LendingClub Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,033	998.85	787.01	864.62	1,187	818.63
Revenue Growth (YoY)	25.41%	26.92%	-8.98%	-27.17%	45.02%	157.36%
Gross Profit	1,033	998.85	787.01	864.62	1,187	818.63
Selling, General & Admin	548.79	510.68	433.65	465.76	673.82	577.61
Depreciation & Amortization Expenses	64.8	62.89	58.83	47.2	43.83	44.29
Other Operating Expenses	191.22	248.33	229.46	297.05	316.52	178.29
Total Operating Expenses	804.81	821.9	721.95	810	1,034	800.19
Operating Income	228.58	176.95	65.07	54.62	153.04	18.44
Pretax Income	228.58	176.95	65.07	54.62	153.04	18.44
Provision for Income Taxes	52.97	41.27	13.74	15.68	-136.65	-0.14
Net Income	175.61	135.68	51.33	38.94	289.69	18.58
Net Income to Common	175.61	135.68	51.33	38.94	289.69	18.58
Net Income Growth	246.02%	164.32%	31.82%	-86.56%	1459.12%	-
Shares Outstanding (Basic)	115	115	112	108	104	98
Shares Outstanding (Diluted)	118	117	113	108	104	103
Shares Change (YoY)	2.64%	3.63%	4.29%	4.30%	0.76%	13.93%
EPS (Basic)	1.53	1.18	0.46	0.36	2.80	0.19
EPS (Diluted)	1.49	1.16	0.45	0.36	2.79	0.18
EPS Growth	238.64%	157.78%	25.00%	-87.10%	1450.00%	-
Shares Outstanding	115.5	115.37	113.38	110.41	106.55	101.04
Free Cash Flow	-3,160	-2,867	-2,688	-1,196	306.09	205.46
Free Cash Flow Growth	-	-	-	-	48.98%	-46.89%
Free Cash Flow Per Share	-26.89	-24.46	-23.77	-11.03	2.94	1.99
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	22.12%	17.71%	8.27%	6.32%	12.89%	2.25%
Profit Margin	16.99%	13.58%	6.52%	4.50%	24.40%	2.27%
FCF Margin	-305.76%	-287.06%	-341.61%	-138.34%	25.78%	25.10%
EBITDA	293.38	239.84	123.9	101.81	196.87	62.73
EBITDA Margin	28.39%	24.01%	15.74%	11.78%	16.58%	7.66%
EBIT	228.58	176.95	65.07	54.62	153.04	18.44
EBIT Margin	22.12%	17.71%	8.27%	6.32%	12.89%	2.25%
Effective Tax Rate	23.17%	23.32%	21.11%	28.71%	-89.29%	-0.74%

Updated Apr 30, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q