LendingClub Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	998.85	787.01	864.62	1,187	818.63
Revenue Growth (YoY)	26.92%	-8.98%	-27.17%	45.02%	157.36%
Gross Profit	998.85	787.01	864.62	1,187	818.63
Selling, General & Admin	510.68	433.65	465.76	673.82	577.61
Depreciation & Amortization Expenses	62.89	58.83	47.2	43.83	44.29
Other Operating Expenses	248.33	229.46	297.05	316.52	178.29
Total Operating Expenses	821.9	721.95	810	1,034	800.19
Operating Income	176.95	65.07	54.62	153.04	18.44
Pretax Income	176.95	65.07	54.62	153.04	18.44
Provision for Income Taxes	41.27	13.74	15.68	-136.65	-0.14
Net Income	135.68	51.33	38.94	289.69	18.58
Net Income to Common	135.68	51.33	38.94	289.69	18.58
Net Income Growth	164.32%	31.82%	-86.56%	1459.12%	-
Shares Outstanding (Basic)	115	112	108	104	98
Shares Outstanding (Diluted)	117	113	108	104	103
Shares Change (YoY)	3.63%	4.29%	4.30%	0.76%	13.93%
EPS (Basic)	1.18	0.46	0.36	2.80	0.19
EPS (Diluted)	1.16	0.45	0.36	2.79	0.18
EPS Growth	157.78%	25.00%	-87.10%	1450.00%	-
Free Cash Flow	-2,867	-2,688	-1,196	306.09	205.46
Free Cash Flow Growth	-	-	-	48.98%	-46.89%
Free Cash Flow Per Share	-24.46	-23.77	-11.03	2.94	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	17.72%	8.27%	6.32%	12.89%	2.25%
Profit Margin	13.58%	6.52%	4.50%	24.40%	2.27%
FCF Margin	-287.06%	-341.61%	-138.34%	25.78%	25.10%
EBITDA	239.84	123.9	101.81	196.87	62.73
EBITDA Margin	24.01%	15.74%	11.78%	16.58%	7.66%
EBIT	176.95	65.07	54.62	153.04	18.44
EBIT Margin	17.72%	8.27%	6.32%	12.89%	2.25%
Effective Tax Rate	23.32%	21.11%	28.71%	-89.29%	-0.74%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q