cash Flow Per Share	-18.44	-23.77	-11.03	2.94	2.01	4.28
Gross Margin	29.76%	23.76%	24.66%	42.24%	46.26%	39.64%
Operating Margin	10.65%	5.67%	5.21%	13.75%	10.09%	-7.95%
Profit Margin	8.01%	4.42%	3.43%	22.81%	2.08%	-40.03%
Free Cash Flow Margin	-165.92%	-231.58%	-105.35%	24.11%	23.02%	82.59%
EBITDA	204.03	124.6	106.39	218.43	134.32	16.78
EBITDA Margin	15.74%	10.73%	9.37%	17.20%	15.05%	3.58%
D&A For EBITDA	66	58.83	47.2	43.83	44.29	54.03
EBIT	138.03	65.76	59.19	174.6	90.03	-37.25
EBIT Margin	10.65%	5.67%	5.21%	13.75%	10.09%	-7.95%
Effective Tax Rate	24.77%	21.11%	28.71%	-	-	-

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q